At OceanFirst, you’ll find great rates, great service and great people all working together
to make financing your dream easier. With a wide choice of loan options, a convenient
application process and prompt lending decisions made right here, locally. You can even
combine your Construction and Permanent Mortgage Loans so you’ll have just one closing,
saving you time and money. Plus, choose from flexible terms including ARMs, fixed-rates and
mortgages up to $1,000,000. Whatever your dream, we’ll help you custom build it.
Current Mortgage Rates
Program
Rate
Points
APR
Max Loan
Fees In APR
Max LTV
30 Yr Fixed - $417,000
3.875%
0
3.947
$417,000
$129
95
* 30 Yr Fixed - $625,500
4.5%
0
4.541
$625,500
$129
20 to 25
30 Year Fixed to $1,000,000
4.5%
0
4.541
$1,000,000
$129
70.1 to 75
30 Year Fixed to $1,500,000
4.625%
0
4.771
$1,500,000
$129
70
20 Year Fixed to $1,000,000
4.375%
0
4.431
$625,500
$129
70.1 to 75
20 Year Fixed to $417,000
3.75%
0
3.850
$417,000
$129
95
15 Year Fixed to $1,000,000
3.875%
0
3.942
$625,500
$129
70.1 to 75
15 Year Fixed $417,000
3.25
0
3.376
$417,000
$129
95
10 Year Fixed $417,000
3.125%
0
3.308
$417,000
$129
95
5/1 Arm to $1,000,000
3.25%
0
3.073
$1,000,000
$129
70.1 to 75
5/1 Arm over $1,000,000
3.375%
0
3.161
$1,500,000
$129
60.01 to 7
5/1 Arm Interest Only
3.5%
0
3.314
$1,000,000
$129
75
5/1 Arm (1 Year Rate Lock)
3.25%
0
3.073
$1,000,000
$129
70.1 to 75
7/1 Arm to $1,000,000
3.625%
0
3.292
$1,000,000
126
60.1 to 70
7/1 Arm over $1,000,000
3.75%
0
3.592
$1,000,000
$129
75
7/1 Arm to (1 Year Rate Lock)
3.625%
0
3.292
$1,000,000
$129
75
7/1 Arm Interest Only
3.875%
0
3.522
$1,000,000
$129
75
10/1 Arm to $1,000,000
4 %
0
3.638
$1,000.000
$129
75
10/1 Arm Interest Only
4.25%
0
3.846
$1,000,000
$129
75
2nd Mortgage Fixed 15 Yr
3.99
0
3.99
$200,000
0
75
2nd Mortgage Fixed 20 Yr
4.5%
0
4.5
$200,000
0
75
30 Year Fixed Bi-Weekley
3.875%
0
4.947
$417,000
$129
95
Rates as of 2-10-12 and are subject to change.
Rates subject to change without notice - Adjustable rates may change
after closing. Loans require 740 Fico or subject to higher rate. *
High Balance and subject the Fanie Mae Limits
[The information on this page is updated directly by the lender using HSH's LiveEdit service. Please contact the lender with any questions or comments about the information posted here.]
