dcsimg
We research, you save.
Got Questions On Rates? (855) 610-2972

Current Mortgage Rates in KY : HSH FHA/VA Showcase

  • Fixed Mortgage Rates 3.25% APR
  • Lower Refinance Rates, 15yr Fixed
  • (3.25% APR)
www.ratezip.com
    vabenefitsurvey.com

    Refine Your Search

    Get Custom Quotes
    [X] Know your credit score. Join WisePiggy to get your free credit score to see what lenders see. The higher your score, the lower your mortgage rates will be!

    Mortgage Refinance rates in Kentucky

    Ad Disclosure
    Sort By :

    3.875% Rate

    FHA 30 Yr.

    4.276% APR

    $1,422 / month (est)

    Learn More

    Updated 3/29/2017

    Member of BBBNational LenderExtended Support HoursVA Approved LenderFHA Approved Lender
    • We close our loans FAST - many in 30 days or less!
    • Rates are still incredibly low! Lock in a low rate and payment today.
    • Why pay more for your home than you have to? Check out rates now.
    Call Now

    3.500% Rate

    FHA 30 Yr.

    3.611% APR

    $1,358 / month (est)

    Learn More

    Updated 3/29/2017

    Member of BBBNational LenderLow FeesImmediate Rate LockVA Approved Lender
    • $1,000 Best Rate Guarantee
    • Get online rates, payments and a Good Faith Estimate
    • Skip the salesman. Keep the commission!
    Call Now

    3.750% Rate

    FHA 30 Yr.

    4.154% APR

    $1,400 / month (est)

    Learn More

    Updated 2/22/2017

    • Fast, Powerful and Completely Online
    • Get an approval to buy a home or refinance your mortgage in minutes.
    • Save time & avoid paperwork by sharing your financial info instantly.
    Call Now

    Ad Disclosure
    Mortgage rates tailored for you
    • Free mortgage rate quotes
    • Compare rates from up to 5 lenders
    • Select the personalized loan program that suits you best
    Learn More
    Kentucky Interest Rates as low as 2.75% (3.74APR)
    • Get your Free Quote in Minutes!
    • Lenders Compete for your Business
    • Lock in a Low Fixed Rate Before Rates Increase!
    • Do you have the Lowest Rate Possible? Find Out Instantly!
    Learn More
     

    Kentucky Mortgages

    Kentucky FHA Mortgage

    FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.

    For Kentucky, FHA loan limits are at $271,050 for all counties.

    As of January 1, 2014, HUD approves new lower loan limits to take effect for FHA single-family loans. The current standard loan limit for areas where housing costs are relatively low will remain unchanged at $271,050. The new national-ceiling loan limit for the very highest cost areas will be reduced from $729,750 to $625,500. See the chart below for loan limits in your county.

