We research, you save.

Daily Short-Term Interest Rates


It's always good to be able to see the market at a glance, and lots of visitors ask us for more information on short-term rates. Thus, we're pleased to introduce this chart of indicators including daily conforming mortgage rates, Treasuries, Fed Funds, overnight Libor, and even Fannie Mae required net yields (basically, the 'wholesale' price of mortgage money) that you'll also want to keep an eye on.

We also make available, at no cost, the latest ARM indexes.

Daily US & International Rates
Last update: 10/30/2014
  Latest   Yesterday Week Ago
  Federal Funds Rate 0.09% 0.09% 0.09%
  Discount Rate 0.75% 0.75% 0.75%
  Overnight Libor (1 day delay) 0.09% 0.09% 0.09%
  Fannie Mae 30/60 3.63% 3.62% 3.52%
  6 Month Libor (1 day delay) 0.32% 0.32% 0.32%
  10 Year Treasury Security 2.30% 2.27% 2.22%
  The Prime Rate 3.25% 3.25% 3.25%
Source: ARMindexes.com


Current Indexes for Adjustable Rate Mortgages
Last update: 10/30/2014
  Week ending  Month of
  10/24/14 Sep 14
   1 Year Treasury Security 0.11% 0.11%
   3 Year Treasury Security 0.80% 1.05%
   5 Year Treasury Security 1.47% 1.77%
  10 Year Treasury Security 2.25% 2.53%
Lenders/Servicers -- save time and money. Get your ARM indexes
via webservice or email for as little as $55/month.
Click here to find out how!
  Monthly Treasury Average (MTA) Sep 14 0.1150%
  Certificate of Deposit Index (CODI) Jun 13 0.2292%
  11th District Cost of Funds Aug 14 0.667%
  Prime Rate, as of 12/16/08 3.25%
Source: ARMindexes.com

HSH Associates is the nation's largest publisher of mortgage information. Extracts of HSH's nationwide surveys of lenders are used by consumers to shop for a mortgage, and by lenders seeking a competitive advantage.

HSH makes every effort to present accurate information, but assumes no liability for errors or omissions.

Buy Our Mortgage Survey
 Mortgage Glossary  Mortgage Quick Search