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Current Mortgage Rates in MD : HSH FHA/VA Showcase

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Maryland Mortgages

Maryland FHA Mortgage

FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.

For Maryland, the FHA loan limits range from $271,050 to $625,500.

As of January 1, 2014, HUD approves new lower loan limits to take effect for FHA single-family loans. The current standard loan limit for areas where housing costs are relatively low will remain unchanged at $271,050. The new national-ceiling loan limit for the very highest cost areas will be reduced from $729,750 to $625,500. See the chart below for loan limits in your county.

County NameOne-FamilyTwo-FamilyThree-FamilyFour-FamilyMedian Sale Price
Allegany $271,050 $347,000 $419,425 $521,250 $87,000
Anne Arundel $494,500 $633,050 $765,200 $950,950 $400,000
Baltimore $494,500 $633,050 $765,200 $950,950 $400,000
Baltimore City $494,500 $633,050 $765,200 $950,950 $400,000
Calvert $625,500 $800,775 $967,950 $1,202,925 $554,000
Caroline $271,050 $347,000 $419,425 $521,250 $145,000
Carroll $494,500 $633,050 $765,200 $950,950 $400,000
Cecil $379,500 $485,800 $587,250 $729,800 $310,000
Charles $625,500 $800,775 $967,950 $1,202,925 $554,000
Dorchester $271,050 $347,000 $419,425 $521,250 $120,000
Frederick $625,500 $800,775 $967,950 $1,202,925 $554,000
Garrett $271,050 $347,000 $419,425 $521,250 $175,000
Harford $494,500 $633,050 $765,200 $950,950 $400,000
Howard $494,500 $633,050 $765,200 $950,950 $400,000
Kent $290,950 $372,450 $450,200 $559,500 $213,000
Montgomery $625,500 $800,775 $967,950 $1,202,925 $554,000
Prince George's $625,500 $800,775 $967,950 $1,202,925 $554,000
Queen Anne's $494,500 $633,050 $765,200 $950,950 $400,000
Somerset $316,250 $404,850 $489,350 $608,150 $231,000
St. Mary's $347,300 $444,600 $537,400 $667,900 $254,000
Talbot $382,950 $490,250 $592,600 $736,450 $289,000
Washington $271,050 $347,000 $419,425 $521,250 $164,000
Wicomico $316,250 $404,850 $489,350 $608,150 $231,000
Worcester $316,250 $404,850 $489,350 $608,150 $231,000