    County NameOne-FamilyTwo-FamilyThree-FamilyFour-FamilyMedian Sale Price
    Adair $271,050 $347,000 $419,425 $521,250 $56,000
    Allen $271,050 $347,000 $419,425 $521,250 $50,000
    Anderson $271,050 $347,000 $419,425 $521,250 $135,000
    Ballard $271,050 $347,000 $419,425 $521,250 $60,000
    Barren $271,050 $347,000 $419,425 $521,250 $52,000
    Bath $271,050 $347,000 $419,425 $521,250 $96,000
    Bell $271,050 $347,000 $419,425 $521,250 $79,000
    Boone $271,050 $347,000 $419,425 $521,250 $181,000
    Bourbon $271,050 $347,000 $419,425 $521,250 $154,000
    Boyd $271,050 $347,000 $419,425 $521,250 $80,000
    Boyle $271,050 $347,000 $419,425 $521,250 $94,000
    Bracken $271,050 $347,000 $419,425 $521,250 $181,000
    Breathitt $271,050 $347,000 $419,425 $521,250 $60,000
    Breckinridge $271,050 $347,000 $419,425 $521,250 $60,000
    Bullitt $271,050 $347,000 $419,425 $521,250 $225,000
    Butler $271,050 $347,000 $419,425 $521,250 $50,000
    Caldwell $271,050 $347,000 $419,425 $521,250 $65,000
    Calloway $271,050 $347,000 $419,425 $521,250 $96,000
    Campbell $271,050 $347,000 $419,425 $521,250 $181,000
    Carlisle $271,050 $347,000 $419,425 $521,250 $81,000
    Carroll $271,050 $347,000 $419,425 $521,250 $108,000
    Carter $271,050 $347,000 $419,425 $521,250 $58,000
    Casey $271,050 $347,000 $419,425 $521,250 $63,000
    Christian $271,050 $347,000 $419,425 $521,250 $150,000
    Clark $271,050 $347,000 $419,425 $521,250 $154,000
    Clay $271,050 $347,000 $419,425 $521,250 $28,000
    Clinton $271,050 $347,000 $419,425 $521,250 $36,000
    Crittenden $271,050 $347,000 $419,425 $521,250 $54,000
    Cumberland $271,050 $347,000 $419,425 $521,250 $30,000
    Daviess $271,050 $347,000 $419,425 $521,250 $113,000
    Edmonson $271,050 $347,000 $419,425 $521,250 $50,000
    Elliott $271,050 $347,000 $419,425 $521,250 $70,000
    Estill $271,050 $347,000 $419,425 $521,250 $94,000
    Fayette $271,050 $347,000 $419,425 $521,250 $154,000
    Fleming $271,050 $347,000 $419,425 $521,250 $104,000
    Floyd $271,050 $347,000 $419,425 $521,250 $45,000
    Franklin $271,050 $347,000 $419,425 $521,250 $135,000
    Fulton $271,050 $347,000 $419,425 $521,250 $48,000
    Gallatin $271,050 $347,000 $419,425 $521,250 $181,000
    Garrard $271,050 $347,000 $419,425 $521,250 $109,000
    Grant $271,050 $347,000 $419,425 $521,250 $181,000
    Graves $271,050 $347,000 $419,425 $521,250 $84,000
    Grayson $271,050 $347,000 $419,425 $521,250 $89,000
    Green $271,050 $347,000 $419,425 $521,250 $47,000
    Greenup $271,050 $347,000 $419,425 $521,250 $80,000
    Hancock $271,050 $347,000 $419,425 $521,250 $113,000
    Hardin $271,050 $347,000 $419,425 $521,250 $128,000
    Harlan $271,050 $347,000 $419,425 $521,250 $59,000
    Harrison $271,050 $347,000 $419,425 $521,250 $86,000
    Hart $271,050 $347,000 $419,425 $521,250 $99,000
    Henderson $271,050 $347,000 $419,425 $521,250 $162,000
    Henry $271,050 $347,000 $419,425 $521,250 $225,000
    Hickman $271,050 $347,000 $419,425 $521,250 $80,000
    Hopkins $271,050 $347,000 $419,425 $521,250 $87,000
    Jackson $271,050 $347,000 $419,425 $521,250 $73,000
    Jefferson $271,050 $347,000 $419,425 $521,250 $225,000
    Jessamine $271,050 $347,000 $419,425 $521,250 $154,000
    Johnson $271,050 $347,000 $419,425 $521,250 $25,000
    Kenton $271,050 $347,000 $419,425 $521,250 $181,000
