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Current Mortgage Rates in VA : HSH FHA/VA Showcase

  • Fixed Mortgage Rates 3.25% APR
  • Lower Refinance Rates, 15yr Fixed
  • (3.25% APR)
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    Mortgage Refinance rates in Virginia

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    3.500% Rate

    FHA 30 Yr.

    3.611% APR

    $1,358 / month (est)

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    Updated 3/29/2017

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    3.750% Rate

    FHA 30 Yr.

    3.750% APR

    $1,400 / month (est)

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    Updated 3/29/2017

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    3.875% Rate

    FHA 30 Yr.

    4.276% APR

    $1,422 / month (est)

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    Updated 3/29/2017

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    3.750% Rate

    FHA 30 Yr.

    4.154% APR

    $1,400 / month (est)

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    Updated 2/22/2017

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    3.375% Rate

    FHA 30 Yr.

    3.599% APR

    $1,337 / month (est)

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    Updated 3/29/2017

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    3.500% Rate

    FHA 30 Yr.

    3.794% APR

    $1,358 / month (est)

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    Updated 3/29/2017

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    Virginia Interest Rates as low as 2.75% (3.74APR)
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    Mortgage rates from lenders in your area
    Company Lending Area Comments
    First Atlantic Funding Last update: 06/28/2012 New Jersey, Virginia We are committed to the customer and provide top-notch customer service.

    Virginia Mortgages

    Virginia FHA Mortgage

    FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.

    For Virginia, 63 counties have an FHA loan limit at $271,050, 4 counties range from $271,400 to $277,150, 11 counties are at $292,100, 9 counties range from $318,550 to $442,750, 14 counties are at $458,850, 17 counties are at $535,900 and the remaining 17 counties are at $625,500.

    As of January 1, 2014, HUD approves new lower loan limits to take effect for FHA single-family loans. The current standard loan limit for areas where housing costs are relatively low will remain unchanged at $271,050. The new national-ceiling loan limit for the very highest cost areas will be reduced from $729,750 to $625,500. See the chart below for loan limits in your county.

