You've probably heard a lot about interest-only payment plans lately, and with good reason -- they're hot right now.

You should know that they aren't a new concept, and that there are a number of ways they can work for you. However, that's not to say they they're for everyone, or that they don't have any risks associated with them.

Before you're ready to jump in, you might want to read through our tutorial "The Principal Facts of Interest-Only Mortgages," where you can learn about the pros and cons of this payment method. When you've finished, you'll have solid working knowledge of the products and will have a better idea if these are the right choice for you.