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Current Mortgage Rates in GA : HSH FHA/VA Showcase

  • Fixed Mortgage Rates 3.20% APR
  • Lower Refinance Rates, 15yr Fixed
  • (3.20% APR)
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    Mortgage Refinance rates in Georgia

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    3.750% Rate

    FHA 30 Yr.

    4.154% APR

    $1,400 / month (est)

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    Updated 2/22/2017

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    3.500% Rate

    FHA 30 Yr.

    3.611% APR

    $1,358 / month (est)

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    Updated 3/28/2017

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    3.750% Rate

    FHA 30 Yr.

    4.161% APR

    $1,400 / month (est)

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    Updated 3/28/2017

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    Georgia Mortgages

    Georgia FHA Mortgage

    FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.

    For Georgia, 121 counties have a FHA loan limit of $271,050, 4 counties at $298,800, 33 counties at $320,850 and 1 county (Greene) at $515,200.

    As of January 1, 2014, HUD approves new lower loan limits to take effect for FHA single-family loans. The current standard loan limit for areas where housing costs are relatively low will remain unchanged at $271,050. The new national-ceiling loan limit for the very highest cost areas will be reduced from $729,750 to $625,500. See the chart below for loan limits in your county.

    County NameOne-FamilyTwo-FamilyThree-FamilyFour-FamilyMedian Sale Price
    Appling $271,050 $347,000 $419,425 $521,250 $51,000
    Atkinson $271,050 $347,000 $419,425 $521,250 $36,000
    Bacon $271,050 $347,000 $419,425 $521,250 $58,000
    Baker $271,050 $347,000 $419,425 $521,250 $146,000
    Baldwin $271,050 $347,000 $419,425 $521,250 $158,000
    Banks $271,050 $347,000 $419,425 $521,250 $61,000
    Barrow $320,850 $410,750 $496,500 $617,000 $262,000
    Bartow $320,850 $410,750 $496,500 $617,000 $262,000
    Ben Hill $271,050 $347,000 $419,425 $521,250 $51,000
    Berrien $271,050 $347,000 $419,425 $521,250 $50,000
    Bibb $271,050 $347,000 $419,425 $521,250 $132,000
    Bleckley $271,050 $347,000 $419,425 $521,250 $41,000
    Brantley $271,050 $347,000 $419,425 $521,250 $193,000
    Brooks $271,050 $347,000 $419,425 $521,250 $121,000
    Bryan $271,050 $347,000 $419,425 $521,250 $216,000
    Bulloch $271,050 $347,000 $419,425 $521,250 $119,000
    Burke $271,050 $347,000 $419,425 $521,250 $164,000
    Butts $320,850 $410,750 $496,500 $617,000 $262,000
    Calhoun $271,050 $347,000 $419,425 $521,250 $39,000
    Camden $271,050 $347,000 $419,425 $521,250 $129,000
    Candler $271,050 $347,000 $419,425 $521,250 $74,000
    Carroll $320,850 $410,750 $496,500 $617,000 $262,000
    Catoosa $271,050 $347,000 $419,425 $521,250 $155,000
    Charlton $271,050 $347,000 $419,425 $521,250 $41,000
    Chatham $271,050 $347,000 $419,425 $521,250 $216,000
    Chattahoochee $289,800 $371,000 $448,450 $557,300 $170,000
    Chattooga $271,050 $347,000 $419,425 $521,250 $48,000
    Cherokee $320,850 $410,750 $496,500 $617,000 $262,000
    Clarke $320,850 $410,750 $496,500 $617,000 $244,000
    Clay $271,050 $347,000 $419,425 $521,250 $58,000
    Clayton $320,850 $410,750 $496,500 $617,000 $262,000
    Clinch $271,050 $347,000 $419,425 $521,250 $27,000
    Cobb $320,850 $410,750 $496,500 $617,000 $262,000
