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Current Mortgage Rates in NH : HSH FHA/VA Showcase

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  • FHA to reduce mortgage insurance premiums by $900/year
  • Savings apply to new home purchase or existing home refinance FHA loans
  • More than 800,000 FHA borrowers will take advantage of lower rates this year
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Mortgage Refinance rates in New Hampshire

3.250% Rate

FHA 30 Yr.

3.332% APR

$870 / month (est)

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Updated 3/26/2015

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New Hampshire Mortgages

New Hampshire FHA Mortgage

FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.

For New Hampshire, 7 counties have an FHA loan limit of $271,050 and the remaining 3 counties range from $295,550 to $470,350.

As of January 1, 2014, HUD approves new lower loan limits to take effect for FHA single-family loans. The current standard loan limit for areas where housing costs are relatively low will remain unchanged at $271,050. The new national-ceiling loan limit for the very highest cost areas will be reduced from $729,750 to $625,500. See the chart below for loan limits in your county.

County NameOne-FamilyTwo-FamilyThree-FamilyFour-FamilyMedian Sale Price
Belknap $271,050 $347,000 $419,425 $521,250 $179,000
Carroll $271,050 $347,000 $419,425 $521,250 $165,000
Cheshire $271,050 $347,000 $419,425 $521,250 $162,000
Coos $271,050 $347,000 $419,425 $521,250 $89,000
Grafton $271,050 $347,000 $419,425 $521,250 $179,000
Hillsborough $295,550 $378,350 $457,350 $568,350 $229,000
Merrimack $271,050 $347,000 $419,425 $521,250 $200,000
Rockingham $470,350 $602,100 $727,850 $904,500 $409,000
Strafford $470,350 $602,100 $727,850 $904,500 $409,000
Sullivan $271,050 $347,000 $419,425 $521,250 $179,000