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Mortgage refinance rates in Georgia

3.000% Rate

FHA 15 Yr.

3.589% APR

$1,381 / month (est)

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Updated 8/21/2014

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3.000% Rate

FHA 15 Yr.

3.532% APR

$1,381 / month (est)

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Updated 8/21/2014

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Georgia Mortgages

Georgia FHA Mortgage

FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.

For Georgia, 121 counties have a FHA loan limit of $271,050, 4 counties at $298,800, 33 counties at $320,850 and 1 county (Greene) at $515,200.

As of January 1, 2014, HUD approves new lower loan limits to take effect for FHA single-family loans. The current standard loan limit for areas where housing costs are relatively low will remain unchanged at $271,050. The new national-ceiling loan limit for the very highest cost areas will be reduced from $729,750 to $625,500. See the chart below for loan limits in your county.

County NameOne-FamilyTwo-FamilyThree-FamilyFour-FamilyMedian Sale Price
Appling $271,050 $347,000 $419,425 $521,250 $51,000
Atkinson $271,050 $347,000 $419,425 $521,250 $36,000
Bacon $271,050 $347,000 $419,425 $521,250 $58,000
Baker $271,050 $347,000 $419,425 $521,250 $146,000
Baldwin $271,050 $347,000 $419,425 $521,250 $158,000
Banks $271,050 $347,000 $419,425 $521,250 $61,000
Barrow $320,850 $410,750 $496,500 $617,000 $262,000
Bartow $320,850 $410,750 $496,500 $617,000 $262,000
Ben Hill $271,050 $347,000 $419,425 $521,250 $51,000
Berrien $271,050 $347,000 $419,425 $521,250 $50,000
Bibb $271,050 $347,000 $419,425 $521,250 $132,000
Bleckley $271,050 $347,000 $419,425 $521,250 $41,000
Brantley $271,050 $347,000 $419,425 $521,250 $193,000
Brooks $271,050 $347,000 $419,425 $521,250 $121,000
Bryan $271,050 $347,000 $419,425 $521,250 $216,000
Bulloch $271,050 $347,000 $419,425 $521,250 $119,000
Burke $271,050 $347,000 $419,425 $521,250 $164,000
Butts $320,850 $410,750 $496,500 $617,000 $262,000
Calhoun $271,050 $347,000 $419,425 $521,250 $39,000
Camden $271,050 $347,000 $419,425 $521,250 $129,000
Candler $271,050 $347,000 $419,425 $521,250 $74,000
Carroll $320,850 $410,750 $496,500 $617,000 $262,000
Catoosa $271,050 $347,000 $419,425 $521,250 $155,000
Charlton $271,050 $347,000 $419,425 $521,250 $41,000
Chatham $271,050 $347,000 $419,425 $521,250 $216,000
Chattahoochee $289,800 $371,000 $448,450 $557,300 $170,000
Chattooga $271,050 $347,000 $419,425 $521,250 $48,000
Cherokee $320,850 $410,750 $496,500 $617,000 $262,000
Clarke $320,850 $410,750 $496,500 $617,000 $244,000
Clay $271,050 $347,000 $419,425 $521,250 $58,000
Clayton $320,850 $410,750 $496,500 $617,000 $262,000
Clinch $271,050 $347,000 $419,425 $521,250 $27,000
Cobb $320,850 $410,750 $496,500 $617,000 $262,000
Coffee $271,050 $347,000 $419,425 $521,250 $77,000
Colquitt $271,050 $347,000 $419,425 $521,250 $54,000
Columbia $271,050 $347,000 $419,425 $521,250 $164,000
Cook $271,050 $347,000 $419,425 $521,250 $46,000
Coweta $320,850 $410,750 $496,500 $617,000 $262,000
