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Illinois Mortgages

Illinios FHA Mortgage

FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.

For Illinois, 91 counties have a FHA loan limit at $271,050 and the remaining 11 counties range from $339,250 to $365,700.

As of January 1, 2014, HUD approves new lower loan limits to take effect for FHA single-family loans. The current standard loan limit for areas where housing costs are relatively low will remain unchanged at $271,050. The new national-ceiling loan limit for the very highest cost areas will be reduced from $729,750 to $625,500. See the chart below for loan limits in your county.

County NameOne-FamilyTwo-FamilyThree-FamilyFour-FamilyMedian Sale Price
Adams $271,050 $347,000 $419,425 $521,250 $101,000
Alexander $271,050 $347,000 $419,425 $521,250 $185,000
Bond $271,050 $347,000 $419,425 $521,250 $183,000
Boone $339,250 $434,300 $524,950 $652,400 $146,000
Brown $271,050 $347,000 $419,425 $521,250 $57,000
Bureau $271,050 $347,000 $419,425 $521,250 $93,000
Calhoun $271,050 $347,000 $419,425 $521,250 $183,000
Carroll $271,050 $347,000 $419,425 $521,250 $29,000
Cass $271,050 $347,000 $419,425 $521,250 $49,000
Champaign $271,050 $347,000 $419,425 $521,250 $145,000
Christian $271,050 $347,000 $419,425 $521,250 $66,000
Clark $271,050 $347,000 $419,425 $521,250 $72,000
Clay $271,050 $347,000 $419,425 $521,250 $49,000
Clinton $271,050 $347,000 $419,425 $521,250 $183,000
Coles $271,050 $347,000 $419,425 $521,250 $84,000
Cook $365,700 $468,150 $565,900 $703,250 $275,000
Crawford $271,050 $347,000 $419,425 $521,250 $50,000
Cumberland $271,050 $347,000 $419,425 $521,250 $84,000
De Witt $271,050 $347,000 $419,425 $521,250 $135,000
Dekalb $365,700 $468,150 $565,900 $703,250 $275,000
Douglas $271,050 $347,000 $419,425 $521,250 $90,000
Dupage $365,700 $468,150 $565,900 $703,250 $275,000
Edgar $271,050 $347,000 $419,425 $521,250 $43,000
Edwards $271,050 $347,000 $419,425 $521,250 $60,000
Effingham $271,050 $347,000 $419,425 $521,250 $119,000
Fayette $271,050 $347,000 $419,425 $521,250 $72,000
Ford $271,050 $347,000 $419,425 $521,250 $145,000
Franklin $271,050 $347,000 $419,425 $521,250 $56,000
Fulton $271,050 $347,000 $419,425 $521,250 $53,000
Gallatin $271,050 $347,000 $419,425 $521,250 $25,000
Greene $271,050 $347,000 $419,425 $521,250 $75,000
Grundy $365,700 $468,150 $565,900 $703,250 $275,000
Hamilton $271,050 $347,000 $419,425 $521,250 $40,000
Hancock $271,050 $347,000 $419,425 $521,250 $52,000
Hardin $271,050 $347,000 $419,425 $521,250 $49,000
Henderson $271,050 $347,000 $419,425 $521,250 $76,000
Henry $271,050 $347,000 $419,425 $521,250 $145,000
Iroquois $271,050 $347,000 $419,425 $521,250 $58,000
Jackson $271,050 $347,000 $419,425 $521,250 $86,000
Jasper $271,050 $347,000 $419,425 $521,250 $94,000
Jefferson $271,050 $347,000 $419,425 $521,250 $70,000
Jersey $271,050 $347,000 $419,425 $521,250 $183,000
Jo Daviess $271,050 $347,000 $419,425 $521,250 $84,000
Johnson $271,050 $347,000 $419,425 $521,250 $94,000
