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Current Mortgage Rates in DE : HSH FHA/VA Showcase

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Mortgage refinance rates in Delaware

3.125% Rate

FHA 15 Yr.

3.497% APR

$1,393 / month (est)

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Updated 12/19/2014

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Delaware Mortgages

Delaware FHA Mortgage

FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.

For Delaware, FHA loans are as followed: Sussex county is at $316,250, Kent county is at $271,050, and New Castle has a FHA loan limit at $379,500.

As of January 1, 2014, HUD approves new lower loan limits to take effect for FHA single-family loans. The current standard loan limit for areas where housing costs are relatively low will remain unchanged at $271,050. The new national-ceiling loan limit for the very highest cost areas will be reduced from $729,750 to $625,500. See the chart below for loan limits in your county.

County NameOne-FamilyTwo-FamilyThree-FamilyFour-FamilyMedian Sale Price
Kent $271,050 $347,000 $419,425 $521,250 $177,000
New Castle $379,500 $485,800 $587,250 $729,800 $310,000
Sussex $316,250 $404,850 $489,350 $608,150 $231,000