The Latest Adjustable Rate Mortgage (ARM) Indexes

These are the latest available index values for Adjustable Rate Mortgages (ARMs). These values are used by lenders & mortgage servicers to calculate changing interest rates on ARMs. Borrowers can use them to verify impending rate changes for your ARM by using the HSH Associates' ARM Check Kit.

We also make available, at no cost, the histories of ARM indexes listed here. Many others are available.

Lenders, servicers, compliance software vendors, and others get the latest ARM indexes on a daily basis via e-mail or via our web service.

Daily US & International Rates
Last update: 10/06/2008
  Latest   Yesterday Week Ago
  Federal Funds rate 1.10% 0.67% 1.19%
  Discount Rate 2.25% 2.25% 2.25%
  Overnight Libor (1 day delay) 2.00% 2.57% 2.57%
  Freddie Mac 30/60 5.79% 5.87% 5.94%
  Fannie Mae 30/60 5.71% 5.98% 5.93%
  HSH Nat Conform 30-yr FRM 6.20% 6.30% 6.24%
  10 Year Treasury Security 3.63% 3.66% 3.80%
  6 Month Libor (1 day delay) 4.13% 4.05% 3.98%
  Bank Prime Loan Rate 5.00% 5.00% 5.00%
  WSJ Prime Rate (04/30/2008) 5.00% 5.00% 5.00%


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To view our extensive collection of ARM Index Histories, click here.


HSH's Daily Index Update Service brings you the latest ARM indexes & financial indicators every business day, customized the way you want them. Delivery via e-mail or web service.


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Current Indexes for Adjustable Rate Mortgages
Last update: 10/06/2008
  Week ending  Month of
  10/03/08 Sep 08
   1 Year Treasury Security 1.59% 1.91%
   3 Year Treasury Security 2.03% 2.32%
   5 Year Treasury Security 2.77% 2.88%
  10 Year Treasury Security 3.70% 3.69%
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  Monthly Treasury Average (MTA) Sep 08 2.4792%
  Certificate of Deposit Index (CODI) Sep 08 3.5167%
  11th District Cost of Funds Aug 08 2.693%
  Prime Rate, as of 04/30/08 5.00%

HSH Associates is the nation's largest publisher of mortgage information. Extracts of HSH's weekly nationwide surveys of over 2,000 lenders are used by consumers to shop for a mortgage, and by lenders seeking a competitive advantage.

HSH makes every effort to present accurate information, but assumes no liability for errors or omissions.

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