Investors Savings Bank is a $5-billion savings bank which has served banking customers in New Jersey for over 80 years. We currently have 47 branch offices in eight New Jersey counties.

Benefit from our low fixed and variable rates especially compared to high-interest credit cards and installment loans with a Home Equity Loan from Investors or check out our variable rate Home Equity Line of Credit. Either way a Home Equity Loan or Line from Investors can cost you less and save you more. It’s the smart way to borrow.

Equity Loan Rates

Effective May 16, 2008


Fixed Rate Home Equity Loans

maximum $500,000

Program Rate Cost per $1000
3 Year Fixed 5.500% APR* $30.20
5 Year Fixed 5.750% APR* $19.22
10 Year Fixed 6.125% APR* $11.17
15 Year Fixed 6.250% APR* $8.58
20 Year Fixed 6.500% APR* $7.46
25 Year Fixed 6.750% APR* $6.91
30 Year Fixed 6.990% APR* $6.65

Equity Credit Line

Loan amount: $10,000 to a maximum of $500,000

4.750%APR**

* All APR's shown are based on automatic debit from an Investors Savings Bank checking account. Otherwise, the rates will be .250% higher.

All rates are subject to change without notice. 1-4 familyl, owner occupied NJ properties only. A $75 closing fee is payable at the time of closing.

** Annual Percentage Rate is variable and adjusts according to the prime rate as published in The Wall Street Journal. Prime Rate is currently 5.000%. Minimum floor is 4%. Maximum lifetime cap is 15%.

[The information on this page is updated directly by the lender using HSH's LiveEdit service. Please contact the lender with any questions or comments about the information posted here.]

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101 JFK Parkway
Short Hills, NJ 07078
Toll Free: (888) 863-8455
Fax: (973) 376-4975
Member, FDIC Equal Housing Lender
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