    County NameOne-FamilyTwo-FamilyThree-FamilyFour-FamilyMedian Sale Price
    Accomack $271,050 $347,000 $419,425 $521,250 $30,000
    Albemarle $437,000 $559,450 $676,200 $840,400 $301,000
    Alexandria City $625,500 $800,775 $967,950 $1,202,925 $554,000
    Alleghany $271,050 $347,000 $419,425 $521,250 $127,000
    Amelia $535,900 $686,050 $829,250 $1,030,600 $329,000
    Amherst $292,100 $373,950 $452,000 $561,700 $144,000
    Appomattox $292,100 $373,950 $452,000 $561,700 $144,000
    Arlington $625,500 $800,775 $967,950 $1,202,925 $554,000
    Augusta $271,050 $347,000 $419,425 $521,250 $130,000
    Bath $271,050 $347,000 $419,425 $521,250 $128,000
    Bedford $292,100 $373,950 $452,000 $561,700 $144,000
    Bedford City $292,100 $373,950 $452,000 $561,700 $144,000
    Bland $271,050 $347,000 $419,425 $521,250 $40,000
    Botetourt $271,050 $347,000 $419,425 $521,250 $177,000
    Bristol City $271,050 $347,000 $419,425 $521,250 $111,000
    Brunswick $271,050 $347,000 $419,425 $521,250 $60,000
    Buchanan $271,050 $347,000 $419,425 $521,250 $107,000
    Buckingham $437,000 $559,450 $676,200 $840,400 $301,000
    Buena Vista Cit $271,050 $347,000 $419,425 $521,250 $85,000
    Campbell $292,100 $373,950 $452,000 $561,700 $144,000
    Caroline $535,900 $686,050 $829,250 $1,030,600 $329,000
    Carroll $271,050 $347,000 $419,425 $521,250 $60,000
    Charles City $535,900 $686,050 $829,250 $1,030,600 $329,000
    Charlotte $271,050 $347,000 $419,425 $521,250 $123,000
    Charlottesville $437,000 $559,450 $676,200 $840,400 $301,000
    Chesapeake City $458,850 $587,400 $710,050 $882,400 $307,000
    Chesterfield $535,900 $686,050 $829,250 $1,030,600 $329,000
    Clarke $625,500 $800,775 $967,950 $1,202,925 $554,000
    Clifton Forge $271,050 $347,000 $419,425 $521,250 $100,000
    Colonial Height $535,900 $686,050 $829,250 $1,030,600 $329,000
    Covington City $271,050 $347,000 $419,425 $521,250 $81,000
    Craig $271,050 $347,000 $419,425 $521,250 $177,000
    Culpeper $625,500 $800,775 $967,950 $1,202,925 $554,000
    Cumberland $271,050 $347,000 $419,425 $521,250 $130,000
    Danville City $271,050 $347,000 $419,425 $521,250 $51,000
    Dickenson $271,050 $347,000 $419,425 $521,250 $42,000
    Dinwiddie $535,900 $686,050 $829,250 $1,030,600 $329,000
    Emporia City $271,050 $347,000 $419,425 $521,250 $119,000
    Essex $271,050 $347,000 $419,425 $521,250 $199,000
    Fairfax $625,500 $800,775 $967,950 $1,202,925 $554,000
    Fairfax City $625,500 $800,775 $967,950 $1,202,925 $554,000
    Falls Church Ci $625,500 $800,775 $967,950 $1,202,925 $554,000
    Fauquier $625,500 $800,775 $967,950 $1,202,925 $554,000
    Floyd $292,100 $373,950 $452,000 $561,700 $167,000
    Fluvanna $437,000 $559,450 $676,200 $840,400 $301,000
    Franklin $271,050 $347,000 $419,425 $521,250 $177,000
    Franklin City $271,050 $347,000 $419,425 $521,250 $145,000
    Frederick $271,400 $347,450 $419,950 $521,900 $210,000
    Fredericksburg $625,500 $800,775 $967,950 $1,202,925 $554,000
    Galax City $271,050 $347,000 $419,425 $521,250 $120,000
    Giles $292,100 $373,950 $452,000 $561,700 $167,000
    Gloucester $458,850 $587,400 $710,050 $882,400 $307,000
    Goochland $535,900 $686,050 $829,250 $1,030,600 $329,000
    Grayson $271,050 $347,000 $419,425 $521,250 $102,000
    Greene $437,000 $559,450 $676,200 $840,400 $301,000
    Greensville $271,050 $347,000 $419,425 $521,250 $136,000
    Halifax $271,050 $347,000 $419,425 $521,250 $125,000
    Hampton City $458,850 $587,400 $710,050 $882,400 $307,000
    Hanover $535,900 $686,050 $829,250 $1,030,600 $329,000
    Harrisonburg Ci $277,150 $354,800 $428,850 $532,950 $165,000
    Henrico $535,900 $686,050 $829,250 $1,030,600 $329,000
    Henry $271,050 $347,000 $419,425 $521,250 $91,000
    Highland $271,050 $347,000 $419,425 $521,250 $75,000
    Hopewell City $535,900 $686,050 $829,250 $1,030,600 $329,000
    Isle Of Wight $458,850 $587,400 $710,050 $882,400 $307,000
    James City $458,850 $587,400 $710,050 $882,400 $307,000
    King And Queen $271,050 $347,000 $419,425 $521,250 $152,000
