HSH.com provides today's mortgage rates in your area through our lender networks and national survey. The mortgage comparison tool below allows you to benchmark top mortgage lenders against the national average, comparing monthly mortgage payments and APR, and identifying the most competitive offers for your new home purchase, refinance or home equity loan.
It's easy to get our daily updated mortgage rates: enter your loan amount, state, type of loan and terms you want. You can decide to contact selected lenders directly or we can connect you with the most competitive mortgage lenders through our matching technology and nationwide lender network.
The rates were submitted by each individual lender/broker on the date indicated. Rate/APR terms offered by advertisers may differ from those listed above based on the creditworthiness of the borrower and other differences between an individual loan and the loan criteria used for the MoneyRates quotes. More Info.. These quotes are from banks, thrifts and brokers who have paid for a link to their website in the listings above and you can find additional information about their loan programs on their websites. To promote rates on your site, contact mortgagerates@quinstreet.com
Featured mortgage articles
Ten steps to getting the best mortgage and interest rate
Whether refinancing or purchasing a new home, shopping for a mortgage probably isn't something you do every day. And if you haven't done it since the start of the housing market crash and credit crisis, you'll see that the rules have changed. Get up to speed with this guide to shopping for a mortgage loan in today's unique market. Mortgage Shopping: Ten Steps to Success For best results, shop with... Read More
Mortgage rates push higher this week. more increases likely
HSH.com releases its latest Weekly Mortgage Rates Radar showing increases in mortgage rates from the previous week. The Weekly Mortgage Rates radar reports the average rates and points offered by lenders for the two most popular types of mortgages, the conforming 30-year fixed-rate mortgage and the conforming 5/1 adjustable-rate mortgage (ARM).... Read More
Shopping for a mortgage : What APR can't tell you
APR, or annual percentage rate, represents the cost of your mortgage as a percentage of the loan amount. APR is supposed to make comparing and selecting the best mortgage rates easier, and mortgage lenders are required by law to disclose it. If you borrow $200,000 at 5%, you are paying more for your loan than just the 5% monthly interest. For example, it might cost you $4,000 just to originate the... Read More
Consumer handbook on adjustable rate mortgages
Consumer Handbook on Adjustable Rate Mortgages Prepared by the Federal Reserve Board and the Office of Thrift Supervision This booklet was prepared in consultation with the following organizations: American Bankers Association Comptroller of the Currency Consumer Federation of America Credit Union National Association, Inc. FederalDeposit Insurance Corporation Federal Reserve... Read More
The three main types of adjustable-rate mortgages
Adjustable-Rate Mortgages: Three Main Types Defined Mortgages with adjustable rates can be tempting because they start out at a lower rate than fixed-rate home loans. But a lot of consumers who take out adjustable-rate mortgages, or ARMs, get into financial trouble when their monthly payments are reset and they find themselves unable to afford their mortgages. It's a big problem in this market because... Read More
Today's mortgage rates : Should you lock in?
You signed a purchase agreement on your dream home, researched today's best mortgage rates, and qualified for a home loan. Just when you thought the hard part was over comes a conundrum: should you lock in the mortgage rate? Mortgage rates fluctuate from week to week, and not even the wisest Wall Street maven can know for certain what mortgage rates will be by the time your loan closes. If you lock... Read More
