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Current Mortgage Rates in NJ : HSH FHA/VA Showcase

  • Fixed Mortgage Rates 3.25% APR
  • Lower Refinance Rates, 15yr Fixed
  • (3.25% APR)
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    Mortgage Refinance rates in New Jersey

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    3.500% Rate

    FHA 30 Yr.

    3.611% APR

    $1,358 / month (est)

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    Updated 3/29/2017

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    3.750% Rate

    FHA 30 Yr.

    4.154% APR

    $1,400 / month (est)

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    Updated 2/22/2017

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    3.375% Rate

    FHA 30 Yr.

    3.599% APR

    $1,337 / month (est)

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    Updated 3/29/2017

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    3.875% Rate

    FHA 30 Yr.

    4.276% APR

    $1,422 / month (est)

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    Updated 3/29/2017

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    New Jersey Interest Rates as low as 2.75% (3.74APR)
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    Mortgage rates from lenders in your area
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    Crossroads Finance Last update: 04/11/2016 New Jersey NJ`s Discount Lender. We Will Beat Anyone`s Rates + Fees. Period. Easy, Fast, + Friendly.

    New Jersey Mortgages

    New Jersey FHA mortgage

    FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.

    For New Jersey, 9 counties have an FHA loan limit that range from $271,050 to $414,000 and 12 counties are at $625,500.

    As of January 1, 2014, HUD approves new lower loan limits to take effect for FHA single-family loans. The current standard loan limit for areas where housing costs are relatively low will remain unchanged at $271,050. The new national-ceiling loan limit for the very highest cost areas will be reduced from $729,750 to $625,500. See the chart below for loan limits in your county.

    County NameOne-FamilyTwo-FamilyThree-FamilyFour-FamilyMedian Sale Price
    Atlantic $316,250 $404,850 $489,350 $608,150 $200,000
    Bergen $625,500 $800,775 $967,950 $1,202,925 $783,000
    Burlington $379,500 $485,800 $587,250 $729,800 $310,000
    Camden $379,500 $485,800 $587,250 $729,800 $310,000
    Cape May $414,000 $530,000 $640,650 $796,150 $330,000
    Cumberland $271,050 $347,000 $419,425 $521,250 $115,000
    Essex $625,500 $800,775 $967,950 $1,202,925 $783,000
    Gloucester $379,500 $485,800 $587,250 $729,800 $310,000
    Hudson $625,500 $800,775 $967,950 $1,202,925 $783,000
    Hunterdon $625,500 $800,775 $967,950 $1,202,925 $783,000
    Mercer $345,000 $441,650 $533,850 $663,450 $235,000
    Middlesex $625,500 $800,775 $967,950 $1,202,925 $783,000
    Monmouth $625,500 $800,775 $967,950 $1,202,925 $783,000
    Morris $625,500 $800,775 $967,950 $1,202,925 $783,000
    Ocean $625,500 $800,775 $967,950 $1,202,925 $783,000
    Passaic $625,500 $800,775 $967,950 $1,202,925 $783,000
    Salem $379,500 $485,800 $587,250 $729,800 $310,000
    Somerset $625,500 $800,775 $967,950 $1,202,925 $783,000
    Sussex $625,500 $800,775 $967,950 $1,202,925 $783,000
    Union $625,500 $800,775 $967,950 $1,202,925 $783,000
    Warren $372,600 $477,000 $576,550 $716,550 $200,000