Crawford $271,050 $347,000 $419,425 $521,250 $132,000
Crisp $271,050 $347,000 $419,425 $521,250 $74,000
Dade $271,050 $347,000 $419,425 $521,250 $155,000
Dawson $320,850 $410,750 $496,500 $617,000 $262,000
Decatur $271,050 $347,000 $419,425 $521,250 $68,000
Dekalb $320,850 $410,750 $496,500 $617,000 $262,000
Dodge $271,050 $347,000 $419,425 $521,250 $57,000
Dooly $271,050 $347,000 $419,425 $521,250 $45,000
Dougherty $271,050 $347,000 $419,425 $521,250 $146,000
Douglas $320,850 $410,750 $496,500 $617,000 $262,000
Early $271,050 $347,000 $419,425 $521,250 $52,000
Echols $271,050 $347,000 $419,425 $521,250 $121,000
Effingham $271,050 $347,000 $419,425 $521,250 $216,000
Elbert $271,050 $347,000 $419,425 $521,250 $64,000
Emanuel $271,050 $347,000 $419,425 $521,250 $30,000
Evans $271,050 $347,000 $419,425 $521,250 $34,000
Fannin $271,050 $347,000 $419,425 $521,250 $161,000
Fayette $320,850 $410,750 $496,500 $617,000 $262,000
Floyd $271,050 $347,000 $419,425 $521,250 $98,000
Forsyth $320,850 $410,750 $496,500 $617,000 $262,000
Franklin $271,050 $347,000 $419,425 $521,250 $66,000
Fulton $320,850 $410,750 $496,500 $617,000 $262,000
Gilmer $271,050 $347,000 $419,425 $521,250 $128,000
Glascock $271,050 $347,000 $419,425 $521,250 $52,000
Glynn $271,050 $347,000 $419,425 $521,250 $193,000
Gordon $271,050 $347,000 $419,425 $521,250 $87,000
Grady $271,050 $347,000 $419,425 $521,250 $48,000
Greene $515,200 $659,550 $797,250 $990,800 $275,000
Gwinnett $320,850 $410,750 $496,500 $617,000 $262,000
Habersham $271,050 $347,000 $419,425 $521,250 $85,000
Hall $271,050 $347,000 $419,425 $521,250 $145,000
Hancock $271,050 $347,000 $419,425 $521,250 $158,000
Haralson $320,850 $410,750 $496,500 $617,000 $262,000
Harris $289,800 $371,000 $448,450 $557,300 $170,000
Hart $271,050 $347,000 $419,425 $521,250 $76,000
Heard $320,850 $410,750 $496,500 $617,000 $262,000
Henry $320,850 $410,750 $496,500 $617,000 $262,000
Houston $271,050 $347,000 $419,425 $521,250 $124,000
Irwin $271,050 $347,000 $419,425 $521,250 $75,000
Jackson $271,050 $347,000 $419,425 $521,250 $134,000
Jasper $320,850 $410,750 $496,500 $617,000 $262,000
Jeff Davis $271,050 $347,000 $419,425 $521,250 $35,000
Jefferson $271,050 $347,000 $419,425 $521,250 $52,000
Jenkins $271,050 $347,000 $419,425 $521,250 $39,000
Johnson $271,050 $347,000 $419,425 $521,250 $70,000
Jones $271,050 $347,000 $419,425 $521,250 $132,000
Lamar $320,850 $410,750 $496,500 $617,000 $262,000
Lanier $271,050 $347,000 $419,425 $521,250 $121,000
Laurens $271,050 $347,000 $419,425 $521,250 $70,000
Lee $271,050 $347,000 $419,425 $521,250 $146,000
Liberty $271,050 $347,000 $419,425 $521,250 $146,000
Lincoln $271,050 $347,000 $419,425 $521,250 $164,000
Long $271,050 $347,000 $419,425 $521,250 $146,000
Lowndes $271,050 $347,000 $419,425 $521,250 $121,000
Lumpkin $271,050 $347,000 $419,425 $521,250 $143,000
Macon $271,050 $347,000 $419,425 $521,250 $32,000
Madison $320,850 $410,750 $496,500 $617,000 $244,000
Marion $289,800 $371,000 $448,450 $557,300 $170,000
Mcduffie $271,050 $347,000 $419,425 $521,250 $164,000
Mcintosh $271,050 $347,000 $419,425 $521,250 $193,000
Meriwether $320,850 $410,750 $496,500 $617,000 $262,000
