X

Thinking about buying a home this spring? Check out the latest update to the income needed to buy a median-priced home in the top 50 metro areas.

Thinking about buying a home this spring? Check out the latest update to the income needed to buy a median-priced home in the top 50 metro areas.

Current FHA Mortgage Rates in AK - Alaska FHA Mortgage

Get FHA mortgage rates

Note: Your loan amount is greater than the value of the property, a condition known as being "underwater".
Sorry, no listings found currently for the selected values

Alaska Mortgages

2024 FHA Loan Limits for Alaska

FHA Loans are government insured mortgages from the Federal Housing Administration and are an attractive option for homebuyers with small down payments or who have less-than-stellar credit. An FHA-backed loan can also be attractive to homeowners who want to refinance.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

Learn more about FHA loans or calculate FHA loan costs and compare FHA loans against conventional low-downpayment mortgage programs.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2024 FHA loan limits for each county in Alaska are below.

County Name One Family Two Family Three Family Four Family
Aleutians East One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Aleutians West One Family$545,100 Two Family$697,800 Three Family$843,500 Four Family$1,048,300
Anchorage Munic One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Bethel Census A One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Bristol Bay Bor One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Chugach Census One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Copper River Ce One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Denali Borough One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Dillingham Cens One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Fairbanks North One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Haines Borough One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Hoonah-angoon C One Family$524,400 Two Family$671,300 Three Family$811,450 Four Family$1,008,450
Juneau City And One Family$553,150 Two Family$708,150 Three Family$855,950 Four Family$1,063,750
Kenai Peninsula One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Ketchikan Gatew One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Kodiak Island B One Family$517,500 Two Family$662,500 Three Family$800,800 Four Family$995,200
Kusilvak Census One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Lake And Penins One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Matanuska-susit One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Nome Census Are One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
North Slope Bor One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Northwest Arcti One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Petersburg Cens One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Prince Of Wales One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Sitka City And One Family$586,500 Two Family$750,800 Three Family$907,550 Four Family$1,127,900
Skagway Municip One Family$524,400 Two Family$671,300 Three Family$811,450 Four Family$1,008,450
Southeast Fairb One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Wrangell City A One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Yakutat City An One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Yukon-koyukuk C One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Add to Homescreen?
X
X
Install this web app on your phone :tap and then Add to homescreen