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Mortgage Refinance rates in Mississippi

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3.250% Rate

FHA 30 Yr.

3.595% APR

$1,316 / month (est)

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Updated 7/22/2016

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Mississippi Mortgages

Mississippi FHA Mortgage

FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.

For Mississippi, the FHA loan limits are at $271,050 for all counties except 6 counties at $276,000.

As of January 1, 2014, HUD approves new lower loan limits to take effect for FHA single-family loans. The current standard loan limit for areas where housing costs are relatively low will remain unchanged at $271,050. The new national-ceiling loan limit for the very highest cost areas will be reduced from $729,750 to $625,500. See the chart below for loan limits in your county.

County NameOne-FamilyTwo-FamilyThree-FamilyFour-FamilyMedian Sale Price
Adams $271,050 $347,000 $419,425 $521,250 $96,000
Alcorn $271,050 $347,000 $419,425 $521,250 $94,000
Amite $271,050 $347,000 $419,425 $521,250 $136,000
Attala $271,050 $347,000 $419,425 $521,250 $75,000
Benton $271,050 $347,000 $419,425 $521,250 $166,000
Bolivar $271,050 $347,000 $419,425 $521,250 $104,000
Calhoun $271,050 $347,000 $419,425 $521,250 $57,000
Carroll $271,050 $347,000 $419,425 $521,250 $89,000
Chickasaw $271,050 $347,000 $419,425 $521,250 $61,000
Choctaw $271,050 $347,000 $419,425 $521,250 $73,000
Claiborne $271,050 $347,000 $419,425 $521,250 $109,000
Clarke $271,050 $347,000 $419,425 $521,250 $91,000
Clay $271,050 $347,000 $419,425 $521,250 $88,000
Coahoma $271,050 $347,000 $419,425 $521,250 $67,000
Copiah $276,000 $353,300 $427,100 $530,750 $240,000
Covington $271,050 $347,000 $419,425 $521,250 $72,000
Desoto $271,050 $347,000 $419,425 $521,250 $166,000
Forrest $271,050 $347,000 $419,425 $521,250 $152,000
Franklin $271,050 $347,000 $419,425 $521,250 $61,000
George $271,050 $347,000 $419,425 $521,250 $113,000
Greene $271,050 $347,000 $419,425 $521,250 $72,000
Grenada $271,050 $347,000 $419,425 $521,250 $92,000
Hancock $271,050 $347,000 $419,425 $521,250 $106,000
Harrison $271,050 $347,000 $419,425 $521,250 $106,000
Hinds $276,000 $353,300 $427,100 $530,750 $240,000
Holmes $271,050 $347,000 $419,425 $521,250 $55,000
Humphreys $271,050 $347,000 $419,425 $521,250 $59,000
Issaquena $271,050 $347,000 $419,425 $521,250 $70,000
Itawamba $271,050 $347,000 $419,425 $521,250 $159,000
Jackson $271,050 $347,000 $419,425 $521,250 $106,000
Jasper $271,050 $347,000 $419,425 $521,250 $98,000
Jefferson $271,050 $347,000 $419,425 $521,250 $76,000
Jefferson Davis $271,050 $347,000 $419,425 $521,250 $72,000
Jones $271,050 $347,000 $419,425 $521,250 $98,000
Kemper $271,050 $347,000 $419,425 $521,250 $91,000
Lafayette $271,050 $347,000 $419,425 $521,250 $186,000
Lamar $271,050 $347,000 $419,425 $521,250 $152,000
Lauderdale $271,050 $347,000 $419,425 $521,250 $91,000
Lawrence $271,050 $347,000 $419,425 $521,250 $88,000
Leake $271,050 $347,000 $419,425 $521,250 $63,000
Lee $271,050 $347,000 $419,425 $521,250 $159,000
Leflore $271,050 $347,000 $419,425 $521,250 $89,000
Lincoln $271,050 $347,000 $419,425 $521,250 $134,000
Lowndes $271,050 $347,000 $419,425 $521,250 $151,000
Madison $276,000 $353,300 $427,100 $530,750 $240,000
Marion $271,050 $347,000 $419,425 $521,250 $72,000
Marshall $271,050 $347,000 $419,425 $521,250 $166,000
Monroe $271,050 $347,000 $419,425 $521,250 $97,000
Montgomery $271,050 $347,000 $419,425 $521,250 $69,000
Neshoba $271,050 $347,000 $419,425 $521,250 $68,000
Newton $271,050 $347,000 $419,425 $521,250 $82,000
Noxubee $271,050 $347,000 $419,425 $521,250 $56,000
Oktibbeha $271,050 $347,000 $419,425 $521,250 $117,000
Panola $271,050 $347,000 $419,425 $521,250 $84,000
Pearl River $271,050 $347,000 $419,425 $521,250 $108,000
Perry $271,050 $347,000 $419,425 $521,250 $152,000
Pike $271,050 $347,000 $419,425 $521,250 $136,000
Pontotoc $271,050 $347,000 $419,425 $521,250 $159,000
Prentiss $271,050 $347,000 $419,425 $521,250 $78,000
Quitman $271,050 $347,000 $419,425 $521,250 $48,000
Rankin $276,000 $353,300 $427,100 $530,750 $240,000
Scott $271,050 $347,000 $419,425 $521,250 $57,000
Sharkey $271,050 $347,000 $419,425 $521,250 $61,000
Simpson $276,000 $353,300 $427,100 $530,750 $240,000
Smith $271,050 $347,000 $419,425 $521,250 $69,000
Stone $271,050 $347,000 $419,425 $521,250 $103,000
Sunflower $271,050 $347,000 $419,425 $521,250 $60,000
Tallahatchie $271,050 $347,000 $419,425 $521,250 $50,000
Tate $271,050 $347,000 $419,425 $521,250 $166,000
Tippah $271,050 $347,000 $419,425 $521,250 $89,000
Tishomingo $271,050 $347,000 $419,425 $521,250 $73,000
Tunica $271,050 $347,000 $419,425 $521,250 $166,000
Union $271,050 $347,000 $419,425 $521,250 $91,000
Walthall $271,050 $347,000 $419,425 $521,250 $76,000
Warren $271,050 $347,000 $419,425 $521,250 $109,000
Washington $271,050 $347,000 $419,425 $521,250 $76,000
Wayne $271,050 $347,000 $419,425 $521,250 $65,000
Webster $271,050 $347,000 $419,425 $521,250 $84,000
Wilkinson $271,050 $347,000 $419,425 $521,250 $93,000
Winston $271,050 $347,000 $419,425 $521,250 $82,000
Yalobusha $271,050 $347,000 $419,425 $521,250 $72,000
Yazoo $276,000 $353,300 $427,100 $530,750 $240,000