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Best CD Rates

A certificate of deposit (CDs) offers a fixed interest yield in exchange for a commitment to keep your deposits in the bank for a set period, known as a term. You can find a wide range in CD terms, from as little as one month to as long as five years or more.

Look for the best CD rates offered for the term that best matches your needs. For instance, if you plan on a home renovation in a year and a half, evaluate CD rates for 18-month CDs. You can also mix CD terms in a CD ladder to balance the best CD rates with periodic access to your money.

CDs are a safe investment choice because deposits held with FDIC member banks will be covered by FDIC deposit insurance of $250,000 per individual per institution.

To open a CD today, find and compare the best CD rates in the table below.