We research, you save.

Honoring veterans through mortgage assistance


GeorgiaHomebuyer program(s): The Georgia Dream Homeownership Program provides a 30-year fixed-rate first mortgage to first-time homebuyers statewide. If you qualify for this program, you’re also eligible for down payment assistance.

Georgia offers first-time homebuyers three down payment options:

  1. The “Standard” option provides buyers with $5,000 in assistance
  2. The “Pen” option offers “home buyers who are employed in qualified public protection, military, health care or education” with $7,500 in assistance, and
  3. The “Choice” option provides buyers whose household includes an individual living with a disability the chance to qualify for $7,500 toward a down payment.

The “Pen” down payment option was the only military reference we came across on the Georgia Department of Community Affairs website. Veterans should contact Georgia’s Office of Homeownership to determine if the programs listed above pertain to veterans and first-time buyers alike. 

Veteran population: 776,205

Notable military bases in state: Moody AFB, Robins AFB, Fort Benning, Fort Gordon, Fort McPherson, Kings Bay Submarine Base

Average home price: $145,900

Page 9/12

Recommended Reading