Any relationship, including a banking one, must start with an introduction. Hopefully, at some point, you will introduce yourself to us, but until then let us tell you about First Hope Bank.

Whether you need a Home Equity Line Of Credit or a Home Equity Loan, First Hope Bank has the solution that's right for you. Our team of professionals, who are among the best in the business, will guide you through every step of the application process to arrive at the financing solution that's right for you. You'll be treated to our superb customer service while taking advantage of great rates.

   

Did the interest rate on your home equity loan just rise again? If so, check out First Hope's
Below Prime Home Equity Line of Credit's discounted, limited-time introductory rate:
 
Introductory Rate
For 6 months
3.49
APR 		Then, the loan stays
101 basis points below Prime for Life:
3.99
APR
Wall St. Journal Prime is currently 5.00%. New Accounts Only. Based on the equity in your home, you can borrow up to 70% of your home's appraised value, less any first mortgage balance, by simply writing a check.You may re-borrow the money at any time during the 10-year draw period, at which time payments are interest only.After the ten-year draw period, the loan converts to a 15-year payout.Property insurance required.Flood insurance required, if applicable.Loan on 1-4 family owner-occupied residence. Subject to credit approval.Subject to change without notice. Maximum allowable APR is 16%. Floor rate of 3% Account is variable.There is a $50 nonrefundable application fee as well as a $90.00 mortgage recording fee.Higher fees apply for NY and PA Residents.Member FDIC. Equal Housing Lender. Early Termination Applies.

Bi-Weekly Fixed Rate Home Equity Loans

Biweekly home equity payments save you time and money! Use your home's equity to consolidate debt, make home repairs- or to finance that pool you've always wanted!

Term Rate Pays Off In Fees In
APR
5 yr fixed 5.25% APR 4.5 years  
10 yr fixed 5.89 APR 8.8 years  
15 yr fixed 5.89 APR 12.9 years  
20 yr fixed 6.15% APR 16.5 years  
Payments must be auto-debited from a First Hope checking or savings account. Property insurance required. Rates reflect biweekly payments. Flood insurance required, if applicable. Loan amounts up to 80% of your home's appraised value, 75% for the 20 year term, less any first mortgage balance. Loan on 1-4 family owner-occupied residence. Subject to credit approval. Subject to change without notice. New Money only. Higher fees apply for NY and PA residents. There is a $50 application fee and a $90.00 recording fee. MEMBER FDIC

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220 Woodport Road
Sparta, NJ 07871
Phone: 973-729-8333
Fax: 908-637-1026

Equal Housing Lender

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