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Current Mortgage Rates in MA : HSH FHA/VA Showcase

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Mortgage Refinance rates in Massachusetts

3.250% Rate

FHA 30 Yr.

3.323% APR

$870 / month (est)

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Updated 3/27/2015

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Massachusetts Mortgages

Massachusetts FHA Mortgage

FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.

For Massachusetts, 14 counties have an FHA loan limit that range from $271,050 to $625,500.

As of January 1, 2014, HUD approves new lower loan limits to take effect for FHA single-family loans. The current standard loan limit for areas where housing costs are relatively low will remain unchanged at $271,050. The new national-ceiling loan limit for the very highest cost areas will be reduced from $729,750 to $625,500. See the chart below for loan limits in your county.

County NameOne-FamilyTwo-FamilyThree-FamilyFour-FamilyMedian Sale Price
Barnstable $405,950 $519,700 $628,200 $780,650 $326,000
Berkshire $271,050 $347,000 $419,425 $521,250 $175,000
Bristol $426,650 $546,200 $660,200 $820,500 $345,000
Dukes $625,500 $800,775 $967,950 $1,202,925 $572,000
Essex $470,350 $602,100 $727,850 $904,500 $409,000
Franklin $271,050 $347,000 $419,425 $521,250 $170,000
Hampden $274,850 $351,850 $425,300 $528,550 $235,000
Hampshire $274,850 $351,850 $425,300 $528,550 $235,000
Middlesex $470,350 $602,100 $727,850 $904,500 $409,000
Nantucket $625,500 $800,775 $967,950 $1,202,925 $877,000
Norfolk $470,350 $602,100 $727,850 $904,500 $409,000
Plymouth $470,350 $602,100 $727,850 $904,500 $409,000
Suffolk $470,350 $602,100 $727,850 $904,500 $409,000
Worcester $285,200 $365,100 $441,300 $548,450 $221,000