Foreclosure Help: What You Need to Know and Where You Need To Go

HUD Links
Guide to Avoiding Foreclosure
HUD's Main Foreclosure Help Page
HUD Approved Housing Counseling Agencies
Local Agencies in your State who can help
How To Avoid Foreclosure PDF Document
A free booklet from HUD explains some options.
Federal Reserve
Mortgage Foreclosure Resources
Federal Reserve's main Foreclosure Help Page.
Includes links to resource centers near you.
FRB Resources for Consumers
...including "Five tips for protecting your home from foreclosure"
IRS and Tax Info
Home Foreclosure and Debt Cancellation
Will your foreclosure or loan mod leave you with a tax liability?
Programs from Leading Lenders
JPMorgan Chase
Chase's latest efforts to help its borrowers.
How to Contact Chase
BOFA and Countrywide
The latest offer of help for BofA / Countrywide borrowers
How to Contact BofA
Citibank/CitiMortgage
Help for Citicorp Borrowers
How to Contact Citi
Wells Fargo & Wachovia
Help for Wells Fargo, Wachovia and former World Savings borrowers
How to Contact Wells Fargo
Help from Independent Associations
National Foundation for Credit Counseling
Are you at risk? Take a quiz... or get a free DVD
How to Avoid Foreclosure Rescue Scams
    The information and links you'll find on this page are some of the actual 'official' goverment and industry responses to the home foreclosure mess. If you are having trouble making your payments, you'll want to spend some time here... especially if you're seeing offers of 'help' in your mail or on television and thinking of responding to them.

    With over 2.5 million Americans in danger of losing their homes to foreclosure, a growing number of schemes to defraud them have popped up nationwide. Agencies from state attorneys general to Better Business Bureau offices report that foreclosure rescue scams are their number-one complaint.

    To help keep you from getting ripped off, we've put together a short list of the warning signs that you could be falling prey to a mortgage foreclosure scam... read more.
Fannie Mae
Foreclosure and Eviction deadlines extended
A break for homeowners with Fannie owned or serviced loans though 1/31/09.
Act Now to Prevent Foreclosure
Fannie's Streamlined Refinance program.
Avoid Foreclosure PDF Document
Fannie's outline to help you get help.
Beware of Foreclosure Rescue Scams
How to resist pressure-filled offers of "help".
Freddie Mac
Avoiding Foreclosure
Warning signs, early steps to take and more.
HopeNow
The HopeNow Organization
A HUD-backed connection for borrowers and lenders
Mortgage Bankers Association
Foreclosure Prevention Resource Center
Includes information on how Veterans can get assistance, as well as "Twelve things you need to know before you contact your lender"