dcsimg
We research, you save.
Got Questions On Rates? (855) 610-2972

Current Mortgage Rates in NM : HSH FHA/VA Showcase

  • Fixed Mortgage Rates 3.25% APR
  • Lower Refinance Rates, 15yr Fixed
  • (3.25% APR)
www.ratezip.com
    vabenefitsurvey.com

    Refine Your Search

    Get Custom Quotes
    [X] Know your credit score. Join WisePiggy to get your free credit score to see what lenders see. The higher your score, the lower your mortgage rates will be!

    Mortgage Refinance rates in New Mexico

    Ad Disclosure
    Sort By :

    3.500% Rate

    FHA 30 Yr.

    3.794% APR

    $1,358 / month (est)

    Learn More

    Updated 3/29/2017

    National LenderFHA Approved LenderVA Approved LenderMember of BBBLow Fees
    • Direct Lender.
    • Get a free and no obligation rate quote in New Mexico.
    • Call now and lock-in your low rate!
    Call Now

    3.875% Rate

    FHA 30 Yr.

    4.276% APR

    $1,422 / month (est)

    Learn More

    Updated 3/29/2017

    Member of BBBNational LenderExtended Support HoursVA Approved LenderFHA Approved Lender
    • We close our loans FAST - many in 30 days or less!
    • Rates are still incredibly low! Lock in a low rate and payment today.
    • Why pay more for your home than you have to? Check out rates now.
    Call Now

    3.750% Rate

    FHA 30 Yr.

    4.154% APR

    $1,400 / month (est)

    Learn More

    Updated 2/22/2017

    • Fast, Powerful and Completely Online
    • Get an approval to buy a home or refinance your mortgage in minutes.
    • Save time & avoid paperwork by sharing your financial info instantly.
    Call Now

    3.500% Rate

    FHA 30 Yr.

    3.611% APR

    $1,358 / month (est)

    Learn More

    Updated 3/29/2017

    Member of BBBNational LenderLow FeesImmediate Rate LockVA Approved Lender
    • Skip the salesman. Keep the commission!
    • Get online rates, payments and a Good Faith Estimate
    • $1,000 Best Rate Guarantee
    Call Now

    3.375% Rate

    FHA 30 Yr.

    3.599% APR

    $1,337 / month (est)

    Learn More

    Updated 3/29/2017

    • Low Mortgage Rates. Everyday
    • Application to Closing in under 30 days
    • Affordable, fast, easy and eager to serve. That's Rate30.
    Call Now

    Ad Disclosure
    Mortgage rates tailored for you
    • Free mortgage rate quotes
    • Compare rates from up to 5 lenders
    • Select the personalized loan program that suits you best
    Learn More
    New Mexico Interest Rates as low as 2.75% (3.74APR)
    • Get your Free Quote in Minutes!
    • Lenders Compete for your Business
    • Lock in a Low Fixed Rate Before Rates Increase!
    • Do you have the Lowest Rate Possible? Find Out Instantly!
    Learn More
     

    New Mexico Mortgages

    New Mexico FHA Mortgage

    FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.

    For FHA loans, 30 counties have an FHA loan limit at $271,050 and the remaining 3 counties range from $286,350 to $380,650.

    As of January 1, 2014, HUD approves new lower loan limits to take effect for FHA single-family loans. The current standard loan limit for areas where housing costs are relatively low will remain unchanged at $271,050. The new national-ceiling loan limit for the very highest cost areas will be reduced from $729,750 to $625,500. See the chart below for loan limits in your county.

    County NameOne-FamilyTwo-FamilyThree-FamilyFour-FamilyMedian Sale Price
    Bernalillo $271,050 $347,000 $419,425 $521,250 $190,000
    Catron $271,050 $347,000 $419,425 $521,250 $169,000
    Chaves $271,050 $347,000 $419,425 $521,250 $136,000
    Cibola $271,050 $347,000 $419,425 $521,250 $74,000
    Colfax $271,050 $347,000 $419,425 $521,250 $193,000
    Curry $271,050 $347,000 $419,425 $521,250 $154,000
    De Baca $271,050 $347,000 $419,425 $521,250 $59,000
    Dona Ana $271,050 $347,000 $419,425 $521,250 $159,000
    Eddy $271,050 $347,000 $419,425 $521,250 $158,000
    Grant $271,050 $347,000 $419,425 $521,250 $143,000
    Guadalupe $271,050 $347,000 $419,425 $521,250 $225,000
    Harding $271,050 $347,000 $419,425 $521,250 $35,000
    Hidalgo $271,050 $347,000 $419,425 $521,250 $95,000
    Lea $271,050 $347,000 $419,425 $521,250 $116,000
    Lincoln $271,050 $347,000 $419,425 $521,250 $192,000
    Los Alamos $380,650 $487,300 $589,000 $732,000 $282,000
    Luna $271,050 $347,000 $419,425 $521,250 $98,000
    Mckinley $271,050 $347,000 $419,425 $521,250 $135,000
    Mora $271,050 $347,000 $419,425 $521,250 $142,000
    Otero $271,050 $347,000 $419,425 $521,250 $141,000
    Quay $271,050 $347,000 $419,425 $521,250 $92,000
    Rio Arriba $271,050 $347,000 $419,425 $521,250 $161,000
    Roosevelt $271,050 $347,000 $419,425 $521,250 $143,000
    San Juan $271,050 $347,000 $419,425 $521,250 $170,000
    San Miguel $271,050 $347,000 $419,425 $521,250 $148,000
    Sandoval $271,050 $347,000 $419,425 $521,250 $190,000
    Santa Fe $368,000 $471,100 $569,450 $707,700 $285,000
    Sierra $271,050 $347,000 $419,425 $521,250 $106,000
    Socorro $271,050 $347,000 $419,425 $521,250 $115,000
    Taos $286,350 $366,550 $443,100 $550,650 $192,000
    Torrance $271,050 $347,000 $419,425 $521,250 $190,000
    Union $271,050 $347,000 $419,425 $521,250 $64,000
    Valencia $271,050 $347,000 $419,425 $521,250 $190,000