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15-Year FRM Graph

This is a graph of combined average interest rates for 15-year fixed-rate mortgages over the last six months, derived from data gathered as part of HSH's editorial surveys. The weekly 15-year FRM data that populates this graph of average rates can be seen in HSH's Statistical Release; fresh daily updates to the average for the 15-year fixed-rate mortgage can be found on our page of today's mortgage rates.

Although payments are stable throughout the life of the loan, they are higher than loans with a longer repayment period. This makes 15-year loans more popular with trade-up homebuyers and especially refinancers, who tend to have smaller loan balances, which limits the payment increase even while chopping total interest costs and accelerating the equity building process.

For a longer review of rates, see our three-year trend graph of 15-year fixed rate mortgages.

HSH's combined averages give a realistic picture of local mortgage markets, particularly important in high-cost areas.

Available Statistics Series
  • Hybrid ARM statistics, conforming (more info)
  • Hybrid ARM statistics, jumbo
  • FRM first-mortgage statistics, conforming
  • FRM first-mortgage statistics, jumbo
  • FHA 30-year FRM statistics
  • TCM- and LIBOR-based ARM statistics
  • Home Equity Line-of-credit statistics
  • Home Equity Loan (single disbursement) statistics
  • New Auto Loan statistics
  • Used Auto Loan statistics
Click here for more information

Legacy data formerly found in the HSH Statistical Release tables can be found here.

Conforming, Jumbo and FHA data series are available via data license.

Click here for combined statistics on various metropolitan areas.

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