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Mortgage Refinance rates in New Mexico

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3.375% Rate

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Updated 10/16/2017

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New Mexico Mortgages

New Mexico FHA Mortgage

FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.

For FHA loans, 30 counties have an FHA loan limit at $271,050 and the remaining 3 counties range from $286,350 to $380,650.

As of January 1, 2014, HUD approves new lower loan limits to take effect for FHA single-family loans. The current standard loan limit for areas where housing costs are relatively low will remain unchanged at $271,050. The new national-ceiling loan limit for the very highest cost areas will be reduced from $729,750 to $625,500. See the chart below for loan limits in your county.

County NameOne-FamilyTwo-FamilyThree-FamilyFour-FamilyMedian Sale Price
Bernalillo $271,050 $347,000 $419,425 $521,250 $190,000
Catron $271,050 $347,000 $419,425 $521,250 $169,000
Chaves $271,050 $347,000 $419,425 $521,250 $136,000
Cibola $271,050 $347,000 $419,425 $521,250 $74,000
Colfax $271,050 $347,000 $419,425 $521,250 $193,000
Curry $271,050 $347,000 $419,425 $521,250 $154,000
De Baca $271,050 $347,000 $419,425 $521,250 $59,000
Dona Ana $271,050 $347,000 $419,425 $521,250 $159,000
Eddy $271,050 $347,000 $419,425 $521,250 $158,000
Grant $271,050 $347,000 $419,425 $521,250 $143,000
Guadalupe $271,050 $347,000 $419,425 $521,250 $225,000
Harding $271,050 $347,000 $419,425 $521,250 $35,000
Hidalgo $271,050 $347,000 $419,425 $521,250 $95,000
Lea $271,050 $347,000 $419,425 $521,250 $116,000
Lincoln $271,050 $347,000 $419,425 $521,250 $192,000
Los Alamos $380,650 $487,300 $589,000 $732,000 $282,000
Luna $271,050 $347,000 $419,425 $521,250 $98,000
Mckinley $271,050 $347,000 $419,425 $521,250 $135,000
Mora $271,050 $347,000 $419,425 $521,250 $142,000
Otero $271,050 $347,000 $419,425 $521,250 $141,000
Quay $271,050 $347,000 $419,425 $521,250 $92,000
Rio Arriba $271,050 $347,000 $419,425 $521,250 $161,000
Roosevelt $271,050 $347,000 $419,425 $521,250 $143,000
San Juan $271,050 $347,000 $419,425 $521,250 $170,000
San Miguel $271,050 $347,000 $419,425 $521,250 $148,000
Sandoval $271,050 $347,000 $419,425 $521,250 $190,000
Santa Fe $368,000 $471,100 $569,450 $707,700 $285,000
Sierra $271,050 $347,000 $419,425 $521,250 $106,000
Socorro $271,050 $347,000 $419,425 $521,250 $115,000
Taos $286,350 $366,550 $443,100 $550,650 $192,000
Torrance $271,050 $347,000 $419,425 $521,250 $190,000
Union $271,050 $347,000 $419,425 $521,250 $64,000
Valencia $271,050 $347,000 $419,425 $521,250 $190,000