Source: Federal Housing Finance Agency (FHFA)
or the "National Average Mortgage Contract Interest Rate For Major Lenders on the Purchase of Previously-Occupied Single Family Homes"
| Index Month | Release Date | Index Value |
|---|---|---|
| January 2010 | 02/25/2010 | 5.01000 |
| February 2010 | 03/30/2010 | 5.05000 |
| March 2010 | 04/27/2010 | 4.99000 |
| April 2010 | 05/27/2010 | 5.02000 |
| May 2010 | 06/24/2010 | 4.99000 |
| June 2010 | 07/27/2010 | 4.91000 |
| July 2010 | 08/26/2010 | 4.78000 |
| August 2010 | 09/28/2010 | 4.65000 |
| September 2010 | 10/28/2010 | 4.55000 |
| October 2010 | 11/23/2010 | 4.49000 |
| November 2010 | 12/28/2010 | 4.42000 |
| Index Month | Release Date | Index Value |
|---|---|---|
| January 2011 | 02/24/2011 | 4.71000 |
| February 2011 | 03/29/2011 | 4.79000 |
| March 2011 | 04/26/2011 | 4.84000 |
| April 2011 | 05/25/2011 | 4.80000 |
| May 2011 | 06/28/2011 | 4.74000 |
| June 2011 | 07/27/2011 | 4.62000 |
| July 2011 | 08/30/2011 | 4.57000 |
| August 2011 | 09/27/2011 | 4.56000 |
| September 2011 | 10/27/2011 | 4.38000 |
| October 2011 | 11/22/2011 | 4.19000 |
| November 2011 | 12/22/2011 | 4.22000 |
| December 2011 | 01/26/2012 | 4.15000 |
| Index Month | Release Date | Index Value |
|---|---|---|
| January 2012 | 02/28/2012 | 4.25000 |
| February 2012 | 03/27/2012 | 4.08000 |
| March 2012 | 04/26/2012 | 3.90000 |
| April 2012 | 05/29/2012 | 3.93000 |
| May 2012 | 06/26/2012 | 3.78000 |
| June 2012 | 07/26/2012 | 3.67000 |
| July 2012 | 08/28/2012 | 3.66000 |
| August 2012 | 09/27/2012 | 3.56000 |
| September 2012 | 10/30/2012 | 3.56000 |
| October 2012 | 11/29/2012 | 3.44000 |
| November 2012 | 12/27/2012 | 3.36000 |
| December 2012 | 01/29/2013 | 3.29000 |
| Index Month | Release Date | Index Value |
|---|---|---|
| January 2013 | 02/26/2013 | 3.35000 |
| February 2013 | 03/28/2013 | 3.43000 |
| March 2013 | 04/25/2013 | 3.54000 |
For other decades, click here.
The National Average Contract Mortgage Rate is derived from the Federal Housing Finance Agency (FHFA) Monthly Interest Rate Survey (MIRS). From October 1989 through July 2008, the survey was conducted each month by the Federal Housing Finance Board, which was the latest incarnation of the former Federal Home Loan Bank Board (FHLBB), which was formed in 1932.
The series is the average contract rate reported by a sample of mortgage lenders (savings and loan associations, savings banks, commercial banks, and mortgage companies) for loans closed during the first 5 working days of the month up through October 1991, and for the last 5 working days of the month since November 1991.
The rate is based on conventional fixed- and adjustable-rate loans on previously occupied nonfarm single-family homes. The series trails interest-rate trends both because of the processing time and the fact that the rate on a loan closed often reflects a rate commitment made two or three months earlier.
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Go to the full list of ARM Index Histories. HSH Associates makes every reasonable effort to supply complete, accurate information, but assumes no liability for errors. |
