At OceanFirst, you’ll find great rates, great service and great people all working together
to make financing your dream easier. With a wide choice of loan options, a convenient
application process and prompt lending decisions made right here, locally. You can even
combine your Construction and Permanent Mortgage Loans so you’ll have just one closing,
saving you time and money. Plus, choose from flexible terms including ARMs, fixed-rates and
mortgages up to $1,000,000. Whatever your dream, we’ll help you custom build it.
Current Mortgage Rates
Program
Rate
Points
APR
Max Loan
Fees In APR
Max LTV
15 Year Fixed Jimbo*
5.125%
0
4.144
$729,750
$129
97
15 Year Fixed
4.625%
0
4.644
$417,000
$129
95
15 Year Fixed
4.25%
1.625
4.519
$417,000
$129
95
30 Year Fixed
5.25%
0
5.261
$417,000
$129
95
30 Year Fixed
4.625%
2.5
5.939
$417,000
$129
95
30 Year Fixed Jumbo*
5.5%
0
5.511
$729,750
$129
80
30 Year FHA & VA
5.25%
0
5.261
$400,000
$129
100
30 Yr. Fixed Construction Loan
5.5%
1
5.812
$400,000
$129
75
5/1 Arm Construction Loan
4.875%
1
4.083
$1,000,000
$129
75
5/1 Arm
4.5%
0
3.638
$1,000,000
$129
75
7/1 Arm
5.%
0
4.045
$1,000,000
$129
75
10/1 Arm
5.25
0
4.491
$1,000,000
$129
75
5/1 Arm (1 Year Rate Lock)
4.5%
0
3.638
$1,000,000
$129
75
7/1 Arm (1 Year Rate Lock)
5%
0
4.045
$1,000,000
$129
75
30 Year (BI-WEEKLEY)
5.25%
0
5.261
$417,000
$129
95
5/1 Arm No Income (720 Fico
5
1
5.407
$500,000
$129
75
7/1 Arm No Income (720 Fico)
5.5
1
5.157
$500,000
$129
75
5/1 Arm No Income (700 Fico)
5.5
1
4.249
$650,000
$129
70
7/1 Arm No Income (700 Fico)
5.5
1
4.664
$65000
$129
70
5/1 Arm Interest Only
4.75
0
3.802
$1,000,000
$129
75
7/1 Arm Interest Only
5.5
0
4.254
$1,000,000
$129
75
Construction Loan
6.5
1
5.187
$1,000,000
$129
75
Rates as of 11-7-09 and are subject to change.
Rates subject to change without notice - Adjustable rates may change
after closing (* Available i Ocean, Monmouth & Middlesex County, NJ )
Police & Fire for NJ PBA Members only (First Time Home Buyer)
[The information on this page is updated directly by the lender using HSH's LiveEdit service. Please contact the lender with any questions or comments about the information posted here.]
