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Mortgage refinance rates in North Dakota

2.875% Rate

FHA 15 Yr.

3.462% APR

$1,369 / month (est)

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Updated 9/19/2014

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3.125% Rate

FHA 15 Yr.

3.624% APR

$1,393 / month (est)

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Updated 9/19/2014

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North Dakota Mortgages

North Dakota FHA Mortgage

FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.

For North Dakota, 50 counties have an FHA loan limit of $271,050 and 3 counties range from $273,700 to $304,750.

As of January 1, 2014, HUD approves new lower loan limits to take effect for FHA single-family loans. The current standard loan limit for areas where housing costs are relatively low will remain unchanged at $271,050. The new national-ceiling loan limit for the very highest cost areas will be reduced from $729,750 to $625,500. See the chart below for loan limits in your county.

County NameOne-FamilyTwo-FamilyThree-FamilyFour-FamilyMedian Sale Price
Adams $271,050 $347,000 $419,425 $521,250 $77,000
Barnes $271,050 $347,000 $419,425 $521,250 $101,000
Benson $271,050 $347,000 $419,425 $521,250 $58,000
Billings $304,750 $390,100 $471,550 $586,050 $117,000
Bottineau $271,050 $347,000 $419,425 $521,250 $139,000
Bowman $271,050 $347,000 $419,425 $521,250 $102,000
Burke $271,050 $347,000 $419,425 $521,250 $104,000
Burleigh $271,050 $347,000 $419,425 $521,250 $214,000
Cass $271,050 $347,000 $419,425 $521,250 $163,000
Cavalier $271,050 $347,000 $419,425 $521,250 $65,000
Dickey $271,050 $347,000 $419,425 $521,250 $101,000
Divide $271,050 $347,000 $419,425 $521,250 $65,000
Dunn $271,050 $347,000 $419,425 $521,250 $161,000
Eddy $271,050 $347,000 $419,425 $521,250 $71,000
Emmons $271,050 $347,000 $419,425 $521,250 $143,000
Foster $271,050 $347,000 $419,425 $521,250 $85,000
Golden Valley $271,050 $347,000 $419,425 $521,250 $86,000
Grand Forks $271,050 $347,000 $419,425 $521,250 $169,000
Grant $271,050 $347,000 $419,425 $521,250 $49,000
Griggs $271,050 $347,000 $419,425 $521,250 $36,000
Hettinger $271,050 $347,000 $419,425 $521,250 $160,000
Kidder $271,050 $347,000 $419,425 $521,250 $45,000
Lamoure $271,050 $347,000 $419,425 $521,250 $50,000
Logan $271,050 $347,000 $419,425 $521,250 $70,000
Mchenry $271,050 $347,000 $419,425 $521,250 $222,000
Mcintosh $271,050 $347,000 $419,425 $521,250 $86,000
Mckenzie $271,050 $347,000 $419,425 $521,250 $233,000
Mclean $271,050 $347,000 $419,425 $521,250 $141,000
Mercer $271,050 $347,000 $419,425 $521,250 $128,000
Morton $271,050 $347,000 $419,425 $521,250 $214,000
Mountrail $271,050 $347,000 $419,425 $521,250 $150,000
Nelson $271,050 $347,000 $419,425 $521,250 $52,000
Oliver $271,050 $347,000 $419,425 $521,250 $214,000
Pembina $271,050 $347,000 $419,425 $521,250 $65,000
Pierce $271,050 $347,000 $419,425 $521,250 $131,000
Ramsey $271,050 $347,000 $419,425 $521,250 $115,000
Ransom $271,050 $347,000 $419,425 $521,250 $66,000
Renville $271,050 $347,000 $419,425 $521,250 $222,000
Richland $271,050 $347,000 $419,425 $521,250 $82,000
Rolette $271,050 $347,000 $419,425 $521,250 $140,000
Sargent $271,050 $347,000 $419,425 $521,250 $69,000
Sheridan $271,050 $347,000 $419,425 $521,250 $15,000
Sioux $271,050 $347,000 $419,425 $521,250 $214,000
Slope $271,050 $347,000 $419,425 $521,250 $63,000
Stark $273,700 $350,350 $423,500 $526,350 $238,000
Steele $271,050 $347,000 $419,425 $521,250 $50,000
Stutsman $271,050 $347,000 $419,425 $521,250 $112,000
Towner $271,050 $347,000 $419,425 $521,250 $102,000
Traill $271,050 $347,000 $419,425 $521,250 $75,000
Walsh $271,050 $347,000 $419,425 $521,250 $72,000
Ward $271,050 $347,000 $419,425 $521,250 $222,000
Wells $271,050 $347,000 $419,425 $521,250 $62,000
Williams $276,000 $353,300 $427,100 $530,750 $240,000