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Current Mortgage Rates in MI : HSH FHA/VA Showcase

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    Mortgage Refinance rates in Michigan

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    3.625% Rate

    FHA 30 Yr.

    3.921% APR

    $1,379 / month (est)

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    Updated 12/2/2016

    National LenderFHA Approved LenderVA Approved LenderMember of BBBLow Fees
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    3.750% Rate

    FHA 30 Yr.

    4.148% APR

    $1,400 / month (est)

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    Updated 12/2/2016

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    • Get an approval to buy a home or refinance your mortgage in minutes.
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    3.750% Rate

    FHA 30 Yr.

    4.148% APR

    $1,400 / month (est)

    Learn More

    Updated 12/2/2016

    Member of BBBNational LenderExtended Support HoursVA Approved LenderFHA Approved Lender
    • We close our loans FAST - many in 30 days or less!
    • Rates are still incredibly low! Lock in a low rate and payment today.
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    3.500% Rate

    FHA 30 Yr.

    3.712% APR

    $1,358 / month (est)

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    Updated 12/2/2016

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    Michigan Mortgages

    Michigan FHA Mortgage

    FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.

    For Michigan, the FHA loan limits are at $271,050 for all counties.

    As of January 1, 2014, HUD approves new lower loan limits to take effect for FHA single-family loans. The current standard loan limit for areas where housing costs are relatively low will remain unchanged at $271,050. The new national-ceiling loan limit for the very highest cost areas will be reduced from $729,750 to $625,500. See the chart below for loan limits in your county.

