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Current Mortgage Rates in RI : HSH FHA/VA Showcase

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Mortgage refinance rates in Rhode Island

3.125% Rate

FHA 15 Yr.

3.497% APR

$1,393 / month (est)

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Updated 12/18/2014

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Rhode Island Mortgages

Rhode Island FHA Mortgage

FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.

For Rhode Island, the FHA loan limit is at $426,650 for all counties.

As of January 1, 2014, HUD approves new lower loan limits to take effect for FHA single-family loans. The current standard loan limit for areas where housing costs are relatively low will remain unchanged at $271,050. The new national-ceiling loan limit for the very highest cost areas will be reduced from $729,750 to $625,500. See the chart below for loan limits in your county.

County NameOne-FamilyTwo-FamilyThree-FamilyFour-FamilyMedian Sale Price
Kent $426,650 $546,200 $660,200 $820,500 $345,000
Newport $426,650 $546,200 $660,200 $820,500 $345,000
Providence $426,650 $546,200 $660,200 $820,500 $345,000
Washington $426,650 $546,200 $660,200 $820,500 $345,000