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Current Mortgage Rates in OH : HSH FHA/VA Showcase

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Mortgage refinance rates in Ohio

3.125% Rate

FHA 15 Yr.

3.497% APR

$1,393 / month (est)

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Updated 12/19/2014

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Ohio Mortgages

Ohio FHA Mortgage

FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.

For Ohio, 78 counties have an FHA loan limit at $271,050 and the remaining 10 counties are at $310,500.

As of January 1, 2014, HUD approves new lower loan limits to take effect for FHA single-family loans. The current standard loan limit for areas where housing costs are relatively low will remain unchanged at $271,050. The new national-ceiling loan limit for the very highest cost areas will be reduced from $729,750 to $625,500. See the chart below for loan limits in your county.

County NameOne-FamilyTwo-FamilyThree-FamilyFour-FamilyMedian Sale Price
Adams $271,050 $347,000 $419,425 $521,250 $35,000
Allen $271,050 $347,000 $419,425 $521,250 $86,000
Ashland $271,050 $347,000 $419,425 $521,250 $100,000
Ashtabula $271,050 $347,000 $419,425 $521,250 $69,000
Athens $271,050 $347,000 $419,425 $521,250 $113,000
Auglaize $271,050 $347,000 $419,425 $521,250 $103,000
Belmont $271,050 $347,000 $419,425 $521,250 $82,000
Brown $271,050 $347,000 $419,425 $521,250 $181,000
Butler $271,050 $347,000 $419,425 $521,250 $181,000
Carroll $271,050 $347,000 $419,425 $521,250 $113,000
Champaign $271,050 $347,000 $419,425 $521,250 $97,000
Clark $271,050 $347,000 $419,425 $521,250 $87,000
Clermont $271,050 $347,000 $419,425 $521,250 $181,000
Clinton $271,050 $347,000 $419,425 $521,250 $99,000
Columbiana $271,050 $347,000 $419,425 $521,250 $62,000
Coshocton $271,050 $347,000 $419,425 $521,250 $60,000
Crawford $271,050 $347,000 $419,425 $521,250 $67,000
Cuyahoga $271,050 $347,000 $419,425 $521,250 $216,000
Darke $271,050 $347,000 $419,425 $521,250 $90,000
Defiance $271,050 $347,000 $419,425 $521,250 $83,000
Delaware $310,500 $397,500 $480,450 $597,100 $247,000
Erie $271,050 $347,000 $419,425 $521,250 $123,000
Fairfield $310,500 $397,500 $480,450 $597,100 $247,000
Fayette $271,050 $347,000 $419,425 $521,250 $86,000
Franklin $310,500 $397,500 $480,450 $597,100 $247,000
Fulton $271,050 $347,000 $419,425 $521,250 $145,000
Gallia $271,050 $347,000 $419,425 $521,250 $50,000
Geauga $271,050 $347,000 $419,425 $521,250 $216,000
Greene $271,050 $347,000 $419,425 $521,250 $150,000
Guernsey $271,050 $347,000 $419,425 $521,250 $68,000
Hamilton $271,050 $347,000 $419,425 $521,250 $181,000
Hancock $271,050 $347,000 $419,425 $521,250 $130,000
Hardin $271,050 $347,000 $419,425 $521,250 $65,000
Harrison $271,050 $347,000 $419,425 $521,250 $43,000
Henry $271,050 $347,000 $419,425 $521,250 $69,000
Highland $271,050 $347,000 $419,425 $521,250 $65,000
Hocking $310,500 $397,500 $480,450 $597,100 $247,000
Holmes $271,050 $347,000 $419,425 $521,250 $134,000
Huron $271,050 $347,000 $419,425 $521,250 $89,000
Jackson $271,050 $347,000 $419,425 $521,250 $55,000
Jefferson $271,050 $347,000 $419,425 $521,250 $39,000
Knox $271,050 $347,000 $419,425 $521,250 $108,000
Lake $271,050 $347,000 $419,425 $521,250 $216,000
Lawrence $271,050 $347,000 $419,425 $521,250 $80,000
Licking $310,500 $397,500 $480,450 $597,100 $247,000
Logan $271,050 $347,000 $419,425 $521,250 $96,000
Lorain $271,050 $347,000 $419,425 $521,250 $216,000
Lucas $271,050 $347,000 $419,425 $521,250 $145,000
Madison $310,500 $397,500 $480,450 $597,100 $247,000
Mahoning $271,050 $347,000 $419,425 $521,250 $90,000
Marion $271,050 $347,000 $419,425 $521,250 $74,000
Medina $271,050 $347,000 $419,425 $521,250 $216,000
Meigs $271,050 $347,000 $419,425 $521,250 $70,000
Mercer $271,050 $347,000 $419,425 $521,250 $96,000
Miami $271,050 $347,000 $419,425 $521,250 $150,000
Monroe $271,050 $347,000 $419,425 $521,250 $55,000
Montgomery $271,050 $347,000 $419,425 $521,250 $150,000
Morgan $271,050 $347,000 $419,425 $521,250 $40,000
Morrow $310,500 $397,500 $480,450 $597,100 $247,000
Muskingum $271,050 $347,000 $419,425 $521,250 $88,000
Noble $271,050 $347,000 $419,425 $521,250 $58,000
Ottawa $271,050 $347,000 $419,425 $521,250 $128,000
Paulding $271,050 $347,000 $419,425 $521,250 $56,000
Perry $310,500 $397,500 $480,450 $597,100 $247,000
Pickaway $310,500 $397,500 $480,450 $597,100 $247,000
Pike $271,050 $347,000 $419,425 $521,250 $60,000
Portage $271,050 $347,000 $419,425 $521,250 $145,000
Preble $271,050 $347,000 $419,425 $521,250 $84,000
Putnam $271,050 $347,000 $419,425 $521,250 $100,000
Richland $271,050 $347,000 $419,425 $521,250 $86,000
Ross $271,050 $347,000 $419,425 $521,250 $83,000
Sandusky $271,050 $347,000 $419,425 $521,250 $82,000
Scioto $271,050 $347,000 $419,425 $521,250 $53,000
Seneca $271,050 $347,000 $419,425 $521,250 $68,000
Shelby $271,050 $347,000 $419,425 $521,250 $105,000
Stark $271,050 $347,000 $419,425 $521,250 $113,000
Summit $271,050 $347,000 $419,425 $521,250 $145,000
Trumbull $271,050 $347,000 $419,425 $521,250 $90,000
Tuscarawas $271,050 $347,000 $419,425 $521,250 $95,000
Union $310,500 $397,500 $480,450 $597,100 $247,000
Van Wert $271,050 $347,000 $419,425 $521,250 $67,000
Vinton $271,050 $347,000 $419,425 $521,250 $70,000
Warren $271,050 $347,000 $419,425 $521,250 $181,000
Washington $271,050 $347,000 $419,425 $521,250 $93,000
Wayne $271,050 $347,000 $419,425 $521,250 $127,000
Williams $271,050 $347,000 $419,425 $521,250 $87,000
Wood $271,050 $347,000 $419,425 $521,250 $145,000
Wyandot $271,050 $347,000 $419,425 $521,250 $85,000