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Pennsylvania Mortgages

Pennsylvania FHA mortgage

FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.

For Pennsylvania, 58 counties have an FHA loan limit at $271,050 and 9 counties range from $362,600 to $625,500.

As of January 1, 2014, HUD approves new lower loan limits to take effect for FHA single-family loans. The current standard loan limit for areas where housing costs are relatively low will remain unchanged at $271,050. The new national-ceiling loan limit for the very highest cost areas will be reduced from $729,750 to $625,500. See the chart below for loan limits in your county.

County NameOne-FamilyTwo-FamilyThree-FamilyFour-FamilyMedian Sale Price
Adams $271,050 $347,000 $419,425 $521,250 $160,000
Allegheny $271,050 $347,000 $419,425 $521,250 $183,000
Armstrong $271,050 $347,000 $419,425 $521,250 $183,000
Beaver $271,050 $347,000 $419,425 $521,250 $183,000
Bedford $271,050 $347,000 $419,425 $521,250 $137,000
Berks $271,050 $347,000 $419,425 $521,250 $139,000
Blair $271,050 $347,000 $419,425 $521,250 $93,000
Bradford $271,050 $347,000 $419,425 $521,250 $106,000
Bucks $379,500 $485,800 $587,250 $729,800 $310,000
Butler $271,050 $347,000 $419,425 $521,250 $183,000
Cambria $271,050 $347,000 $419,425 $521,250 $101,000
Cameron $271,050 $347,000 $419,425 $521,250 $112,000
Carbon $372,600 $477,000 $576,550 $716,550 $200,000
Centre $271,050 $347,000 $419,425 $521,250 $200,000
Chester $379,500 $485,800 $587,250 $729,800 $310,000
Clarion $271,050 $347,000 $419,425 $521,250 $114,000
Clearfield $271,050 $347,000 $419,425 $521,250 $60,000
Clinton $271,050 $347,000 $419,425 $521,250 $102,000
Columbia $271,050 $347,000 $419,425 $521,250 $147,000
Crawford $271,050 $347,000 $419,425 $521,250 $106,000
Cumberland $271,050 $347,000 $419,425 $521,250 $178,000
Dauphin $271,050 $347,000 $419,425 $521,250 $178,000
Delaware $379,500 $485,800 $587,250 $729,800 $310,000
Elk $271,050 $347,000 $419,425 $521,250 $123,000
Erie $271,050 $347,000 $419,425 $521,250 $108,000
Fayette $271,050 $347,000 $419,425 $521,250 $183,000
Forest $271,050 $347,000 $419,425 $521,250 $24,000
Franklin $271,050 $347,000 $419,425 $521,250 $152,000
Fulton $271,050 $347,000 $419,425 $521,250 $142,000
Greene $271,050 $347,000 $419,425 $521,250 $80,000
Huntingdon $271,050 $347,000 $419,425 $521,250 $68,000
Indiana $271,050 $347,000 $419,425 $521,250 $98,000
Jefferson $271,050 $347,000 $419,425 $521,250 $93,000
Juniata $271,050 $347,000 $419,425 $521,250 $70,000
Lackawanna $271,050 $347,000 $419,425 $521,250 $128,000
Lancaster $271,050 $347,000 $419,425 $521,250 $170,000
Lawrence $271,050 $347,000 $419,425 $521,250 $73,000
Lebanon $271,050 $347,000 $419,425 $521,250 $150,000
Lehigh $372,600 $477,000 $576,550 $716,550 $200,000
Luzerne $271,050 $347,000 $419,425 $521,250 $128,000
Lycoming $271,050 $347,000 $419,425 $521,250 $160,000
Mckean $271,050 $347,000 $419,425 $521,250 $45,000
Mercer $271,050 $347,000 $419,425 $521,250 $90,000
Mifflin $271,050 $347,000 $419,425 $521,250 $116,000
Monroe $271,050 $347,000 $419,425 $521,250 $127,000
Montgomery $379,500 $485,800 $587,250 $729,800 $310,000
Montour $271,050 $347,000 $419,425 $521,250 $147,000
Northampton $372,600 $477,000 $576,550 $716,550 $200,000
Northumberland $271,050 $347,000 $419,425 $521,250 $65,000
Perry $271,050 $347,000 $419,425 $521,250 $178,000
Philadelphia $379,500 $485,800 $587,250 $729,800 $310,000
Pike $625,500 $800,775 $967,950 $1,202,925 $783,000
Potter $271,050 $347,000 $419,425 $521,250 $78,000
Schuylkill $271,050 $347,000 $419,425 $521,250 $60,000
Snyder $271,050 $347,000 $419,425 $521,250 $123,000
Somerset $271,050 $347,000 $419,425 $521,250 $95,000
Sullivan $271,050 $347,000 $419,425 $521,250 $122,000
Susquehanna $271,050 $347,000 $419,425 $521,250 $109,000
Tioga $271,050 $347,000 $419,425 $521,250 $92,000
Union $271,050 $347,000 $419,425 $521,250 $151,000
Venango $271,050 $347,000 $419,425 $521,250 $45,000
Warren $271,050 $347,000 $419,425 $521,250 $102,000
Washington $271,050 $347,000 $419,425 $521,250 $183,000
Wayne $271,050 $347,000 $419,425 $521,250 $86,000
Westmoreland $271,050 $347,000 $419,425 $521,250 $183,000
Wyoming $271,050 $347,000 $419,425 $521,250 $128,000
York $271,050 $347,000 $419,425 $521,250 $144,000