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Current Mortgage Rates in WA : HSH FHA/VA Showcase

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Mortgage Refinance rates in Washington

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3.125% Rate

FHA 30 Yr.

3.393% APR

$1,295 / month (est)

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Updated 8/26/2016

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Washington Mortgages

Washington FHA Mortgage

FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.

For Washington, 24 counties have an FHA loan limit at $271,050 and the remaining 15 counties range from $293,250 to $506,000.

As of January 1, 2014, HUD approves new lower loan limits to take effect for FHA single-family loans. The current standard loan limit for areas where housing costs are relatively low will remain unchanged at $271,050. The new national-ceiling loan limit for the very highest cost areas will be reduced from $729,750 to $625,500. See the chart below for loan limits in your county.

County NameOne-FamilyTwo-FamilyThree-FamilyFour-FamilyMedian Sale Price
Adams $271,050 $347,000 $419,425 $521,250 $118,000
Asotin $271,050 $347,000 $419,425 $521,250 $177,000
Benton $271,050 $347,000 $419,425 $521,250 $183,000
Chelan $342,700 $438,700 $530,300 $659,050 $215,000
Clallam $384,100 $491,700 $594,350 $738,650 $180,000
Clark $362,250 $463,750 $560,550 $696,650 $281,000
Columbia $271,050 $347,000 $419,425 $521,250 $134,000
Cowlitz $271,050 $347,000 $419,425 $521,250 $158,000
Douglas $342,700 $438,700 $530,300 $659,050 $215,000
Ferry $271,050 $347,000 $419,425 $521,250 $40,000
Franklin $271,050 $347,000 $419,425 $521,250 $183,000
Garfield $271,050 $347,000 $419,425 $521,250 $90,000
Grant $271,050 $347,000 $419,425 $521,250 $140,000
Grays Harbor $271,050 $347,000 $419,425 $521,250 $86,000
Island $322,000 $412,200 $498,250 $619,250 $238,000
Jefferson $322,000 $412,200 $498,250 $619,250 $205,000
King $506,000 $647,750 $783,000 $973,100 $404,000
Kitsap $307,050 $393,050 $475,150 $590,500 $250,000
Kittitas $271,050 $347,000 $419,425 $521,250 $196,000
Klickitat $271,050 $347,000 $419,425 $521,250 $148,000
Lewis $271,050 $347,000 $419,425 $521,250 $135,000
Lincoln $271,050 $347,000 $419,425 $521,250 $116,000
Mason $271,050 $347,000 $419,425 $521,250 $149,000
Okanogan $271,050 $347,000 $419,425 $521,250 $140,000
Pacific $271,050 $347,000 $419,425 $521,250 $90,000
Pend Oreille $271,050 $347,000 $419,425 $521,250 $170,000
Pierce $506,000 $647,750 $783,000 $973,100 $404,000
San Juan $483,000 $618,300 $747,400 $928,850 $340,000
Skagit $315,100 $403,350 $487,600 $605,950 $215,000
Skamania $362,250 $463,750 $560,550 $696,650 $281,000
Snohomish $506,000 $647,750 $783,000 $973,100 $404,000
Spokane $271,050 $347,000 $419,425 $521,250 $170,000
Stevens $271,050 $347,000 $419,425 $521,250 $170,000
Thurston $293,250 $375,400 $453,750 $563,950 $233,000
Wahkiakum $271,050 $347,000 $419,425 $521,250 $140,000
Walla Walla $271,050 $347,000 $419,425 $521,250 $134,000
Whatcom $304,750 $390,100 $471,550 $586,050 $239,000
Whitman $271,050 $347,000 $419,425 $521,250 $170,000
Yakima $271,050 $347,000 $419,425 $521,250 $150,000