One Application, One Approval, One Closing It's easy at Valley. Our application process is simple and convenient. Unlike many lenders, we require only one application, one approval and one closing. When your home is completed, the Construction Loan will automatically convert to permanent financing with the loan product you have selected. Valley offers a variety of Construction Loan financing options to meet your individual needs. Valley construction loans are for 1 or 2 family, owner-occupied, residential properties located in the state of New Jersey and adjoining counties in New York and Pennsylvania. Valley's one step method saves you valuable time and money by simplifying the loan process. You will have peace of mind knowing that from start to finish, Valley will be there to help.

Valley's Construction Loan Programs Include:

Construction to permanent financing for new homes  Construction financing for major additions or renovations  Construction financing for land acquisition (with restrictions)

Valley National Bancorp (NYSE:VLY) is a regional bank holding company with over $10 billion in assets. Valley National Bank, its principal subsidiary, was founded in 1927 and operates as a super community bank with 163 branch offices in northern New Jersey and Manhattan. Valley is currently one of the largest commercial banks headquartered in New Jersey.

Valley National Bank places a high priority on customer service, and provides a wide array of consumer, commercial, asset management and trust services in a personable, friendly and approachable manner. Valley's comprehensive delivery channels enable customers to bank in person, by telephone or on-line. Valley lends throughout New Jersey, New York, Connecticut, Delaware, Eastern PA, and Florida.

For more than 75 years, Valley's management team and employees have been listening to customers, and learning about their individual needs and financial goals. We are committed to providing the most convenient service, the latest product innovations and the courtesy of an experienced and knowledgeable staff.