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Mortgage refinance rates in Alabama

3.125% Rate

FHA 15 Yr.

3.675% APR

$1,393 / month (est)

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Updated 9/16/2014

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Alabama Mortgages

Alabama FHA mortgage

FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.

For Alabama, 66 counties have a FHA loan limit at $271,050 and 1 county at $289,800.

As of January 1, 2014, HUD approves new lower loan limits to take effect for FHA single-family loans. The current standard loan limit for areas where housing costs are relatively low will remain unchanged at $271,050. The new national-ceiling loan limit for the very highest cost areas will be reduced from $729,750 to $625,500. See the chart below for loan limits in your county.

County NameOne-FamilyTwo-FamilyThree-FamilyFour-FamilyMedian Sale Price
Autauga $271,050 $347,000 $419,425 $521,250 $94,000
Baldwin $271,050 $347,000 $419,425 $521,250 $155,000
Barbour $271,050 $347,000 $419,425 $521,250 $105,000
Bibb $271,050 $347,000 $419,425 $521,250 $181,000
Blount $271,050 $347,000 $419,425 $521,250 $181,000
Bullock $271,050 $347,000 $419,425 $521,250 $63,000
Butler $271,050 $347,000 $419,425 $521,250 $68,000
Calhoun $271,050 $347,000 $419,425 $521,250 $99,000
Chambers $271,050 $347,000 $419,425 $521,250 $43,000
Cherokee $271,050 $347,000 $419,425 $521,250 $92,000
Chilton $271,050 $347,000 $419,425 $521,250 $181,000
Choctaw $271,050 $347,000 $419,425 $521,250 $71,000
Clarke $271,050 $347,000 $419,425 $521,250 $95,000
Clay $271,050 $347,000 $419,425 $521,250 $73,000
Cleburne $271,050 $347,000 $419,425 $521,250 $90,000
Coffee $271,050 $347,000 $419,425 $521,250 $118,000
Colbert $271,050 $347,000 $419,425 $521,250 $84,000
Conecuh $271,050 $347,000 $419,425 $521,250 $66,000
Coosa $271,050 $347,000 $419,425 $521,250 $97,000
Covington $271,050 $347,000 $419,425 $521,250 $70,000
Crenshaw $271,050 $347,000 $419,425 $521,250 $57,000
Cullman $271,050 $347,000 $419,425 $521,250 $112,000
Dale $271,050 $347,000 $419,425 $521,250 $118,000
Dallas $271,050 $347,000 $419,425 $521,250 $81,000
Dekalb $271,050 $347,000 $419,425 $521,250 $60,000
Elmore $271,050 $347,000 $419,425 $521,250 $94,000
Escambia $271,050 $347,000 $419,425 $521,250 $83,000
Etowah $271,050 $347,000 $419,425 $521,250 $108,000
Fayette $271,050 $347,000 $419,425 $521,250 $93,000
Franklin $271,050 $347,000 $419,425 $521,250 $77,000
Geneva $271,050 $347,000 $419,425 $521,250 $139,000
Greene $271,050 $347,000 $419,425 $521,250 $77,000
Hale $271,050 $347,000 $419,425 $521,250 $157,000
Henry $271,050 $347,000 $419,425 $521,250 $139,000
Houston $271,050 $347,000 $419,425 $521,250 $139,000
Jackson $271,050 $347,000 $419,425 $521,250 $86,000
Jefferson $271,050 $347,000 $419,425 $521,250 $181,000
Lamar $271,050 $347,000 $419,425 $521,250 $81,000
Lauderdale $271,050 $347,000 $419,425 $521,250 $84,000
Lawrence $271,050 $347,000 $419,425 $521,250 $50,000
Lee $271,050 $347,000 $419,425 $521,250 $155,000
Limestone $271,050 $347,000 $419,425 $521,250 $147,000
Lowndes $271,050 $347,000 $419,425 $521,250 $94,000
Macon $271,050 $347,000 $419,425 $521,250 $91,000
Madison $271,050 $347,000 $419,425 $521,250 $147,000
Marengo $271,050 $347,000 $419,425 $521,250 $79,000
Marion $271,050 $347,000 $419,425 $521,250 $81,000
Marshall $271,050 $347,000 $419,425 $521,250 $90,000
Mobile $271,050 $347,000 $419,425 $521,250 $87,000
Monroe $271,050 $347,000 $419,425 $521,250 $89,000
Montgomery $271,050 $347,000 $419,425 $521,250 $94,000
Morgan $271,050 $347,000 $419,425 $521,250 $50,000
Perry $271,050 $347,000 $419,425 $521,250 $53,000
Pickens $271,050 $347,000 $419,425 $521,250 $157,000
Pike $271,050 $347,000 $419,425 $521,250 $94,000
Randolph $271,050 $347,000 $419,425 $521,250 $77,000
Russell $289,800 $371,000 $448,450 $557,300 $170,000
Shelby $271,050 $347,000 $419,425 $521,250 $181,000
St. Clair $271,050 $347,000 $419,425 $521,250 $181,000
Sumter $271,050 $347,000 $419,425 $521,250 $64,000
Talladega $271,050 $347,000 $419,425 $521,250 $97,000
Tallapoosa $271,050 $347,000 $419,425 $521,250 $122,000
Tuscaloosa $271,050 $347,000 $419,425 $521,250 $157,000
Walker $271,050 $347,000 $419,425 $521,250 $181,000
Washington $271,050 $347,000 $419,425 $521,250 $88,000
Wilcox $271,050 $347,000 $419,425 $521,250 $79,000
Winston $271,050 $347,000 $419,425 $521,250