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Honoring veterans through mortgage assistance

 
 

New YorkHomebuyer program(s): Unlike some states, New York has a purchase program--the Home for Veterans Program--specifically designated for veterans. The program allows vets to apply for any of New York’s first-time buyer programs but with “more favorable terms.” New York’s loan programs for qualified veterans include Remodel New York, Achieving the Dream, Construction Incentive Program and Low Interest Rate Program.

New York also has a program called the Conventional Plus Program, which offers a fixed-rate, 30-year mortgage and down payment assistance to first-time and repeat homebuyers alike. This program is available for purchases and refinances on primary residences.

Veteran population: 918,093

Notable military bases in state: Fort Drum, U.S. Military Academy, Saratoga Springs Navy Base

Average home price: $251,442

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