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Mortgage refinance rates in Iowa

2.750% Rate

FHA 15 Yr.

3.360% APR

$1,357 / month (est)

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Updated 7/24/2014

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3.250% Rate

FHA 15 Yr.

3.726% APR

$1,405 / month (est)

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Updated 7/24/2014

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Iowa Mortgages

Iowa FHA Mortgage

FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.

For Iowa, the FHA loan limit is at $271,050 for all counties.

As of January 1, 2014, HUD approves new lower loan limits to take effect for FHA single-family loans. The current standard loan limit for areas where housing costs are relatively low will remain unchanged at $271,050. The new national-ceiling loan limit for the very highest cost areas will be reduced from $729,750 to $625,500. See the chart below for loan limits in your county.

County NameOne-FamilyTwo-FamilyThree-FamilyFour-FamilyMedian Sale Price
Adair $271,050 $347,000 $419,425 $521,250 $62,000
Adams $271,050 $347,000 $419,425 $521,250 $66,000
Allamakee $271,050 $347,000 $419,425 $521,250 $92,000
Appanoose $271,050 $347,000 $419,425 $521,250 $40,000
Audubon $271,050 $347,000 $419,425 $521,250 $71,000
Benton $271,050 $347,000 $419,425 $521,250 $142,000
Black Hawk $271,050 $347,000 $419,425 $521,250 $146,000
Boone $271,050 $347,000 $419,425 $521,250 $103,000
Bremer $271,050 $347,000 $419,425 $521,250 $146,000
Buchanan $271,050 $347,000 $419,425 $521,250 $93,000
Buena Vista $271,050 $347,000 $419,425 $521,250 $82,000
Butler $271,050 $347,000 $419,425 $521,250 $67,000
Calhoun $271,050 $347,000 $419,425 $521,250 $39,000
Carroll $271,050 $347,000 $419,425 $521,250 $100,000
Cass $271,050 $347,000 $419,425 $521,250 $70,000
Cedar $271,050 $347,000 $419,425 $521,250 $115,000
Cerro Gordo $271,050 $347,000 $419,425 $521,250 $106,000
Cherokee $271,050 $347,000 $419,425 $521,250 $60,000
Chickasaw $271,050 $347,000 $419,425 $521,250 $114,000
Clarke $271,050 $347,000 $419,425 $521,250 $107,000
Clay $271,050 $347,000 $419,425 $521,250 $115,000
Clayton $271,050 $347,000 $419,425 $521,250 $78,000
Clinton $271,050 $347,000 $419,425 $521,250 $106,000
Crawford $271,050 $347,000 $419,425 $521,250 $70,000
Dallas $271,050 $347,000 $419,425 $521,250 $191,000
Davis $271,050 $347,000 $419,425 $521,250 $75,000
Decatur $271,050 $347,000 $419,425 $521,250 $103,000
Delaware $271,050 $347,000 $419,425 $521,250 $99,000
Des Moines $271,050 $347,000 $419,425 $521,250 $76,000
Dickinson $271,050 $347,000 $419,425 $521,250 $160,000
Dubuque $271,050 $347,000 $419,425 $521,250 $133,000
Emmet $271,050 $347,000 $419,425 $521,250 $49,000
Fayette $271,050 $347,000 $419,425 $521,250 $50,000
Floyd $271,050 $347,000 $419,425 $521,250 $70,000
Franklin $271,050 $347,000 $419,425 $521,250 $70,000
Fremont $271,050 $347,000 $419,425 $521,250 $105,000
Greene $271,050 $347,000 $419,425 $521,250 $36,000
Grundy $271,050 $347,000 $419,425 $521,250 $146,000
Guthrie $271,050 $347,000 $419,425 $521,250 $191,000