    Coffee $271,050 $347,000 $419,425 $521,250 $77,000
    Colquitt $271,050 $347,000 $419,425 $521,250 $54,000
    Columbia $271,050 $347,000 $419,425 $521,250 $164,000
    Cook $271,050 $347,000 $419,425 $521,250 $46,000
    Coweta $320,850 $410,750 $496,500 $617,000 $262,000
    Crawford $271,050 $347,000 $419,425 $521,250 $132,000
    Crisp $271,050 $347,000 $419,425 $521,250 $74,000
    Dade $271,050 $347,000 $419,425 $521,250 $155,000
    Dawson $320,850 $410,750 $496,500 $617,000 $262,000
    Decatur $271,050 $347,000 $419,425 $521,250 $68,000
    Dekalb $320,850 $410,750 $496,500 $617,000 $262,000
    Dodge $271,050 $347,000 $419,425 $521,250 $57,000
    Dooly $271,050 $347,000 $419,425 $521,250 $45,000
    Dougherty $271,050 $347,000 $419,425 $521,250 $146,000
    Douglas $320,850 $410,750 $496,500 $617,000 $262,000
    Early $271,050 $347,000 $419,425 $521,250 $52,000
    Echols $271,050 $347,000 $419,425 $521,250 $121,000
    Effingham $271,050 $347,000 $419,425 $521,250 $216,000
    Elbert $271,050 $347,000 $419,425 $521,250 $64,000
    Emanuel $271,050 $347,000 $419,425 $521,250 $30,000
    Evans $271,050 $347,000 $419,425 $521,250 $34,000
    Fannin $271,050 $347,000 $419,425 $521,250 $161,000
    Fayette $320,850 $410,750 $496,500 $617,000 $262,000
    Floyd $271,050 $347,000 $419,425 $521,250 $98,000
    Forsyth $320,850 $410,750 $496,500 $617,000 $262,000
    Franklin $271,050 $347,000 $419,425 $521,250 $66,000
    Fulton $320,850 $410,750 $496,500 $617,000 $262,000
    Gilmer $271,050 $347,000 $419,425 $521,250 $128,000
    Glascock $271,050 $347,000 $419,425 $521,250 $52,000
    Glynn $271,050 $347,000 $419,425 $521,250 $193,000
    Gordon $271,050 $347,000 $419,425 $521,250 $87,000
    Grady $271,050 $347,000 $419,425 $521,250 $48,000
    Greene $515,200 $659,550 $797,250 $990,800 $275,000
    Gwinnett $320,850 $410,750 $496,500 $617,000 $262,000
    Habersham $271,050 $347,000 $419,425 $521,250 $85,000
    Hall $271,050 $347,000 $419,425 $521,250 $145,000
    Hancock $271,050 $347,000 $419,425 $521,250 $158,000
    Haralson $320,850 $410,750 $496,500 $617,000 $262,000
    Harris $289,800 $371,000 $448,450 $557,300 $170,000
    Hart $271,050 $347,000 $419,425 $521,250 $76,000
    Heard $320,850 $410,750 $496,500 $617,000 $262,000
    Henry $320,850 $410,750 $496,500 $617,000 $262,000
    Houston $271,050 $347,000 $419,425 $521,250 $124,000
    Irwin $271,050 $347,000 $419,425 $521,250 $75,000
    Jackson $271,050 $347,000 $419,425 $521,250 $134,000
    Jasper $320,850 $410,750 $496,500 $617,000 $262,000
    Jeff Davis $271,050 $347,000 $419,425 $521,250 $35,000
    Jefferson $271,050 $347,000 $419,425 $521,250 $52,000
    Jenkins $271,050 $347,000 $419,425 $521,250 $39,000
    Johnson $271,050 $347,000 $419,425 $521,250 $70,000
    Jones $271,050 $347,000 $419,425 $521,250 $132,000
    Lamar $320,850 $410,750 $496,500 $617,000 $262,000
    Lanier $271,050 $347,000 $419,425 $521,250 $121,000
    Laurens $271,050 $347,000 $419,425 $521,250 $70,000
    Lee $271,050 $347,000 $419,425 $521,250 $146,000
    Liberty $271,050 $347,000 $419,425 $521,250 $146,000
    Lincoln $271,050 $347,000 $419,425 $521,250 $164,000
    Long $271,050 $347,000 $419,425 $521,250 $146,000
    Lowndes $271,050 $347,000 $419,425 $521,250 $121,000
    Lumpkin $271,050 $347,000 $419,425 $521,250 $143,000
    Macon $271,050 $347,000 $419,425 $521,250 $32,000
    Madison $320,850 $410,750 $496,500 $617,000 $244,000
    Marion $289,800 $371,000 $448,450 $557,300 $170,000
