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Current Mortgage Rates in MA : HSH FHA/VA Showcase

  • Fixed Mortgage Rates
  • Lower Refinance Rates, 15yr Fixed
  • (2.88% APR)
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Mortgage Refinance rates in Massachusetts

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3.250% Rate

FHA 30 Yr.

3.615% APR

$1,316 / month (est)

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Updated 12/2/2016

Member of BBBLow FeesVA Approved LenderFHA Approved LenderOffers HARP Loans
  • Competitive rates and fees: No fancy branches = savings passed on to you!
  • Excellent service: We can assist you every step along the way.
  • Credible: FDIC Insured Bank, A+ rating with Better Business Bureau. NMLS 424182
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3.750% Rate

FHA 30 Yr.

3.937% APR

$1,400 / month (est)

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Updated 12/5/2016

National LenderFHA Approved LenderVA Approved LenderMember of BBBLow Fees
  • Direct Lender. We can approve and fund loans in less than 30 days.
  • Get a free and no obligation rate quote in Massachusetts.
  • These rates won't last. Call now and lock-in your low rate!
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3.375% Rate

FHA 30 Yr.

3.495% APR

$1,337 / month (est)

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Updated 12/5/2016

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  • $1,000 Best Rate Guarantee
  • Get online rates, payments and a Good Faith Estimate
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3.750% Rate

FHA 30 Yr.

4.148% APR

$1,400 / month (est)

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Updated 12/2/2016

Member of BBBNational LenderExtended Support HoursVA Approved LenderFHA Approved Lender
  • We close our loans FAST - many in 30 days or less!
  • Rates are still incredibly low! Lock in a low rate and payment today.
  • Why pay more for your home than you have to? Check out rates now.
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3.750% Rate

FHA 30 Yr.

4.148% APR

$1,400 / month (est)

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Updated 12/5/2016

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3.500% Rate

FHA 30 Yr.

3.712% APR

$1,358 / month (est)

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Updated 12/2/2016

Member of BBBOffers HARP LoansVA Approved LenderFHA Approved LenderLow Fees
  • Low Mortgage Rates. Everyday.
  • Application to Closing in under 30 days
  • Affordable, fast , easy and eager to serve. That's Rate30
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Massachusetts VA Benefit Survey
Check your VA housing benefit eligibility here! You could be eligible for zero down financing up to $417,000.
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Massachusetts Mortgages

Massachusetts FHA Mortgage

FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.

For Massachusetts, 14 counties have an FHA loan limit that range from $271,050 to $625,500.

As of January 1, 2014, HUD approves new lower loan limits to take effect for FHA single-family loans. The current standard loan limit for areas where housing costs are relatively low will remain unchanged at $271,050. The new national-ceiling loan limit for the very highest cost areas will be reduced from $729,750 to $625,500. See the chart below for loan limits in your county.

County NameOne-FamilyTwo-FamilyThree-FamilyFour-FamilyMedian Sale Price
Barnstable $405,950 $519,700 $628,200 $780,650 $326,000
Berkshire $271,050 $347,000 $419,425 $521,250 $175,000
Bristol $426,650 $546,200 $660,200 $820,500 $345,000
Dukes $625,500 $800,775 $967,950 $1,202,925 $572,000
Essex $470,350 $602,100 $727,850 $904,500 $409,000
Franklin $271,050 $347,000 $419,425 $521,250 $170,000
Hampden $274,850 $351,850 $425,300 $528,550 $235,000
Hampshire $274,850 $351,850 $425,300 $528,550 $235,000
Middlesex $470,350 $602,100 $727,850 $904,500 $409,000
Nantucket $625,500 $800,775 $967,950 $1,202,925 $877,000
Norfolk $470,350 $602,100 $727,850 $904,500 $409,000
Plymouth $470,350 $602,100 $727,850 $904,500 $409,000
Suffolk $470,350 $602,100 $727,850 $904,500 $409,000
Worcester $285,200 $365,100 $441,300 $548,450 $221,000