We’ve hit a Bull’s Eye with Home Equity Loans!

Borrow Up To $500,000 Second Homes available
Investment Properties available
Interest May Be Tax Deductible (consult your tax advisor)

Tap into the equity in your home for improvements, education expenses, a new car, vacation, debt consolidation... any worthwhile purpose. Act now while rates are low. Call 1-888-GSB-1819

FIXED RATE HOME EQUITY LOANS**
TERM APR MONTHLY P&I
($1,000 BORROWED)
FEES IN APR
 5 Years 3.750% $18.30 $0
 10 Years 3.875% $10.07 $0
 15 Years 4.250% $7.52 $0
 20 Years 4.450% $6.30 $0
 
** Maximum Loan-to-Value (LTV) is 75% with a 1st Lien position and 70% with a 2nd Lien position, on 1-2 family, Owner Occupied residences located in New Jersey. Monthly payments include principal and interest. Subject to a non-refundable application fee of $250 for loans over $100K-$250K; $375 over $250K-$500K; $100 mortgage recording and discharge fee. Homeowner's insurance is required; flood and title insurance may be required. Early termination fee of $450 if paid and closed within the first 24 months. Rates shown as of publication date and are subject to change at any time. Other Programs are available, please call the number below.

Rates are as of 02/04/2013

We Also Do
Home Equity Lines of Credit
Construction Loans
First Mortgages & Fixed and Adjustable Rates

Call David Tepper, Sr. Loan Officer - AVP
For details 973-602-3987
davidt@gibraltarbankfsb.com
www.gibraltarbanknj.com

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2 Railroad Plaza
Whippany, NJ 07981
Phone: 973-602-3987
Fax: 973-515-3532
NMLS #369022

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