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When building or remodeling your home, securing your financing is just as important as picking the best contractor to see your project thru all its phases. I have been writing construction loans for over 20 years and know first hand how the loan should be structured to your benefit. As a broker, I have many different sources of bank funding for your project. This is truly the best approach to secure financing since I will have many sources to choose from to tailor your loan to your needs. There really is not a "one size fits all" loan for these types of projects. Every project is unique and so should be the financing. I will work with you and for you, one on one, to forge the best loan package available for your financial situation. Because I am a broker, I use bank wholesale rates - not retail rates as the banks make available through their retail branches. Whether you are contemplating a modest remodel or all the way to a whole home rehab or demolition and rebuild, I will help you secure the kind of financing that will best suit your remodeling purpose with the correct amount of financing, making sure the plans, description of material and appraisal are cohesive and correct for the lender and that the builder is approved with the lender we will use to fund the loan. My part does not end with the loan closing; I continue to act as a liaison for you, the remodeler and the lender. This makes for a sound financial partnership to make sure the draw requests are funded in a timely manner for payment to the builder or remodeler and their sub-contractors and when the construction project is complete your loan rolls over to the rate and term you have chosen in the beginning for the permanent financing. |
![]() Theresa Springer Senior Loan Officer 510-LO-34763 Innovative Construction and home lending. 503-924-2828 |
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Custom Construction Packages |
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Owner/ Builder, Builder/Owner and Non-Owner Occupied |
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Construction Loan Completions |
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No Loan Limits |
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Bare Land Loans |
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Spec Loans |
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No Acreage Limits |
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Extended Locks |
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Refinance Custom Construction Packages |
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Total Demolition - zero structure value |
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Remodel - full or partial |
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Log or Modular Homes |
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Take Out or End Loan Financing |
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All in One Closing or Two Step Closing-Client Choice |
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Want More Information From Pacific Residential Mortgage?
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1905 NW 169th Place, Suite 100 Beaverton, Oregon 97006 Phone: 503-924-2828 Fax: 503-924-2829 |


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2008 HSH® Associates.
Part of the HSH Lender Showcase. |