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Current Mortgage Rates in OR : HSH FHA/VA Showcase

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Mortgage refinance rates in Oregon

3.125% Rate

FHA 15 Yr.

3.497% APR

$1,393 / month (est)

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Updated 12/19/2014

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Oregon Mortgages

Oregon FHA Mortgage

FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.

For Oregon, 23 counties have an FHA loan limit at $271,050 and 17 counties range from $276,000 to $371,450.

As of January 1, 2014, HUD approves new lower loan limits to take effect for FHA single-family loans. The current standard loan limit for areas where housing costs are relatively low will remain unchanged at $271,050. The new national-ceiling loan limit for the very highest cost areas will be reduced from $729,750 to $625,500. See the chart below for loan limits in your county.

County NameOne-FamilyTwo-FamilyThree-FamilyFour-FamilyMedian Sale Price
Baker $271,050 $347,000 $419,425 $521,250 $117,000
Benton $299,000 $382,750 $462,650 $575,000 $255,000
Clackamas $362,250 $463,750 $560,550 $696,650 $281,000
Clatsop $281,750 $360,700 $436,000 $541,800 $200,000
Columbia $362,250 $463,750 $560,550 $696,650 $281,000
Coos $271,050 $347,000 $419,425 $521,250 $140,000
Crook $271,050 $347,000 $419,425 $521,250 $140,000
Curry $327,750 $419,550 $507,150 $630,300 $188,000
Deschutes $305,900 $391,600 $473,350 $588,250 $239,000
Douglas $271,050 $347,000 $419,425 $521,250 $145,000
Gilliam $271,050 $347,000 $419,425 $521,250 $98,000
Grant $271,050 $347,000 $419,425 $521,250 $82,000
Harney $271,050 $347,000 $419,425 $521,250 $108,000
Hood River $371,450 $475,500 $574,800 $714,350 $265,000
Jackson $279,450 $357,750 $432,400 $537,400 $210,000
Jefferson $271,050 $347,000 $419,425 $521,250 $120,000
Josephine $271,050 $347,000 $419,425 $521,250 $177,000
Klamath $271,050 $347,000 $419,425 $521,250 $125,000
Lake $271,050 $347,000 $419,425 $521,250 $91,000
Lane $271,050 $347,000 $419,425 $521,250 $200,000
Lincoln $276,000 $353,300 $427,100 $530,750 $176,000
Linn $271,050 $347,000 $419,425 $521,250 $145,000
Malheur $271,050 $347,000 $419,425 $521,250 $128,000
Marion $271,050 $347,000 $419,425 $521,250 $180,000
Morrow $271,050 $347,000 $419,425 $521,250 $138,000
Multnomah $362,250 $463,750 $560,550 $696,650 $281,000
Polk $271,050 $347,000 $419,425 $521,250 $180,000
Sherman $271,050 $347,000 $419,425 $521,250 $131,000
Tillamook $287,500 $368,050 $444,900 $552,900 $190,000
Umatilla $271,050 $347,000 $419,425 $521,250 $138,000
Union $271,050 $347,000 $419,425 $521,250 $129,000
Wallowa $271,050 $347,000 $419,425 $521,250 $161,000
Wasco $271,050 $347,000 $419,425 $521,250 $145,000
Washington $362,250 $463,750 $560,550 $696,650 $281,000
Wheeler $271,050 $347,000 $419,425 $521,250 $91,000
Yamhill $362,250 $463,750 $560,550 $696,650 $281,000