Miller $271,050 $347,000 $419,425 $521,250 $48,000
Mitchell $271,050 $347,000 $419,425 $521,250 $47,000
Monroe $271,050 $347,000 $419,425 $521,250 $132,000
Montgomery $271,050 $347,000 $419,425 $521,250 $45,000
Morgan $320,850 $410,750 $496,500 $617,000 $262,000
Murray $271,050 $347,000 $419,425 $521,250 $92,000
Muscogee $289,800 $371,000 $448,450 $557,300 $170,000
Newton $320,850 $410,750 $496,500 $617,000 $262,000
Oconee $320,850 $410,750 $496,500 $617,000 $244,000
Oglethorpe $320,850 $410,750 $496,500 $617,000 $244,000
Paulding $320,850 $410,750 $496,500 $617,000 $262,000
Peach $271,050 $347,000 $419,425 $521,250 $124,000
Pickens $320,850 $410,750 $496,500 $617,000 $262,000
Pierce $271,050 $347,000 $419,425 $521,250 $56,000
Pike $320,850 $410,750 $496,500 $617,000 $262,000
Polk $271,050 $347,000 $419,425 $521,250 $58,000
Pulaski $271,050 $347,000 $419,425 $521,250 $124,000
Putnam $271,050 $347,000 $419,425 $521,250 $155,000
Quitman $271,050 $347,000 $419,425 $521,250 $19,000
Rabun $271,050 $347,000 $419,425 $521,250 $147,000
Randolph $271,050 $347,000 $419,425 $521,250 $47,000
Richmond $271,050 $347,000 $419,425 $521,250 $164,000
Rockdale $320,850 $410,750 $496,500 $617,000 $262,000
Schley $271,050 $347,000 $419,425 $521,250 $63,000
Screven $271,050 $347,000 $419,425 $521,250 $50,000
Seminole $271,050 $347,000 $419,425 $521,250 $68,000
Spalding $320,850 $410,750 $496,500 $617,000 $262,000
Stephens $271,050 $347,000 $419,425 $521,250 $60,000
Stewart $271,050 $347,000 $419,425 $521,250 $40,000
Sumter $271,050 $347,000 $419,425 $521,250 $63,000
Talbot $271,050 $347,000 $419,425 $521,250 $123,000
Taliaferro $271,050 $347,000 $419,425 $521,250 $83,000
Tattnall $271,050 $347,000 $419,425 $521,250 $40,000
Taylor $271,050 $347,000 $419,425 $521,250 $31,000
Telfair $271,050 $347,000 $419,425 $521,250 $25,000
Terrell $271,050 $347,000 $419,425 $521,250 $146,000
Thomas $271,050 $347,000 $419,425 $521,250 $114,000
Tift $271,050 $347,000 $419,425 $521,250 $125,000
Toombs $271,050 $347,000 $419,425 $521,250 $45,000
Towns $271,050 $347,000 $419,425 $521,250 $160,000
Treutlen $271,050 $347,000 $419,425 $521,250 $40,000
Troup $271,050 $347,000 $419,425 $521,250 $113,000
Turner $271,050 $347,000 $419,425 $521,250 $21,000
Twiggs $271,050 $347,000 $419,425 $521,250 $132,000
Union $271,050 $347,000 $419,425 $521,250 $76,000
Upson $271,050 $347,000 $419,425 $521,250 $47,000
Walker $271,050 $347,000 $419,425 $521,250 $155,000
Walton $320,850 $410,750 $496,500 $617,000 $262,000
Ware $271,050 $347,000 $419,425 $521,250 $56,000
Warren $271,050 $347,000 $419,425 $521,250 $30,000
Washington $271,050 $347,000 $419,425 $521,250 $40,000
Wayne $271,050 $347,000 $419,425 $521,250 $84,000
Webster $271,050 $347,000 $419,425 $521,250 $53,000
Wheeler $271,050 $347,000 $419,425 $521,250 $25,000
White $271,050 $347,000 $419,425 $521,250 $86,000
Whitfield $271,050 $347,000 $419,425 $521,250 $92,000
Wilcox $271,050 $347,000 $419,425 $521,250 $39,000
Wilkes $271,050 $347,000 $419,425 $521,250 $69,000
Wilkinson $271,050 $347,000 $419,425 $521,250 $32,000
Worth $271,050 $347,000 $419,425 $521,250 $146,000