Kane $365,700 $468,150 $565,900 $703,250 $275,000
Kankakee $271,050 $347,000 $419,425 $521,250 $125,000
Kendall $365,700 $468,150 $565,900 $703,250 $275,000
Knox $271,050 $347,000 $419,425 $521,250 $73,000
Lake $365,700 $468,150 $565,900 $703,250 $275,000
Lasalle $271,050 $347,000 $419,425 $521,250 $93,000
Lawrence $271,050 $347,000 $419,425 $521,250 $35,000
Lee $271,050 $347,000 $419,425 $521,250 $88,000
Livingston $271,050 $347,000 $419,425 $521,250 $77,000
Logan $271,050 $347,000 $419,425 $521,250 $72,000
Macon $271,050 $347,000 $419,425 $521,250 $85,000
Macoupin $271,050 $347,000 $419,425 $521,250 $183,000
Madison $271,050 $347,000 $419,425 $521,250 $183,000
Marion $271,050 $347,000 $419,425 $521,250 $30,000
Marshall $271,050 $347,000 $419,425 $521,250 $145,000
Mason $271,050 $347,000 $419,425 $521,250 $74,000
Massac $271,050 $347,000 $419,425 $521,250 $60,000
Mcdonough $271,050 $347,000 $419,425 $521,250 $77,000
Mchenry $365,700 $468,150 $565,900 $703,250 $275,000
Mclean $271,050 $347,000 $419,425 $521,250 $135,000
Menard $271,050 $347,000 $419,425 $521,250 $127,000
Mercer $271,050 $347,000 $419,425 $521,250 $145,000
Monroe $271,050 $347,000 $419,425 $521,250 $183,000
Montgomery $271,050 $347,000 $419,425 $521,250 $58,000
Morgan $271,050 $347,000 $419,425 $521,250 $42,000
Moultrie $271,050 $347,000 $419,425 $521,250 $98,000
Ogle $271,050 $347,000 $419,425 $521,250 $115,000
Peoria $271,050 $347,000 $419,425 $521,250 $145,000
Perry $271,050 $347,000 $419,425 $521,250 $56,000
Piatt $271,050 $347,000 $419,425 $521,250 $145,000
Pike $271,050 $347,000 $419,425 $521,250 $76,000
Pope $271,050 $347,000 $419,425 $521,250 $61,000
Pulaski $271,050 $347,000 $419,425 $521,250 $43,000
Putnam $271,050 $347,000 $419,425 $521,250 $93,000
Randolph $271,050 $347,000 $419,425 $521,250 $72,000
Richland $271,050 $347,000 $419,425 $521,250 $78,000
Rock Island $271,050 $347,000 $419,425 $521,250 $145,000
Saline $271,050 $347,000 $419,425 $521,250 $38,000
Sangamon $271,050 $347,000 $419,425 $521,250 $127,000
Schuyler $271,050 $347,000 $419,425 $521,250 $65,000
Scott $271,050 $347,000 $419,425 $521,250 $42,000
Shelby $271,050 $347,000 $419,425 $521,250 $68,000
St. Clair $271,050 $347,000 $419,425 $521,250 $183,000
Stark $271,050 $347,000 $419,425 $521,250 $145,000
Stephenson $271,050 $347,000 $419,425 $521,250 $108,000
Tazewell $271,050 $347,000 $419,425 $521,250 $145,000
Union $271,050 $347,000 $419,425 $521,250 $72,000
Vermilion $271,050 $347,000 $419,425 $521,250 $55,000
Wabash $271,050 $347,000 $419,425 $521,250 $86,000
Warren $271,050 $347,000 $419,425 $521,250 $80,000
Washington $271,050 $347,000 $419,425 $521,250 $95,000
Wayne $271,050 $347,000 $419,425 $521,250 $67,000
White $271,050 $347,000 $419,425 $521,250 $59,000
Whiteside $271,050 $347,000 $419,425 $521,250 $51,000
Will $365,700 $468,150 $565,900 $703,250 $275,000
Williamson $271,050 $347,000 $419,425 $521,250 $86,000
Winnebago $339,250 $434,300 $524,950 $652,400 $146,000
Woodford $271,050 $347,000 $419,425 $521,250 $145,000