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Alaska Mortgages

Alaska FHA Mortgage

FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.

For Alaska, 12 counties have a FHA loan limit at $271,050 and the remaining 17 counties range from $274,850 to $420,900.

As of January 1, 2014, HUD approves new lower loan limits to take effect for FHA single-family loans. The current standard loan limit for areas where housing costs are relatively low will remain unchanged at $271,050. The new national-ceiling loan limit for the very highest cost areas will be reduced from $729,750 to $625,500. See the chart below for loan limits in your county.

County NameOne-FamilyTwo-FamilyThree-FamilyFour-FamilyMedian Sale Price
Aleutians East $271,050 $347,000 $419,425 $521,250 $214,000
Aleutians West $385,250 $493,200 $596,150 $740,850 $335,000
Anchorage Munic $355,350 $454,900 $549,850 $683,350 $301,000
Bethel Census A $271,050 $347,000 $419,425 $521,250 $181,000
Bristol Bay Bor $293,250 $375,400 $453,750 $563,950 $221,000
Denali Borough $297,850 $381,300 $460,900 $572,800 $259,000
Dillingham Cens $271,050 $347,000 $419,425 $521,250 $194,000
Fairbanks North $274,850 $351,850 $425,300 $528,550 $239,000
Haines Borough $284,050 $363,600 $439,550 $546,250 $167,000
Hoonah-Angoon C $271,050 $347,000 $419,425 $521,250 $197,000
Juneau City And $362,250 $463,750 $560,550 $696,650 $304,000
Kenai Peninsula $271,050 $347,000 $419,425 $521,250 $75,000
Ketchikan Gatew $322,000 $412,200 $498,250 $619,250 $258,000
Kodiak Island B $381,800 $488,750 $590,800 $734,250 $332,000
Lake And Penins $271,050 $347,000 $419,425 $521,250 $142,000
Matanuska-Susit $355,350 $454,900 $549,850 $683,350 $301,000
Nome Census Are $274,850 $351,850 $425,300 $528,550 $231,000
North Slope Bor $332,350 $425,450 $514,300 $639,150 $289,000
Northwest Arcti $271,050 $347,000 $419,425 $521,250 $159,000
Petersburg Cens $332,350 $425,450 $514,300 $639,150 $289,000
Prince Of Wales $271,050 $347,000 $419,425 $521,250 $225,000
Sitka City And $401,350 $513,800 $621,050 $771,850 $315,000
Skagway Municip $271,050 $347,000 $419,425 $521,250 $197,000
Southeast Fairb $271,050 $347,000 $419,425 $521,250 $140,000
Valdez-Cordova $293,250 $375,400 $453,750 $563,950 $255,000
Wade Hampton Ce $271,050 $347,000 $419,425 $521,250 $161,000
Wrangell City A $332,350 $425,450 $514,300 $639,150 $289,000
Yakutat City An $420,900 $538,800 $651,300 $809,450 $366,000
Yukon-Koyukuk C $271,050 $347,000 $419,425 $521,250 $98,000