In today's world of mega-corporations and touch-tone service, isn't it nice to know you can still go to a bank where real people care about your real finances? At NVE Bank, we believe in supporting local businesses and taking care of families in order to sustain a vibrant and growing community.

Your calls and questions will never be referred to some faceless corporate headquarters halfway across the country. Our employees live and work in the same neighborhoods as you do, and share the same interests and concerns as you. Why not drop by one of our many convenient branches and talk to us about what we can do for you? That's why we're here.

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Equity Credit Lines

%APR Terms Maximum Amount Fees In
APR
Variable - Prime less .25%* 15 yrs or 20 yrs $500,000.00  
Equity Credit Line Notations
*Interest Rate: Floating at Prime Rate less .25%.
Max of 80% of appraised value less first mortgage.
When the combined balance is over $500,000, only 65% of appraised value is used. New Jersey owner occupied properties.

Equity Credit Loans

%APR Terms Maximum Amount Fees In
APR
5.50% 5 Yrs $500,000.00  
5.75% 10 Yrs $500,000.00  
6.24% 15 Yrs $500,000.00  
6.375% 20 Yrs $500,000.00
Equity Loan Notations
*The rates for 5 and 10 year terms reflect a .25% discount if NVE Bank is the first mortgagee. All rates reflect an additonal discount of .25% for monthly automatic payment debit from a free NVE checking account. The maximum loan amount is $500,000.00 if NVE Bank is first mortgagee. The maximum loan amount is $350,000.00 if NVE Bank is second mortgagee.
* 80% of appraised value.
* When the combined balance is over $500,000, only 65% of appraised value is used. New Jersey owner occupied properties.
Above Rates as of 5/14/08 and are subject to change

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70-76 Engle St.
Englewood, NJ 07631
Phone: 201-816-2800
Fax: 201-568-9821
E-mail:sstagg@nvebank.com

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