    Mcduffie $271,050 $347,000 $419,425 $521,250 $164,000
    Mcintosh $271,050 $347,000 $419,425 $521,250 $193,000
    Meriwether $320,850 $410,750 $496,500 $617,000 $262,000
    Miller $271,050 $347,000 $419,425 $521,250 $48,000
    Mitchell $271,050 $347,000 $419,425 $521,250 $47,000
    Monroe $271,050 $347,000 $419,425 $521,250 $132,000
    Montgomery $271,050 $347,000 $419,425 $521,250 $45,000
    Morgan $320,850 $410,750 $496,500 $617,000 $262,000
    Murray $271,050 $347,000 $419,425 $521,250 $92,000
    Muscogee $289,800 $371,000 $448,450 $557,300 $170,000
    Newton $320,850 $410,750 $496,500 $617,000 $262,000
    Oconee $320,850 $410,750 $496,500 $617,000 $244,000
    Oglethorpe $320,850 $410,750 $496,500 $617,000 $244,000
    Paulding $320,850 $410,750 $496,500 $617,000 $262,000
    Peach $271,050 $347,000 $419,425 $521,250 $124,000
    Pickens $320,850 $410,750 $496,500 $617,000 $262,000
    Pierce $271,050 $347,000 $419,425 $521,250 $56,000
    Pike $320,850 $410,750 $496,500 $617,000 $262,000
    Polk $271,050 $347,000 $419,425 $521,250 $58,000
    Pulaski $271,050 $347,000 $419,425 $521,250 $124,000
    Putnam $271,050 $347,000 $419,425 $521,250 $155,000
    Quitman $271,050 $347,000 $419,425 $521,250 $19,000
    Rabun $271,050 $347,000 $419,425 $521,250 $147,000
    Randolph $271,050 $347,000 $419,425 $521,250 $47,000
    Richmond $271,050 $347,000 $419,425 $521,250 $164,000
    Rockdale $320,850 $410,750 $496,500 $617,000 $262,000
    Schley $271,050 $347,000 $419,425 $521,250 $63,000
    Screven $271,050 $347,000 $419,425 $521,250 $50,000
    Seminole $271,050 $347,000 $419,425 $521,250 $68,000
    Spalding $320,850 $410,750 $496,500 $617,000 $262,000
    Stephens $271,050 $347,000 $419,425 $521,250 $60,000
    Stewart $271,050 $347,000 $419,425 $521,250 $40,000
    Sumter $271,050 $347,000 $419,425 $521,250 $63,000
    Talbot $271,050 $347,000 $419,425 $521,250 $123,000
    Taliaferro $271,050 $347,000 $419,425 $521,250 $83,000
    Tattnall $271,050 $347,000 $419,425 $521,250 $40,000
    Taylor $271,050 $347,000 $419,425 $521,250 $31,000
    Telfair $271,050 $347,000 $419,425 $521,250 $25,000
    Terrell $271,050 $347,000 $419,425 $521,250 $146,000
    Thomas $271,050 $347,000 $419,425 $521,250 $114,000
    Tift $271,050 $347,000 $419,425 $521,250 $125,000
    Toombs $271,050 $347,000 $419,425 $521,250 $45,000
    Towns $271,050 $347,000 $419,425 $521,250 $160,000
    Treutlen $271,050 $347,000 $419,425 $521,250 $40,000
    Troup $271,050 $347,000 $419,425 $521,250 $113,000
    Turner $271,050 $347,000 $419,425 $521,250 $21,000
    Twiggs $271,050 $347,000 $419,425 $521,250 $132,000
    Union $271,050 $347,000 $419,425 $521,250 $76,000
    Upson $271,050 $347,000 $419,425 $521,250 $47,000
    Walker $271,050 $347,000 $419,425 $521,250 $155,000
    Walton $320,850 $410,750 $496,500 $617,000 $262,000
    Ware $271,050 $347,000 $419,425 $521,250 $56,000
    Warren $271,050 $347,000 $419,425 $521,250 $30,000
    Washington $271,050 $347,000 $419,425 $521,250 $40,000
    Wayne $271,050 $347,000 $419,425 $521,250 $84,000
    Webster $271,050 $347,000 $419,425 $521,250 $53,000
    Wheeler $271,050 $347,000 $419,425 $521,250 $25,000
    White $271,050 $347,000 $419,425 $521,250 $86,000
    Whitfield $271,050 $347,000 $419,425 $521,250 $92,000
    Wilcox $271,050 $347,000 $419,425 $521,250 $39,000
    Wilkes $271,050 $347,000 $419,425 $521,250 $69,000
    Wilkinson $271,050 $347,000 $419,425 $521,250 $32,000
    Worth $271,050 $347,000 $419,425 $521,250 $146,000