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Current Mortgage Rates in UT : HSH FHA/VA Showcase

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Mortgage refinance rates in Utah

3.125% Rate

FHA 15 Yr.

3.497% APR

$1,393 / month (est)

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Updated 12/18/2014

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Utah Mortgages

Utah FHA Mortgage

FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.

For Utah, 18 counties have an FHA loan limit at $271,050 and the remaining 11 counties range from $278,300 to $600,300.

As of January 1, 2014, HUD approves new lower loan limits to take effect for FHA single-family loans. The current standard loan limit for areas where housing costs are relatively low will remain unchanged at $271,050. The new national-ceiling loan limit for the very highest cost areas will be reduced from $729,750 to $625,500. See the chart below for loan limits in your county.

County NameOne-FamilyTwo-FamilyThree-FamilyFour-FamilyMedian Sale Price
Beaver $271,050 $347,000 $419,425 $521,250 $123,000
Box Elder $389,850 $499,050 $603,250 $749,700 $234,000
Cache $271,050 $347,000 $419,425 $521,250 $188,000
Carbon $271,050 $347,000 $419,425 $521,250 $149,000
Daggett $302,450 $387,200 $468,000 $581,650 $191,000
Davis $389,850 $499,050 $603,250 $749,700 $234,000
Duchesne $271,050 $347,000 $419,425 $521,250 $108,000
Emery $271,050 $347,000 $419,425 $521,250 $109,000
Garfield $271,050 $347,000 $419,425 $521,250 $131,000
Grand $271,050 $347,000 $419,425 $521,250 $158,000
Iron $271,050 $347,000 $419,425 $521,250 $150,000
Juab $271,050 $347,000 $419,425 $521,250 $229,000
Kane $271,050 $347,000 $419,425 $521,250 $149,000
Millard $271,050 $347,000 $419,425 $521,250 $134,000
Morgan $389,850 $499,050 $603,250 $749,700 $234,000
Piute $271,050 $347,000 $419,425 $521,250 $132,000
Rich $296,700 $379,800 $459,100 $570,550 $187,000
Salt Lake $300,150 $384,250 $464,450 $577,200 $243,000
San Juan $271,050 $347,000 $419,425 $521,250 $119,000
Sanpete $271,050 $347,000 $419,425 $521,250 $192,000
Sevier $271,050 $347,000 $419,425 $521,250 $175,000
Summit $600,300 $768,500 $928,950 $1,154,450 $485,000
Tooele $300,150 $384,250 $464,450 $577,200 $243,000
Uintah $271,050 $347,000 $419,425 $521,250 $211,000
Utah $271,050 $347,000 $419,425 $521,250 $229,000
Wasatch $331,200 $424,000 $512,500 $636,900 $287,000
Washington $278,300 $356,250 $430,650 $535,200 $219,000
Wayne $271,050 $347,000 $419,425 $521,250 $125,000
Weber $389,850 $499,050 $603,250 $749,700 $234,000