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Current Mortgage Rates in SD : HSH FHA/VA Showcase

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Mortgage refinance rates in South Dakota

2.750% Rate

FHA 15 Yr.

3.279% APR

$1,357 / month (est)

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Updated 12/22/2014

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3.125% Rate

FHA 15 Yr.

3.497% APR

$1,393 / month (est)

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Updated 12/22/2014

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Mortgages from 2.50% (2.88% APR)
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South Dakota Mortgages

South Dakota FHA Mortgage

FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.

For South Dakota, the FHA loan limits are at $271,050 for all counties.

As of January 1, 2014, HUD approves new lower loan limits to take effect for FHA single-family loans. The current standard loan limit for areas where housing costs are relatively low will remain unchanged at $271,050. The new national-ceiling loan limit for the very highest cost areas will be reduced from $729,750 to $625,500. See the chart below for loan limits in your county.

County NameOne-FamilyTwo-FamilyThree-FamilyFour-FamilyMedian Sale Price
Aurora $271,050 $347,000 $419,425 $521,250 $52,000
Beadle $271,050 $347,000 $419,425 $521,250 $138,000
Bennett $271,050 $347,000 $419,425 $521,250 $53,000
Bon Homme $271,050 $347,000 $419,425 $521,250 $78,000
Brookings $271,050 $347,000 $419,425 $521,250 $138,000
Brown $271,050 $347,000 $419,425 $521,250 $116,000
Brule $271,050 $347,000 $419,425 $521,250 $96,000
Buffalo $271,050 $347,000 $419,425 $521,250 $49,000
Butte $271,050 $347,000 $419,425 $521,250 $124,000
Campbell $271,050 $347,000 $419,425 $521,250 $63,000
Charles Mix $271,050 $347,000 $419,425 $521,250 $85,000
Clark $271,050 $347,000 $419,425 $521,250 $73,000
Clay $271,050 $347,000 $419,425 $521,250 $129,000
Codington $271,050 $347,000 $419,425 $521,250 $151,000
Corson $271,050 $347,000 $419,425 $521,250 $49,000
Custer $271,050 $347,000 $419,425 $521,250 $158,000
Davison $271,050 $347,000 $419,425 $521,250 $119,000
Day $271,050 $347,000 $419,425 $521,250 $59,000
Deuel $271,050 $347,000 $419,425 $521,250 $73,000
Dewey $271,050 $347,000 $419,425 $521,250 $53,000
Douglas $271,050 $347,000 $419,425 $521,250 $32,000
Edmunds $271,050 $347,000 $419,425 $521,250 $116,000
Fall River $271,050 $347,000 $419,425 $521,250 $88,000
Faulk $271,050 $347,000 $419,425 $521,250 $46,000
Grant $271,050 $347,000 $419,425 $521,250 $87,000
Gregory $271,050 $347,000 $419,425 $521,250 $47,000
Haakon $271,050 $347,000 $419,425 $521,250 $79,000
Hamlin $271,050 $347,000 $419,425 $521,250 $74,000
Hand $271,050 $347,000 $419,425 $521,250 $72,000
Hanson $271,050 $347,000 $419,425 $521,250 $119,000
Harding $271,050 $347,000 $419,425 $521,250 $95,000
Hughes $271,050 $347,000 $419,425 $521,250 $147,000
Hutchinson $271,050 $347,000 $419,425 $521,250 $61,000
Hyde $271,050 $347,000 $419,425 $521,250 $86,000
Jackson $271,050 $347,000 $419,425 $521,250 $46,000
Jerauld $271,050 $347,000 $419,425 $521,250 $73,000
Jones $271,050 $347,000 $419,425 $521,250 $58,000
Kingsbury $271,050 $347,000 $419,425 $521,250 $79,000
Lake $271,050 $347,000 $419,425 $521,250 $139,000
Lawrence $271,050 $347,000 $419,425 $521,250 $144,000
Lincoln $271,050 $347,000 $419,425 $521,250 $165,000
Lyman $271,050 $347,000 $419,425 $521,250 $64,000
Marshall $271,050 $347,000 $419,425 $521,250 $68,000
Mccook $271,050 $347,000 $419,425 $521,250 $165,000
Mcpherson $271,050 $347,000 $419,425 $521,250 $29,000
Meade $271,050 $347,000 $419,425 $521,250 $158,000
Mellette $271,050 $347,000 $419,425 $521,250 $37,000
Miner $271,050 $347,000 $419,425 $521,250 $38,000
Minnehaha $271,050 $347,000 $419,425 $521,250 $165,000
Moody $271,050 $347,000 $419,425 $521,250 $111,000
Pennington $271,050 $347,000 $419,425 $521,250 $158,000
Perkins $271,050 $347,000 $419,425 $521,250 $53,000
Potter $271,050 $347,000 $419,425 $521,250 $70,000
Roberts $271,050 $347,000 $419,425 $521,250 $63,000
Sanborn $271,050 $347,000 $419,425 $521,250 $49,000
Shannon $271,050 $347,000 $419,425 $521,250 $38,000
Spink $271,050 $347,000 $419,425 $521,250 $71,000
Stanley $271,050 $347,000 $419,425 $521,250 $147,000
Sully $271,050 $347,000 $419,425 $521,250 $147,000
Todd $271,050 $347,000 $419,425 $521,250 $106,000
Tripp $271,050 $347,000 $419,425 $521,250 $112,000
Turner $271,050 $347,000 $419,425 $521,250 $165,000
Union $271,050 $347,000 $419,425 $521,250 $133,000
Walworth $271,050 $347,000 $419,425 $521,250 $70,000
Yankton $271,050 $347,000 $419,425 $521,250 $130,000
Ziebach $271,050 $347,000 $419,425 $521,250 $55,000