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Mortgage refinance rates in Kentucky

2.875% Rate

FHA 15 Yr.

3.462% APR

$1,369 / month (est)

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Updated 8/29/2014

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2.990% Rate

FHA 15 Yr.

3.518% APR

$1,380 / month (est)

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Updated 8/29/2014

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Kentucky Mortgages

Kentucky FHA Mortgage

FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.

For Kentucky, FHA loan limits are at $271,050 for all counties.

As of January 1, 2014, HUD approves new lower loan limits to take effect for FHA single-family loans. The current standard loan limit for areas where housing costs are relatively low will remain unchanged at $271,050. The new national-ceiling loan limit for the very highest cost areas will be reduced from $729,750 to $625,500. See the chart below for loan limits in your county.

County NameOne-FamilyTwo-FamilyThree-FamilyFour-FamilyMedian Sale Price
Adair $271,050 $347,000 $419,425 $521,250 $56,000
Allen $271,050 $347,000 $419,425 $521,250 $50,000
Anderson $271,050 $347,000 $419,425 $521,250 $135,000
Ballard $271,050 $347,000 $419,425 $521,250 $60,000
Barren $271,050 $347,000 $419,425 $521,250 $52,000
Bath $271,050 $347,000 $419,425 $521,250 $96,000
Bell $271,050 $347,000 $419,425 $521,250 $79,000
Boone $271,050 $347,000 $419,425 $521,250 $181,000
Bourbon $271,050 $347,000 $419,425 $521,250 $154,000
Boyd $271,050 $347,000 $419,425 $521,250 $80,000
Boyle $271,050 $347,000 $419,425 $521,250 $94,000
Bracken $271,050 $347,000 $419,425 $521,250 $181,000
Breathitt $271,050 $347,000 $419,425 $521,250 $60,000
Breckinridge $271,050 $347,000 $419,425 $521,250 $60,000
Bullitt $271,050 $347,000 $419,425 $521,250 $225,000
Butler $271,050 $347,000 $419,425 $521,250 $50,000
Caldwell $271,050 $347,000 $419,425 $521,250 $65,000
Calloway $271,050 $347,000 $419,425 $521,250 $96,000
Campbell $271,050 $347,000 $419,425 $521,250 $181,000
Carlisle $271,050 $347,000 $419,425 $521,250 $81,000
Carroll $271,050 $347,000 $419,425 $521,250 $108,000
Carter $271,050 $347,000 $419,425 $521,250 $58,000
Casey $271,050 $347,000 $419,425 $521,250 $63,000
Christian $271,050 $347,000 $419,425 $521,250 $150,000
Clark $271,050 $347,000 $419,425 $521,250 $154,000
Clay $271,050 $347,000 $419,425 $521,250 $28,000
Clinton $271,050 $347,000 $419,425 $521,250 $36,000
Crittenden $271,050 $347,000 $419,425 $521,250 $54,000
Cumberland $271,050 $347,000 $419,425 $521,250 $30,000
Daviess $271,050 $347,000 $419,425 $521,250 $113,000
Edmonson $271,050 $347,000 $419,425 $521,250 $50,000
Elliott $271,050 $347,000 $419,425 $521,250 $70,000
Estill $271,050 $347,000 $419,425 $521,250 $94,000
Fayette $271,050 $347,000 $419,425 $521,250 $154,000
Fleming $271,050 $347,000 $419,425 $521,250 $104,000
Floyd $271,050 $347,000 $419,425 $521,250 $45,000
Franklin $271,050 $347,000 $419,425 $521,250 $135,000
Fulton $271,050 $347,000 $419,425 $521,250 $48,000
Gallatin $271,050 $347,000 $419,425 $521,250 $181,000
Garrard $271,050 $347,000 $419,425 $521,250 $109,000
Grant $271,050 $347,000 $419,425 $521,250 $181,000
Graves $271,050 $347,000 $419,425 $521,250 $84,000
Grayson $271,050 $347,000 $419,425 $521,250 $89,000
Green $271,050 $347,000 $419,425 $521,250 $47,000
Greenup $271,050 $347,000 $419,425 $521,250 $80,000
Hancock $271,050 $347,000 $419,425 $521,250 $113,000
Hardin $271,050 $347,000 $419,425 $521,250 $128,000
Harlan $271,050 $347,000 $419,425 $521,250 $59,000
Harrison $271,050 $347,000 $419,425 $521,250 $86,000
Hart $271,050 $347,000 $419,425 $521,250 $99,000