    Knott $271,050 $347,000 $419,425 $521,250 $85,000
    Knox $271,050 $347,000 $419,425 $521,250 $75,000
    Larue $271,050 $347,000 $419,425 $521,250 $128,000
    Laurel $271,050 $347,000 $419,425 $521,250 $75,000
    Lawrence $271,050 $347,000 $419,425 $521,250 $72,000
    Lee $271,050 $347,000 $419,425 $521,250 $70,000
    Leslie $271,050 $347,000 $419,425 $521,250 $77,000
    Letcher $271,050 $347,000 $419,425 $521,250 $66,000
    Lewis $271,050 $347,000 $419,425 $521,250 $41,000
    Lincoln $271,050 $347,000 $419,425 $521,250 $94,000
    Livingston $271,050 $347,000 $419,425 $521,250 $60,000
    Logan $271,050 $347,000 $419,425 $521,250 $81,000
    Lyon $271,050 $347,000 $419,425 $521,250 $83,000
    Madison $271,050 $347,000 $419,425 $521,250 $106,000
    Magoffin $271,050 $347,000 $419,425 $521,250 $80,000
    Marion $271,050 $347,000 $419,425 $521,250 $101,000
    Marshall $271,050 $347,000 $419,425 $521,250 $81,000
    Martin $271,050 $347,000 $419,425 $521,250 $94,000
    Mason $271,050 $347,000 $419,425 $521,250 $123,000
    Mccracken $271,050 $347,000 $419,425 $521,250 $60,000
    Mccreary $271,050 $347,000 $419,425 $521,250 $61,000
    Mclean $271,050 $347,000 $419,425 $521,250 $113,000
    Meade $271,050 $347,000 $419,425 $521,250 $128,000
    Menifee $271,050 $347,000 $419,425 $521,250 $96,000
    Mercer $271,050 $347,000 $419,425 $521,250 $116,000
    Metcalfe $271,050 $347,000 $419,425 $521,250 $52,000
    Monroe $271,050 $347,000 $419,425 $521,250 $82,000
    Montgomery $271,050 $347,000 $419,425 $521,250 $96,000
    Morgan $271,050 $347,000 $419,425 $521,250 $84,000
    Muhlenberg $271,050 $347,000 $419,425 $521,250 $83,000
    Nelson $271,050 $347,000 $419,425 $521,250 $114,000
    Nicholas $271,050 $347,000 $419,425 $521,250 $98,000
    Ohio $271,050 $347,000 $419,425 $521,250 $79,000
    Oldham $271,050 $347,000 $419,425 $521,250 $225,000
    Owen $271,050 $347,000 $419,425 $521,250 $70,000
    Owsley $271,050 $347,000 $419,425 $521,250 $52,000
    Pendleton $271,050 $347,000 $419,425 $521,250 $181,000
    Perry $271,050 $347,000 $419,425 $521,250 $81,000
    Pike $271,050 $347,000 $419,425 $521,250 $73,000
    Powell $271,050 $347,000 $419,425 $521,250 $30,000
    Pulaski $271,050 $347,000 $419,425 $521,250 $101,000
    Robertson $271,050 $347,000 $419,425 $521,250 $30,000
    Rockcastle $271,050 $347,000 $419,425 $521,250 $106,000
    Rowan $271,050 $347,000 $419,425 $521,250 $132,000
    Russell $271,050 $347,000 $419,425 $521,250 $52,000
    Scott $271,050 $347,000 $419,425 $521,250 $154,000
    Shelby $271,050 $347,000 $419,425 $521,250 $225,000
    Simpson $271,050 $347,000 $419,425 $521,250 $67,000
    Spencer $271,050 $347,000 $419,425 $521,250 $225,000
    Taylor $271,050 $347,000 $419,425 $521,250 $90,000
    Todd $271,050 $347,000 $419,425 $521,250 $102,000
    Trigg $271,050 $347,000 $419,425 $521,250 $150,000
    Trimble $271,050 $347,000 $419,425 $521,250 $225,000
    Union $271,050 $347,000 $419,425 $521,250 $38,000
    Warren $271,050 $347,000 $419,425 $521,250 $50,000
    Washington $271,050 $347,000 $419,425 $521,250 $122,000
    Wayne $271,050 $347,000 $419,425 $521,250 $45,000
    Webster $271,050 $347,000 $419,425 $521,250 $37,000
    Whitley $271,050 $347,000 $419,425 $521,250 $75,000
    Wolfe $271,050 $347,000 $419,425 $521,250 $61,000
    Woodford $271,050 $347,000 $419,425 $521,250 $154,000