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Honoring veterans through mortgage assistance


North CarolinaHomebuyer program(s): The N.C. Home Advantage Mortgage “offers competitive interest rates along with down payment assistance up to 3 percent of the mortgage loan amount – fully forgiven after 15 years – for first-time and move-up buyers.” Qualified borrowers can also apply for a second mortgage to help with the down payment and closing costs. First-time buyers can utilize a Mortgage Credit Certificate to save up to $2,000 a year on federal taxes.

While the North Carolina Housing Finance Agency website doesn’t mention veterans specifically, the Home Advantage Mortgage is available for FHA, VA and USDA mortgages.

Veteran population: 771,654

Notable military bases in state:  Pope AFB, Fort Bragg, National Strike Force Coast Guard Base, Camp Lejeune Marine Corps Base

Veterans: Now that you’re aware of the purchase programs in your state, view current VA mortgage rates in your area.

Average home price: $171,486

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