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Will mortgage rates keep rising? Be sure to read our latest Two-month forecast for mortgage rates to find out.

Mortgage rates, mortgage calculator, home loans and refinance rates.

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Current Mortgage Rates

About the HSH Mortgage Pricing Survey »
Loan This Week Last Week
30-year Fixed *
4.15 4.10
15-year Fixed *
3.33 3.28
1-year ARM
2.88 2.76
* Conforming, Expanded Conforming, and Jumbo Rates.
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Time Range: 6m | 1y | 3y
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Prepayment Refinance Calculator

Paying more means paying less when you prepay your mortgage. Prepaying can replace the need to refinance or even make it more valuable.

News and Views

HARP needs more than a deadline extension

Homeowners who haven't refinanced their mortgage might have another shot at refinancing now that the Home Affordable Refinance Program (HARP) has been extended until Dec. 31, 2015.

In-house lenders aren't always best

There are both advantages and disadvantages to working with an in-house lender, so homebuyers should always compare offers from multiple lenders before committing to a lender or a loan.

I'm assuming you want a lower interest rate, right?

Some homebuyers are deliberately choosing FHA loans because they're assumable. When it comes time to sell, your buyer can assume your historically-low interest rate.

Is it time to sue your mortgage lender?

Mortgage lenders and servicers are famous for turning deaf ears on frantic homeowners. Is getting their attention with a lawsuit the answer for those seeking mortgage modification or foreclosure help?