Henderson $271,050 $347,000 $419,425 $521,250 $162,000
Henry $271,050 $347,000 $419,425 $521,250 $225,000
Hickman $271,050 $347,000 $419,425 $521,250 $80,000
Hopkins $271,050 $347,000 $419,425 $521,250 $87,000
Jackson $271,050 $347,000 $419,425 $521,250 $73,000
Jefferson $271,050 $347,000 $419,425 $521,250 $225,000
Jessamine $271,050 $347,000 $419,425 $521,250 $154,000
Johnson $271,050 $347,000 $419,425 $521,250 $25,000
Kenton $271,050 $347,000 $419,425 $521,250 $181,000
Knott $271,050 $347,000 $419,425 $521,250 $85,000
Knox $271,050 $347,000 $419,425 $521,250 $75,000
Larue $271,050 $347,000 $419,425 $521,250 $128,000
Laurel $271,050 $347,000 $419,425 $521,250 $75,000
Lawrence $271,050 $347,000 $419,425 $521,250 $72,000
Lee $271,050 $347,000 $419,425 $521,250 $70,000
Leslie $271,050 $347,000 $419,425 $521,250 $77,000
Letcher $271,050 $347,000 $419,425 $521,250 $66,000
Lewis $271,050 $347,000 $419,425 $521,250 $41,000
Lincoln $271,050 $347,000 $419,425 $521,250 $94,000
Livingston $271,050 $347,000 $419,425 $521,250 $60,000
Logan $271,050 $347,000 $419,425 $521,250 $81,000
Lyon $271,050 $347,000 $419,425 $521,250 $83,000
Madison $271,050 $347,000 $419,425 $521,250 $106,000
Magoffin $271,050 $347,000 $419,425 $521,250 $80,000
Marion $271,050 $347,000 $419,425 $521,250 $101,000
Marshall $271,050 $347,000 $419,425 $521,250 $81,000
Martin $271,050 $347,000 $419,425 $521,250 $94,000
Mason $271,050 $347,000 $419,425 $521,250 $123,000
Mccracken $271,050 $347,000 $419,425 $521,250 $60,000
Mccreary $271,050 $347,000 $419,425 $521,250 $61,000
Mclean $271,050 $347,000 $419,425 $521,250 $113,000
Meade $271,050 $347,000 $419,425 $521,250 $128,000
Menifee $271,050 $347,000 $419,425 $521,250 $96,000
Mercer $271,050 $347,000 $419,425 $521,250 $116,000
Metcalfe $271,050 $347,000 $419,425 $521,250 $52,000
Monroe $271,050 $347,000 $419,425 $521,250 $82,000
Montgomery $271,050 $347,000 $419,425 $521,250 $96,000
Morgan $271,050 $347,000 $419,425 $521,250 $84,000
Muhlenberg $271,050 $347,000 $419,425 $521,250 $83,000
Nelson $271,050 $347,000 $419,425 $521,250 $114,000
Nicholas $271,050 $347,000 $419,425 $521,250 $98,000
Ohio $271,050 $347,000 $419,425 $521,250 $79,000
Oldham $271,050 $347,000 $419,425 $521,250 $225,000
Owen $271,050 $347,000 $419,425 $521,250 $70,000
Owsley $271,050 $347,000 $419,425 $521,250 $52,000
Pendleton $271,050 $347,000 $419,425 $521,250 $181,000
Perry $271,050 $347,000 $419,425 $521,250 $81,000
Pike $271,050 $347,000 $419,425 $521,250 $73,000
Powell $271,050 $347,000 $419,425 $521,250 $30,000
Pulaski $271,050 $347,000 $419,425 $521,250 $101,000
Robertson $271,050 $347,000 $419,425 $521,250 $30,000
Rockcastle $271,050 $347,000 $419,425 $521,250 $106,000
Rowan $271,050 $347,000 $419,425 $521,250 $132,000
Russell $271,050 $347,000 $419,425 $521,250 $52,000
Scott $271,050 $347,000 $419,425 $521,250 $154,000
Shelby $271,050 $347,000 $419,425 $521,250 $225,000
Simpson $271,050 $347,000 $419,425 $521,250 $67,000
Spencer $271,050 $347,000 $419,425 $521,250 $225,000
Taylor $271,050 $347,000 $419,425 $521,250 $90,000
Todd $271,050 $347,000 $419,425 $521,250 $102,000
Trigg $271,050 $347,000 $419,425 $521,250 $150,000
Trimble $271,050 $347,000 $419,425 $521,250 $225,000
Union $271,050 $347,000 $419,425 $521,250 $38,000
Warren $271,050 $347,000 $419,425 $521,250 $50,000
Washington $271,050 $347,000 $419,425 $521,250 $122,000
Wayne $271,050 $347,000 $419,425 $521,250 $45,000
Webster $271,050 $347,000 $419,425 $521,250 $37,000
Whitley $271,050 $347,000 $419,425 $521,250 $75,000
Wolfe $271,050 $347,000 $419,425 $521,250 $61,000
Woodford $271,050 $347,000 $419,425 $521,250 $154,000