ARM Indexes: Cost of Deposits Index, 1990s (explanation)
Source: Federal Reserve Board

For Month Of	Value
01/01/1995	4.88670
02/01/1995	5.11420
03/01/1995	5.31250
04/01/1995	5.48750
05/01/1995	5.61330
06/01/1995	5.72830
07/01/1995	5.81500
08/01/1995	5.89500
09/01/1995	5.95330
10/01/1995	5.97670
11/01/1995	5.97250
12/01/1995	5.91670

01/01/1996	5.84580
02/01/1996	5.76170
03/01/1996	5.69000
04/01/1996	5.62750
05/01/1996	5.57250
06/01/1996	5.53580
07/01/1996	5.51580
08/01/1996	5.48500
09/01/1996	5.46670
10/01/1996	5.43500
11/01/1996	5.40500
12/01/1996	5.39000

01/01/1997	5.39330
02/01/1997	5.41170
03/01/1997	5.43170
04/01/1997	5.46080
05/01/1997	5.48920
06/01/1997	5.50580
07/01/1997	5.51170
08/01/1997	5.52830
09/01/1997	5.53580
10/01/1997	5.55580
11/01/1997	5.58580
12/01/1997	5.61580

01/01/1998	5.62500
02/01/1998	5.63920
03/01/1998	5.64330
04/01/1998	5.63250
05/01/1998	5.62330
06/01/1998	5.61830
07/01/1998	5.61750
08/01/1998	5.61580
09/01/1998	5.60000
10/01/1998	5.56330
11/01/1998	5.52170
12/01/1998	5.46670

01/01/1999	5.41250
02/01/1999	5.35920
03/01/1999	5.30330
04/01/1999	5.24500
05/01/1999	5.18920
06/01/1999	5.15000
07/01/1999	5.12080
08/01/1999	5.10670
09/01/1999	5.11420
10/01/1999	5.19080
11/01/1999	5.25420
12/01/1999	5.33000

The Certificate of Deposit Index (CODI) is the 12-month average of the monthly average yields on the nationally published secondary market 3-Month Certificate of Deposit rates. Information on monthly yields on 3-month certificates of deposit (secondary market) is published by the Federal Reserve Board.

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ARM Indexes: Cost of Deposits Index, 1990s (explanation) Source: Federal Reserve Board

ARM Indexes: Cost of Deposits Index, 1990s (explanation)
Source: Federal Reserve Board