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Current Mortgage Rates in LA: HSH FHA/VA Showcase

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Mortgage refinance rates in Louisiana

3.125% Rate

FHA 15 Yr.

3.497% APR

$1,393 / month (est)

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Updated 10/22/2014

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Louisiana Mortgages

Louisiana FHA Mortgage

FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.

For Louisiana, the FHA loan limit is at $271,050 for all counties.

As of January 1, 2014, HUD approves new lower loan limits to take effect for FHA single-family loans. The current standard loan limit for areas where housing costs are relatively low will remain unchanged at $271,050. The new national-ceiling loan limit for the very highest cost areas will be reduced from $729,750 to $625,500. See the chart below for loan limits in your county.

County NameOne-FamilyTwo-FamilyThree-FamilyFour-FamilyMedian Sale Price
Acadia $271,050 $347,000 $419,425 $521,250 $175,000
Allen $271,050 $347,000 $419,425 $521,250 $83,000
Ascension $271,050 $347,000 $419,425 $521,250 $180,000
Assumption $271,050 $347,000 $419,425 $521,250 $96,000
Avoyelles $271,050 $347,000 $419,425 $521,250 $56,000
Beauregard $271,050 $347,000 $419,425 $521,250 $97,000
Bienville $271,050 $347,000 $419,425 $521,250 $30,000
Bossier $271,050 $347,000 $419,425 $521,250 $178,000
Caddo $271,050 $347,000 $419,425 $521,250 $178,000
Calcasieu $271,050 $347,000 $419,425 $521,250 $130,000
Caldwell $271,050 $347,000 $419,425 $521,250 $72,000
Cameron $271,050 $347,000 $419,425 $521,250 $130,000
Catahoula $271,050 $347,000 $419,425 $521,250 $76,000
Claiborne $271,050 $347,000 $419,425 $521,250 $90,000
Concordia $271,050 $347,000 $419,425 $521,250 $96,000
De Soto $271,050 $347,000 $419,425 $521,250 $178,000
East Baton Roug $271,050 $347,000 $419,425 $521,250 $180,000
East Carroll $271,050 $347,000 $419,425 $521,250 $70,000
East Feliciana $271,050 $347,000 $419,425 $521,250 $180,000
Evangeline $271,050 $347,000 $419,425 $521,250 $86,000
Franklin $271,050 $347,000 $419,425 $521,250 $66,000
Grant $271,050 $347,000 $419,425 $521,250 $113,000
Iberia $271,050 $347,000 $419,425 $521,250 $175,000
Iberville $271,050 $347,000 $419,425 $521,250 $180,000
Jackson $271,050 $347,000 $419,425 $521,250 $49,000
Jefferson $271,050 $347,000 $419,425 $521,250 $195,000
Jefferson Davis $271,050 $347,000 $419,425 $521,250 $87,000
La Salle $271,050 $347,000 $419,425 $521,250 $73,000
Lafayette $271,050 $347,000 $419,425 $521,250 $175,000
Lafourche $271,050 $347,000 $419,425 $521,250 $150,000
Lincoln $271,050 $347,000 $419,425 $521,250 $141,000
Livingston $271,050 $347,000 $419,425 $521,250 $180,000
Madison $271,050 $347,000 $419,425 $521,250 $84,000
Morehouse $271,050 $347,000 $419,425 $521,250 $75,000
Natchitoches $271,050 $347,000 $419,425 $521,250 $122,000
Orleans $271,050 $347,000 $419,425 $521,250 $195,000
Ouachita $271,050 $347,000 $419,425 $521,250 $130,000
Plaquemines $271,050 $347,000 $419,425 $521,250 $195,000
Pointe Coupee $271,050 $347,000 $419,425 $521,250 $180,000
Rapides $271,050 $347,000 $419,425 $521,250 $113,000
Red River $271,050 $347,000 $419,425 $521,250 $74,000
Richland $271,050 $347,000 $419,425 $521,250 $91,000
Sabine $271,050 $347,000 $419,425 $521,250 $75,000
St. Bernard $271,050 $347,000 $419,425 $521,250 $195,000
St. Charles $271,050 $347,000 $419,425 $521,250 $195,000
St. Helena $271,050 $347,000 $419,425 $521,250 $180,000
St. James $271,050 $347,000 $419,425 $521,250 $195,000
St. John The Ba $271,050 $347,000 $419,425 $521,250 $195,000
St. Landry $271,050 $347,000 $419,425 $521,250 $97,000
St. Martin $271,050 $347,000 $419,425 $521,250 $175,000
St. Mary $271,050 $347,000 $419,425 $521,250 $110,000
St. Tammany $271,050 $347,000 $419,425 $521,250 $195,000
Tangipahoa $271,050 $347,000 $419,425 $521,250 $125,000
Tensas $271,050 $347,000 $419,425 $521,250 $68,000
Terrebonne $271,050 $347,000 $419,425 $521,250 $150,000
Union $271,050 $347,000 $419,425 $521,250 $130,000
Vermilion $271,050 $347,000 $419,425 $521,250 $175,000
Vernon $271,050 $347,000 $419,425 $521,250 $92,000
Washington $271,050 $347,000 $419,425 $521,250 $50,000
Webster $271,050 $347,000 $419,425 $521,250 $178,000
West Baton Roug $271,050 $347,000 $419,425 $521,250 $180,000
West Carroll $271,050 $347,000 $419,425 $521,250 $70,000
West Feliciana $271,050 $347,000 $419,425 $521,250 $180,000
Winn $271,050 $347,000 $419,425 $521,250 $75,000