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Mortgage refinance rates in Minnesota

2.750% Rate

FHA 15 Yr.

3.086% APR

$1,357 / month (est)

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Updated 3/3/2015

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Minnesota Mortgages

Minnesota FHA Mortgage

FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.

For Minnesota, 72 counties have an FHA loan limit of $271,050, 1 county at $282,900 and the remaining 14 counties at $318,550.

As of January 1, 2014, HUD approves new lower loan limits to take effect for FHA single-family loans. The current standard loan limit for areas where housing costs are relatively low will remain unchanged at $271,050. The new national-ceiling loan limit for the very highest cost areas will be reduced from $729,750 to $625,500. See the chart below for loan limits in your county.

County NameOne-FamilyTwo-FamilyThree-FamilyFour-FamilyMedian Sale Price
Aitkin $271,050 $347,000 $419,425 $521,250 $87,000
Anoka $318,550 $407,800 $492,950 $612,600 $275,000
Becker $271,050 $347,000 $419,425 $521,250 $159,000
Beltrami $271,050 $347,000 $419,425 $521,250 $133,000
Benton $271,050 $347,000 $419,425 $521,250 $150,000
Big Stone $271,050 $347,000 $419,425 $521,250 $57,000
Blue Earth $271,050 $347,000 $419,425 $521,250 $150,000
Brown $271,050 $347,000 $419,425 $521,250 $102,000
Carlton $271,050 $347,000 $419,425 $521,250 $125,000
Carver $318,550 $407,800 $492,950 $612,600 $275,000
Cass $271,050 $347,000 $419,425 $521,250 $160,000
Chippewa $271,050 $347,000 $419,425 $521,250 $68,000
Chisago $318,550 $407,800 $492,950 $612,600 $275,000
Clay $271,050 $347,000 $419,425 $521,250 $163,000
Clearwater $271,050 $347,000 $419,425 $521,250 $94,000
Cook $282,900 $362,150 $437,750 $544,050 $156,000
Cottonwood $271,050 $347,000 $419,425 $521,250 $81,000
Crow Wing $271,050 $347,000 $419,425 $521,250 $160,000
Dakota $318,550 $407,800 $492,950 $612,600 $275,000
Dodge $271,050 $347,000 $419,425 $521,250 $150,000
Douglas $271,050 $347,000 $419,425 $521,250 $146,000
Faribault $271,050 $347,000 $419,425 $521,250 $52,000
Fillmore $271,050 $347,000 $419,425 $521,250 $150,000
Freeborn $271,050 $347,000 $419,425 $521,250 $78,000
Goodhue $271,050 $347,000 $419,425 $521,250 $155,000
Grant $271,050 $347,000 $419,425 $521,250 $42,000
Hennepin $318,550 $407,800 $492,950 $612,600 $275,000
Houston $271,050 $347,000 $419,425 $521,250 $135,000
Hubbard $271,050 $347,000 $419,425 $521,250 $106,000
Isanti $318,550 $407,800 $492,950 $612,600 $275,000
Itasca $271,050 $347,000 $419,425 $521,250 $125,000
Jackson $271,050 $347,000 $419,425 $521,250 $62,000
Kanabec $271,050 $347,000 $419,425 $521,250 $82,000
Kandiyohi $271,050 $347,000 $419,425 $521,250 $129,000
Kittson $271,050 $347,000 $419,425 $521,250 $60,000
Koochiching $271,050 $347,000 $419,425 $521,250 $59,000
Lac Qui Parle $271,050 $347,000 $419,425 $521,250 $58,000
Lake $271,050 $347,000 $419,425 $521,250 $133,000
Lake Of The Woo $271,050 $347,000 $419,425 $521,250 $132,000
Le Sueur $318,550 $407,800 $492,950 $612,600 $275,000
Lincoln $271,050 $347,000 $419,425 $521,250 $48,000
Lyon $271,050 $347,000 $419,425 $521,250 $117,000
Mahnomen $271,050 $347,000 $419,425 $521,250 $77,000
Marshall $271,050 $347,000 $419,425 $521,250 $83,000
Martin $271,050 $347,000 $419,425 $521,250 $90,000
Mcleod $271,050 $347,000 $419,425 $521,250 $177,000
Meeker $271,050 $347,000 $419,425 $521,250 $116,000
Mille Lacs $318,550 $407,800 $492,950 $612,600 $275,000
Morrison $271,050 $347,000 $419,425 $521,250 $118,000
Mower $271,050 $347,000 $419,425 $521,250 $108,000
Murray $271,050 $347,000 $419,425 $521,250 $123,000
Nicollet $271,050 $347,000 $419,425 $521,250 $150,000
Nobles $271,050 $347,000 $419,425 $521,250 $92,000
Norman $271,050 $347,000 $419,425 $521,250 $47,000
Olmsted $271,050 $347,000 $419,425 $521,250 $150,000
Otter Tail $271,050 $347,000 $419,425 $521,250 $136,000
Pennington $271,050 $347,000 $419,425 $521,250 $110,000
Pine $271,050 $347,000 $419,425 $521,250 $94,000
Pipestone $271,050 $347,000 $419,425 $521,250 $71,000
Polk $271,050 $347,000 $419,425 $521,250 $169,000
Pope $271,050 $347,000 $419,425 $521,250 $122,000
Ramsey $318,550 $407,800 $492,950 $612,600 $275,000
Red Lake $271,050 $347,000 $419,425 $521,250 $73,000
Redwood $271,050 $347,000 $419,425 $521,250 $50,000
Renville $271,050 $347,000 $419,425 $521,250 $57,000
Rice $271,050 $347,000 $419,425 $521,250 $161,000
Rock $271,050 $347,000 $419,425 $521,250 $76,000
Roseau $271,050 $347,000 $419,425 $521,250 $123,000
Scott $318,550 $407,800 $492,950 $612,600 $275,000
Sherburne $318,550 $407,800 $492,950 $612,600 $275,000
Sibley $318,550 $407,800 $492,950 $612,600 $275,000
St. Louis $271,050 $347,000 $419,425 $521,250 $125,000
Stearns $271,050 $347,000 $419,425 $521,250 $150,000
Steele $271,050 $347,000 $419,425 $521,250 $132,000
Stevens $271,050 $347,000 $419,425 $521,250 $104,000
Swift $271,050 $347,000 $419,425 $521,250 $95,000
Todd $271,050 $347,000 $419,425 $521,250 $79,000
Traverse $271,050 $347,000 $419,425 $521,250 $61,000
Wabasha $271,050 $347,000 $419,425 $521,250 $150,000
Wadena $271,050 $347,000 $419,425 $521,250 $83,000
Waseca $271,050 $347,000 $419,425 $521,250 $134,000
Washington $318,550 $407,800 $492,950 $612,600 $275,000
Watonwan $271,050 $347,000 $419,425 $521,250 $80,000
Wilkin $271,050 $347,000 $419,425 $521,250 $82,000
Winona $271,050 $347,000 $419,425 $521,250 $128,000
Wright $318,550 $407,800 $492,950 $612,600 $275,000
Yellow Medicine $271,050 $347,000 $419,425 $521,250 $37,000