dcsimg
We research, you save.
Got Questions On Rates? (855) 610-2972

Current Mortgage Rates in NM : HSH FHA/VA Showcase

  • Fixed Mortgage Rates
  • Lower Refinance Rates, Find New Quotes
  • (2.75% APR)
www.ratezip.com
  • Refinance at Historically Low Rates
  • Close in as Little as 30 Days
  • Apply Now & Lock in a Low Rate
paramountequity.com/refinance

Refine Your Search

Get Custom Quotes
[X] Know your credit score. Join WisePiggy to get your free credit score to see what lenders see. The higher your score, the lower your mortgage rates will be!

Mortgage Refinance rates in New Mexico

Ad Disclosure
Sort By :

3.250% Rate

FHA 30 Yr.

3.461% APR

$1,316 / month (est)

Learn More

Updated 5/27/2016

National LenderFHA Approved LenderVA Approved LenderMember of BBBLow Fees
  • Direct Lender. We can approve and fund loans in less than 30 days.
  • Get a free and no obligation rate quote in New Mexico.
  • These rates won't last. Call now and lock-in your low rate!
Call Now

3.125% Rate

FHA 30 Yr.

3.371% APR

$1,295 / month (est)

Learn More

Updated 5/27/2016

Member of BBBNational LenderExtended Support HoursVA Approved LenderFHA Approved Lender
  • We close our loans FAST - many in 30 days or less!
  • Rates are still incredibly low! Lock in a low rate and payment today.
  • Why pay more for your home than you have to? Check out rates now.
Call Now

Mortgage rates tailored for you
  • Free mortgage rate quotes
  • Compare rates from up to 5 lenders
  • Select the personalized loan program that suits you best
Learn More
New Mexico Interest Rates as low as 2.63% (3.13APR)
  • Get your Free Quote in Minutes!
  • Lenders Compete for your Business
  • Do you have the Lowest Rate Possible? Find Out Instantly!
  • Lock in a Low Fixed Rate Before Rates Increase!
Learn More
Refinance Rates From 2.875% (3.04% APR)
  • Compare Mortgage Rates.
  • Enjoy Low Mortgage Rates.
  • Short Form to Receive Quotes.
Learn More
 

New Mexico Mortgages

New Mexico FHA Mortgage

FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.

For FHA loans, 30 counties have an FHA loan limit at $271,050 and the remaining 3 counties range from $286,350 to $380,650.

As of January 1, 2014, HUD approves new lower loan limits to take effect for FHA single-family loans. The current standard loan limit for areas where housing costs are relatively low will remain unchanged at $271,050. The new national-ceiling loan limit for the very highest cost areas will be reduced from $729,750 to $625,500. See the chart below for loan limits in your county.

County NameOne-FamilyTwo-FamilyThree-FamilyFour-FamilyMedian Sale Price
Bernalillo $271,050 $347,000 $419,425 $521,250 $190,000
Catron $271,050 $347,000 $419,425 $521,250 $169,000
Chaves $271,050 $347,000 $419,425 $521,250 $136,000
Cibola $271,050 $347,000 $419,425 $521,250 $74,000
Colfax $271,050 $347,000 $419,425 $521,250 $193,000
Curry $271,050 $347,000 $419,425 $521,250 $154,000
De Baca $271,050 $347,000 $419,425 $521,250 $59,000
Dona Ana $271,050 $347,000 $419,425 $521,250 $159,000
Eddy $271,050 $347,000 $419,425 $521,250 $158,000
Grant $271,050 $347,000 $419,425 $521,250 $143,000
Guadalupe $271,050 $347,000 $419,425 $521,250 $225,000
Harding $271,050 $347,000 $419,425 $521,250 $35,000
Hidalgo $271,050 $347,000 $419,425 $521,250 $95,000
Lea $271,050 $347,000 $419,425 $521,250 $116,000
Lincoln $271,050 $347,000 $419,425 $521,250 $192,000
Los Alamos $380,650 $487,300 $589,000 $732,000 $282,000
Luna $271,050 $347,000 $419,425 $521,250 $98,000
Mckinley $271,050 $347,000 $419,425 $521,250 $135,000
Mora $271,050 $347,000 $419,425 $521,250 $142,000
Otero $271,050 $347,000 $419,425 $521,250 $141,000
Quay $271,050 $347,000 $419,425 $521,250 $92,000
Rio Arriba $271,050 $347,000 $419,425 $521,250 $161,000
Roosevelt $271,050 $347,000 $419,425 $521,250 $143,000
San Juan $271,050 $347,000 $419,425 $521,250 $170,000
San Miguel $271,050 $347,000 $419,425 $521,250 $148,000
Sandoval $271,050 $347,000 $419,425 $521,250 $190,000
Santa Fe $368,000 $471,100 $569,450 $707,700 $285,000
Sierra $271,050 $347,000 $419,425 $521,250 $106,000
Socorro $271,050 $347,000 $419,425 $521,250 $115,000
Taos $286,350 $366,550 $443,100 $550,650 $192,000
Torrance $271,050 $347,000 $419,425 $521,250 $190,000
Union $271,050 $347,000 $419,425 $521,250 $64,000
Valencia $271,050 $347,000 $419,425 $521,250 $190,000