dcsimg
We research, you save.
Got Questions On Rates? (855) 610-2972

Current Mortgage Rates in RI : HSH FHA/VA Showcase

  • Get your Free Quote in Minutes!
  • Lenders Compete for your Business
  • Lock in a Low Fixed Rate Before Rates Increase!
simpleloansite.com
  • Buying A House? Get Pre-Approved NMLS#1057
  • Enjoy a convenient loan process.
  • Low rates. Low Fees. Apply Now.
www.ditech.com

Refine Your Search

Get Custom Quotes
[X]

Mortgage Refinance rates in Rhode Island

Ad Disclosure
Sort By :

3.375% Rate

FHA 30 Yr.

3.666% APR

$1,337 / month (est)

Learn More

Updated 8/16/2017

National LenderFHA Approved LenderVA Approved LenderMember of BBBLow Fees
  • Get a free and no obligation rate quote in Rhode Island.
  • Direct Lender.
  • Call now and lock-in your low rate!

3.750% Rate

FHA 30 Yr.

4.544% APR

$1,626 / month (est)

Learn More

Updated 8/16/2017

  • Fast, Powerful and Completely Online
  • Get an approval to buy a home or refinance your mortgage in minutes.
  • Save time & avoid paperwork by sharing your financial info instantly.

4.125% Rate

FHA 30 Yr.

4.930% APR

$1,692 / month (est)

Learn More

Updated 8/16/2017

Member of BBBNational LenderExtended Support HoursVA Approved LenderFHA Approved Lender
  • Refinance to a get a lower payment, cash back or a faster payoff.
  • Rates are still low, but they may rise. Lock your rate today.
  • We have the right loans for first-time and experienced home buyers.

3.250% Rate

FHA 30 Yr.

3.359% APR

$1,316 / month (est)

Learn More

Updated 8/15/2017

  • Skip the salesman. Keep the commission!
  • Get online rates, payments and an estimate of fees
  • $1,000 Best Rate Guarantee
Call Now

Ad Disclosure
Mortgage rates tailored for you
  • Free mortgage rate quotes
  • Compare rates from up to 5 lenders
  • Select the personalized loan program that suits you best
Learn More
Rhode Island VA Benefit Survey
  • $42,000 In VA Housing Benefits That 89% Haven't Redeemed
  • Don't Make Another House Payment Until You Take This Survey!
  • Veterans Hit The Jackpot In 2017!
  • Tip To Vets: Get $53,000 Before It's Too Late
Learn More
 

Rhode Island Mortgages

Rhode Island FHA Mortgage

FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.

For Rhode Island, the FHA loan limit is at $426,650 for all counties.

As of January 1, 2014, HUD approves new lower loan limits to take effect for FHA single-family loans. The current standard loan limit for areas where housing costs are relatively low will remain unchanged at $271,050. The new national-ceiling loan limit for the very highest cost areas will be reduced from $729,750 to $625,500. See the chart below for loan limits in your county.

County NameOne-FamilyTwo-FamilyThree-FamilyFour-FamilyMedian Sale Price
Kent $426,650 $546,200 $660,200 $820,500 $345,000
Newport $426,650 $546,200 $660,200 $820,500 $345,000
Providence $426,650 $546,200 $660,200 $820,500 $345,000
Washington $426,650 $546,200 $660,200 $820,500 $345,000