Hamilton $271,050 $347,000 $419,425 $521,250 $72,000
Hancock $271,050 $347,000 $419,425 $521,250 $64,000
Hardin $271,050 $347,000 $419,425 $521,250 $57,000
Harrison $271,050 $347,000 $419,425 $521,250 $153,000
Henry $271,050 $347,000 $419,425 $521,250 $83,000
Howard $271,050 $347,000 $419,425 $521,250 $58,000
Humboldt $271,050 $347,000 $419,425 $521,250 $55,000
Ida $271,050 $347,000 $419,425 $521,250 $92,000
Iowa $271,050 $347,000 $419,425 $521,250 $112,000
Jackson $271,050 $347,000 $419,425 $521,250 $86,000
Jasper $271,050 $347,000 $419,425 $521,250 $92,000
Jefferson $271,050 $347,000 $419,425 $521,250 $86,000
Johnson $271,050 $347,000 $419,425 $521,250 $180,000
Jones $271,050 $347,000 $419,425 $521,250 $142,000
Keokuk $271,050 $347,000 $419,425 $521,250 $42,000
Kossuth $271,050 $347,000 $419,425 $521,250 $80,000
Lee $271,050 $347,000 $419,425 $521,250 $52,000
Linn $271,050 $347,000 $419,425 $521,250 $142,000
Louisa $271,050 $347,000 $419,425 $521,250 $72,000
Lucas $271,050 $347,000 $419,425 $521,250 $35,000
Lyon $271,050 $347,000 $419,425 $521,250 $70,000
Madison $271,050 $347,000 $419,425 $521,250 $191,000
Mahaska $271,050 $347,000 $419,425 $521,250 $84,000
Marion $271,050 $347,000 $419,425 $521,250 $125,000
Marshall $271,050 $347,000 $419,425 $521,250 $79,000
Mills $271,050 $347,000 $419,425 $521,250 $153,000
Mitchell $271,050 $347,000 $419,425 $521,250 $74,000
Monona $271,050 $347,000 $419,425 $521,250 $89,000
Monroe $271,050 $347,000 $419,425 $521,250 $65,000
Montgomery $271,050 $347,000 $419,425 $521,250 $40,000
Muscatine $271,050 $347,000 $419,425 $521,250 $100,000
O'Brien $271,050 $347,000 $419,425 $521,250 $69,000
Osceola $271,050 $347,000 $419,425 $521,250 $84,000
Page $271,050 $347,000 $419,425 $521,250 $52,000
Palo Alto $271,050 $347,000 $419,425 $521,250 $62,000
Plymouth $271,050 $347,000 $419,425 $521,250 $133,000
Pocahontas $271,050 $347,000 $419,425 $521,250 $68,000
Polk $271,050 $347,000 $419,425 $521,250 $191,000
Pottawattamie $271,050 $347,000 $419,425 $521,250 $153,000
Poweshiek $271,050 $347,000 $419,425 $521,250 $97,000
Ringgold $271,050 $347,000 $419,425 $521,250 $70,000
Sac $271,050 $347,000 $419,425 $521,250 $56,000
Scott $271,050 $347,000 $419,425 $521,250 $145,000
Shelby $271,050 $347,000 $419,425 $521,250 $83,000
Sioux $271,050 $347,000 $419,425 $521,250 $111,000
Story $271,050 $347,000 $419,425 $521,250 $133,000
Tama $271,050 $347,000 $419,425 $521,250 $75,000
Taylor $271,050 $347,000 $419,425 $521,250 $72,000
Union $271,050 $347,000 $419,425 $521,250 $62,000
Van Buren $271,050 $347,000 $419,425 $521,250 $50,000
Wapello $271,050 $347,000 $419,425 $521,250 $75,000
Warren $271,050 $347,000 $419,425 $521,250 $191,000
Washington $271,050 $347,000 $419,425 $521,250 $180,000
Wayne $271,050 $347,000 $419,425 $521,250 $33,000
Webster $271,050 $347,000 $419,425 $521,250 $68,000
Winnebago $271,050 $347,000 $419,425 $521,250 $56,000
Winneshiek $271,050 $347,000 $419,425 $521,250 $139,000
Woodbury $271,050 $347,000 $419,425 $521,250 $133,000
Worth $271,050 $347,000 $419,425 $521,250 $106,000
Wright $271,050 $347,000 $419,425 $521,250 $53,000