Current Mortgage Rates From: Lakeland Bank

12-MONTH CONSTRUCTION MORTGAGE LOANS
At Lakeland Bank we are dedicated to community banking. Our customer's borrowing needs take first priority and all of our team members devote their efforts to make sure each financial need is met.

Funds for construction of owner occupied housing are available. Advances take place at specified stages of construction. Construction financing is also available for modular homes. The Mortgage Operations Center is located in Northwestern New Jersey. All processing, underwriting and closings are done locally giving you the convenience and confidence that your decision maker is close by, not states away. Lakeland's Mortgage Consultants serve our customers from the Delaware River to the Hudson River and beyond.

Main Headquarters
Located at:
250 Oak Ridge Road,
Oak Ridge, New Jersey 07438
(973) 697-2000
www.lakelandbank.com

Current Construction Loan Rates

*Program*	*Rate*	*Points*	*APR*	*Max Loan*	*P&I Per $1k*	Fees In APR
Construction Loan - 12 Month	5.99%	0	7.05%	$1,000,000	$4.99-IO
*Rates as of 5/12/2008 and are subject to change.*

Complete the inquiry section below and ask our Mortgage Consultant about our
Construction/Permanent Financing products.
For additional rates on other products for conventional residential mortgage loans and for
loans over $1,000,000.00 visit our web site at:
www.lakelandbank.com
(Please Copy and paste into your browser)
Rates vary daily and are subject to change without notice.
Private Mortgage Insurance is required on all loans with less than 20% down.

[The information on this page is updated directly by the lender using HSH's LiveEdit service. Please contact the lender with any questions or comments about the information posted here.]

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2 Broad St. P.O. Box 460
Branchville, NJ 07826
Phone: 973-948-9511
Fax: 973-948-9515