    King George $350,750 $449,000 $542,750 $674,500 $222,000
    King William $535,900 $686,050 $829,250 $1,030,600 $329,000
    Lancaster $442,750 $566,800 $685,100 $851,450 $380,000
    Lee $271,050 $347,000 $419,425 $521,250 $87,000
    Lexington City $271,050 $347,000 $419,425 $521,250 $185,000
    Loudoun $625,500 $800,775 $967,950 $1,202,925 $554,000
    Louisa $271,050 $347,000 $419,425 $521,250 $177,000
    Lunenburg $271,050 $347,000 $419,425 $521,250 $42,000
    Lynchburg City $292,100 $373,950 $452,000 $561,700 $144,000
    Madison $271,050 $347,000 $419,425 $521,250 $133,000
    Manassas City $625,500 $800,775 $967,950 $1,202,925 $554,000
    Manassas Park C $625,500 $800,775 $967,950 $1,202,925 $554,000
    Martinsville Ci $271,050 $347,000 $419,425 $521,250 $91,000
    Mathews $458,850 $587,400 $710,050 $882,400 $307,000
    Mecklenburg $271,050 $347,000 $419,425 $521,250 $68,000
    Middlesex $271,050 $347,000 $419,425 $521,250 $230,000
    Montgomery $292,100 $373,950 $452,000 $561,700 $167,000
    Nelson $437,000 $559,450 $676,200 $840,400 $301,000
    New Kent $535,900 $686,050 $829,250 $1,030,600 $329,000
    Newport News Ci $458,850 $587,400 $710,050 $882,400 $307,000
    Norfolk City $458,850 $587,400 $710,050 $882,400 $307,000
    Northampton $271,050 $347,000 $419,425 $521,250 $140,000
    Northumberland $318,550 $407,800 $492,950 $612,600 $273,000
    Norton City $271,050 $347,000 $419,425 $521,250 $42,000
    Nottoway $271,050 $347,000 $419,425 $521,250 $117,000
    Orange $271,050 $347,000 $419,425 $521,250 $175,000
    Page $271,050 $347,000 $419,425 $521,250 $147,000
    Patrick $271,050 $347,000 $419,425 $521,250 $139,000
    Petersburg City $535,900 $686,050 $829,250 $1,030,600 $329,000
    Pittsylvania $271,050 $347,000 $419,425 $521,250 $51,000
    Poquoson City $458,850 $587,400 $710,050 $882,400 $307,000
    Portsmouth City $458,850 $587,400 $710,050 $882,400 $307,000
    Powhatan $535,900 $686,050 $829,250 $1,030,600 $329,000
    Prince Edward $271,050 $347,000 $419,425 $521,250 $168,000
    Prince George $535,900 $686,050 $829,250 $1,030,600 $329,000
    Prince William $625,500 $800,775 $967,950 $1,202,925 $554,000
    Pulaski $292,100 $373,950 $452,000 $561,700 $167,000
    Radford City $292,100 $373,950 $452,000 $561,700 $167,000
    Rappahannock $625,500 $800,775 $967,950 $1,202,925 $554,000
    Richmond $271,050 $347,000 $419,425 $521,250 $209,000
    Richmond City $535,900 $686,050 $829,250 $1,030,600 $329,000
    Roanoke $271,050 $347,000 $419,425 $521,250 $177,000
    Roanoke City $271,050 $347,000 $419,425 $521,250 $177,000
    Rockbridge $271,050 $347,000 $419,425 $521,250 $178,000
    Rockingham $277,150 $354,800 $428,850 $532,950 $165,000
    Russell $271,050 $347,000 $419,425 $521,250 $118,000
    Salem City $271,050 $347,000 $419,425 $521,250 $177,000
    Scott $271,050 $347,000 $419,425 $521,250 $111,000
    Shenandoah $271,050 $347,000 $419,425 $521,250 $146,000
    Smyth $271,050 $347,000 $419,425 $521,250 $73,000
    Southampton $271,050 $347,000 $419,425 $521,250 $138,000
    Spotsylvania $625,500 $800,775 $967,950 $1,202,925 $554,000
    Stafford $625,500 $800,775 $967,950 $1,202,925 $554,000
    Staunton City $271,050 $347,000 $419,425 $521,250 $130,000
    Suffolk City $458,850 $587,400 $710,050 $882,400 $307,000
    Surry $271,050 $347,000 $419,425 $521,250 $190,000
    Sussex $535,900 $686,050 $829,250 $1,030,600 $329,000
    Tazewell $271,050 $347,000 $419,425 $521,250 $140,000
    Virginia Beach $458,850 $587,400 $710,050 $882,400 $307,000
    Warren $625,500 $800,775 $967,950 $1,202,925 $554,000
    Washington $271,050 $347,000 $419,425 $521,250 $111,000
    Waynesboro City $271,050 $347,000 $419,425 $521,250 $130,000
    Westmoreland $271,050 $347,000 $419,425 $521,250 $146,000
    Williamsburg Ci $458,850 $587,400 $710,050 $882,400 $307,000
    Winchester City $271,400 $347,450 $419,950 $521,900 $210,000
    Wise $271,050 $347,000 $419,425 $521,250 $42,000
    Wythe $271,050 $347,000 $419,425 $521,250 $96,000
    York $458,850 $587,400 $710,050 $882,400 $307,000