    County NameOne-FamilyTwo-FamilyThree-FamilyFour-FamilyMedian Sale Price
    Alcona $271,050 $347,000 $419,425 $521,250 $86,000
    Alger $271,050 $347,000 $419,425 $521,250 $86,000
    Allegan $271,050 $347,000 $419,425 $521,250 $127,000
    Alpena $271,050 $347,000 $419,425 $521,250 $80,000
    Antrim $271,050 $347,000 $419,425 $521,250 $106,000
    Arenac $271,050 $347,000 $419,425 $521,250 $76,000
    Baraga $271,050 $347,000 $419,425 $521,250 $72,000
    Barry $271,050 $347,000 $419,425 $521,250 $141,000
    Bay $271,050 $347,000 $419,425 $521,250 $75,000
    Benzie $271,050 $347,000 $419,425 $521,250 $200,000
    Berrien $271,050 $347,000 $419,425 $521,250 $135,000
    Branch $271,050 $347,000 $419,425 $521,250 $73,000
    Calhoun $271,050 $347,000 $419,425 $521,250 $78,000
    Cass $271,050 $347,000 $419,425 $521,250 $126,000
    Charlevoix $271,050 $347,000 $419,425 $521,250 $120,000
    Cheboygan $271,050 $347,000 $419,425 $521,250 $96,000
    Chippewa $271,050 $347,000 $419,425 $521,250 $75,000
    Clare $271,050 $347,000 $419,425 $521,250 $69,000
    Clinton $271,050 $347,000 $419,425 $521,250 $142,000
    Crawford $271,050 $347,000 $419,425 $521,250 $81,000
    Delta $271,050 $347,000 $419,425 $521,250 $75,000
    Dickinson $271,050 $347,000 $419,425 $521,250 $55,000
    Eaton $271,050 $347,000 $419,425 $521,250 $142,000
    Emmet $271,050 $347,000 $419,425 $521,250 $148,000
    Genesee $271,050 $347,000 $419,425 $521,250 $67,000
    Gladwin $271,050 $347,000 $419,425 $521,250 $71,000
    Gogebic $271,050 $347,000 $419,425 $521,250 $39,000
    Grand Traverse $271,050 $347,000 $419,425 $521,250 $200,000
    Gratiot $271,050 $347,000 $419,425 $521,250 $63,000
    Hillsdale $271,050 $347,000 $419,425 $521,250 $75,000
    Houghton $271,050 $347,000 $419,425 $521,250 $85,000
    Huron $271,050 $347,000 $419,425 $521,250 $79,000
    Ingham $271,050 $347,000 $419,425 $521,250 $142,000
    Ionia $271,050 $347,000 $419,425 $521,250 $84,000
    Iosco $271,050 $347,000 $419,425 $521,250 $74,000
    Iron $271,050 $347,000 $419,425 $521,250 $51,000
    Isabella $271,050 $347,000 $419,425 $521,250 $85,000
    Jackson $271,050 $347,000 $419,425 $521,250 $87,000
    Kalamazoo $271,050 $347,000 $419,425 $521,250 $129,000
    Kalkaska $271,050 $347,000 $419,425 $521,250 $200,000
    Kent $271,050 $347,000 $419,425 $521,250 $141,000
    Keweenaw $271,050 $347,000 $419,425 $521,250 $85,000
    Lake $271,050 $347,000 $419,425 $521,250 $70,000
    Lapeer $271,050 $347,000 $419,425 $521,250 $178,000
    Leelanau $271,050 $347,000 $419,425 $521,250 $200,000
    Lenawee $271,050 $347,000 $419,425 $521,250 $98,000
    Livingston $271,050 $347,000 $419,425 $521,250 $178,000
    Luce $271,050 $347,000 $419,425 $521,250 $74,000
    Mackinac $271,050 $347,000 $419,425 $521,250 $88,000
    Macomb $271,050 $347,000 $419,425 $521,250 $178,000
    Manistee $271,050 $347,000 $419,425 $521,250 $79,000
    Marquette $271,050 $347,000 $419,425 $521,250 $125,000
    Mason $271,050 $347,000 $419,425 $521,250 $60,000
    Mecosta $271,050 $347,000 $419,425 $521,250 $88,000
    Menominee $271,050 $347,000 $419,425 $521,250 $48,000
    Midland $271,050 $347,000 $419,425 $521,250 $117,000
    Missaukee $271,050 $347,000 $419,425 $521,250 $90,000
    Monroe $271,050 $347,000 $419,425 $521,250 $129,000
    Montcalm $271,050 $347,000 $419,425 $521,250 $141,000
    Montmorency $271,050 $347,000 $419,425 $521,250 $39,000
    Muskegon $271,050 $347,000 $419,425 $521,250 $84,000
    Newaygo $271,050 $347,000 $419,425 $521,250 $124,000
    Oakland $271,050 $347,000 $419,425 $521,250 $178,000
    Oceana $271,050 $347,000 $419,425 $521,250 $78,000
    Ogemaw $271,050 $347,000 $419,425 $521,250 $78,000
    Ontonagon $271,050 $347,000 $419,425 $521,250 $37,000
    Osceola $271,050 $347,000 $419,425 $521,250 $65,000
    Oscoda $271,050 $347,000 $419,425 $521,250 $64,000
    Otsego $271,050 $347,000 $419,425 $521,250 $108,000
    Ottawa $271,050 $347,000 $419,425 $521,250 $141,000
    Presque Isle $271,050 $347,000 $419,425 $521,250 $77,000
    Roscommon $271,050 $347,000 $419,425 $521,250 $62,000
    Saginaw $271,050 $347,000 $419,425 $521,250 $82,000
    Sanilac $271,050 $347,000 $419,425 $521,250 $65,000
    Schoolcraft $271,050 $347,000 $419,425 $521,250 $73,000
    Shiawassee $271,050 $347,000 $419,425 $521,250 $75,000
    St. Clair $271,050 $347,000 $419,425 $521,250 $178,000
    St. Joseph $271,050 $347,000 $419,425 $521,250 $80,000
    Tuscola $271,050 $347,000 $419,425 $521,250 $63,000
    Van Buren $271,050 $347,000 $419,425 $521,250 $129,000
    Washtenaw $271,050 $347,000 $419,425 $521,250 $210,000
    Wayne $271,050 $347,000 $419,425 $521,250 $178,000
    Wexford $271,050 $347,000 $419,425 $521,250 $90,000