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At OceanFirst, you’ll find great rates, great service and great people all working together
to make financing your dream easier. With a wide choice of loan options, a convenient
application process and prompt lending decisions made right here, locally. You can even
combine your Construction and Permanent Mortgage Loans so you’ll have just one closing,
saving you time and money. Plus, choose from flexible terms including ARMs, fixed-rates and
mortgages up to $1,000,000. Whatever your dream, we’ll help you custom build it.
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Current Mortgage Rates
| Program |
Rate |
Points |
APR |
Max Loan |
Fees In
APR |
Max LTV |
| 30 Year PBA (Police & Fire) |
4.67% |
0 |
4.67 |
$417,000 |
$350 |
95 |
| 15 Year Fixed |
5.625% |
0 |
5.714 |
$417,000 |
$350 |
95 |
| 30 Year Fixed |
6.125% |
0 |
6.134 |
Call |
$350 |
95 |
| 30 Year Fixed (180 Day Lock) |
6.125% |
.5 |
6.214 |
$417,000 |
$350 |
95 |
| 30 Year Fixed Jumbo |
6.375% |
0 |
6.238 |
$1,000,000 |
$350 |
80 |
| 30 Year Fixed (360 Day Lock) |
6.375 |
1 |
6.451 |
$1,000,000 |
$350 |
80 |
| 3/1 Arm |
5.375% |
0 |
4.334 |
$1.000,000 |
$350 |
90 |
| 5/1 Arm |
5.500% |
0 |
4.614 |
$1,000,000 |
$350 |
90 |
| 5/5 Arm |
5.500% |
0 |
4.614 |
$1,000,000 |
$350 |
90 |
| 7/1 Arm |
5.75% |
0 |
4.711 |
$1,000,000 |
$350 |
90 |
| 10/1 Arm |
5.875% |
0 |
5.384 |
$1,000,000 |
$350 |
90 |
| Reverse Mortgage |
Call |
0 |
Call |
Call |
Call |
Call |
| 5/1 Arm (1 Year Rate Lock) |
5.500% |
0 |
4.614 |
$1,000,000 |
$350 |
Call |
| 5/5 Arm (1 Year Rate Lock) |
5.500% |
0 |
4.614 |
$1,000,000 |
$350 |
90 |
| 7/1 Arm (1 Year Rate Lock) |
5.75% |
0 |
4.711 |
$1,000,000 |
$350 |
Call |
| 30 Year Fixed (VA) |
6.25% |
0 |
6.34 |
Call |
$350. |
100 |
| 30 Year Fixed (FHA) |
6.25% |
0 |
6.34 |
Call |
$350 |
97 |
| 10 /1 Arm Interest Only |
6.125 |
0 |
5.989 |
$1,000,000 |
$350 |
Call |
| 5/1 Arm Interest Only |
5.75% |
0 |
4.879 |
$1,000,000 |
$350 |
Call |
| 7/1 Arm Interest Only |
6% |
0 |
5.519 |
$1,000,000 |
$350 |
Call |
| Co-Op Loans |
Call |
0 |
Call |
Call |
$350 |
Call |
| 1 Year Rate Lock |
Call |
0 |
Call |
Call |
$350 |
90 |
| Rates as of 5-09-08 and are subject to change. |
| Rates subject to change without notice - Adjustable rates may change
after closing |
| [The information on this page is updated directly by the lender using HSH's LiveEdit service. Please contact the lender with any questions or comments about the information posted here.] |
Want More Information From OceanFirst Bank?
Contact Jim Mazzola
1700 Galloping Hill Rd.
Kenilworth, NJ 07033
Office: 800-974-6678 ext. 7286
Local: 732-951-0629
Cell: 732-501-4249
Fax: 908-298-0499
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