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Current Mortgage Rates in ME : HSH FHA/VA Showcase

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Mortgage Refinance rates in Maine

3.250% Rate

FHA 30 Yr.

3.388% APR

$870 / month (est)

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Updated 4/1/2015

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Maine Mortgages

Maine FHA Mortgage

FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.

For Maine, 11 counties have an FHA loan limit of $271,050 and the remaining 5 counties have limits that range from $271,400 to $284,050.

As of January 1, 2014, HUD approves new lower loan limits to take effect for FHA single-family loans. The current standard loan limit for areas where housing costs are relatively low will remain unchanged at $271,050. The new national-ceiling loan limit for the very highest cost areas will be reduced from $729,750 to $625,500. See the chart below for loan limits in your county.

County NameOne-FamilyTwo-FamilyThree-FamilyFour-FamilyMedian Sale Price
Androscoggin $271,050 $347,000 $419,425 $521,250 $157,000
Aroostook $271,050 $347,000 $419,425 $521,250 $96,000
Cumberland $284,050 $363,600 $439,550 $546,250 $247,000
Franklin $271,050 $347,000 $419,425 $521,250 $147,000
Hancock $271,400 $347,450 $419,950 $521,900 $199,000
Kennebec $271,050 $347,000 $419,425 $521,250 $152,000
Knox $279,450 $357,750 $432,400 $537,400 $183,000
Lincoln $271,050 $347,000 $419,425 $521,250 $191,000
Oxford $271,050 $347,000 $419,425 $521,250 $125,000
Penobscot $271,050 $347,000 $419,425 $521,250 $152,000
Piscataquis $271,050 $347,000 $419,425 $521,250 $104,000
Sagadahoc $284,050 $363,600 $439,550 $546,250 $247,000
Somerset $271,050 $347,000 $419,425 $521,250 $115,000
Waldo $271,050 $347,000 $419,425 $521,250 $170,000
Washington $271,050 $347,000 $419,425 $521,250 $112,000
York $284,050 $363,600 $439,550 $546,250 $247,000