(Shopping for a mortgage? Please click here.)
Ready-to-Read Reports,
|
Sign up for the free HSH Weekly Market Trends newsletter. A fast & informative read! |
Click here for info on
|
All of the services listed below can be customized to your specifications.
'A' Credit Quality First Mortgage Surveys
Looking for a quick scan at the local market competition? Want to keep an archive of the market so you can track sales fluctuations at branches you manage? Our stock local market (street-level) reports are what you need. A crosscut of the major players in each market, with a range of their most competitive offerings (product mix varies depending upon the market). Available via e-mail in text or Excel spreadsheet format, with 52-week subscription starting at $500. Click here for a screen shot of our California Jumbo first mortgage report. For a list of the areas HSH covers, click here.
Home Equity Line of Credit Surveys
With hundreds of entries each month in 30 metropolitan areas, HSH's Home Equity Line of Credit (HELOC) survey covers your market. Concentrating on bank and thrift originators, this benchmark survey blankets more lenders and markets than any other. Data covers primarily 80% CLTV lines, with some 90% and 100% data for "A" credit-quality borrowers, and contains Intro Rate and Intro Period (if any), Fully Indexed Rate, Index, Margin, Life Cap, CLTV, dollar Minimum, dollar Maximum, Advance/Open period, Repayment Period, Percentage-based fees (if any), Closing costs (where declared), Annual Fee, Early Termination fee and period, and more. Markets can also be surveyed on a customized basis. Available as a one-time purchase or on a subscription basis, starting at $450. Extracts of this product are also available. Click here for a screen shot of this product.
Home Equity Loan Surveys
A smaller cousin to our massive HELOC survey, this 20+ city survey focuses on 10- to 15-year fixed rate Home Equity loans (second mortgage/trust deed). About 250 entries in each month's report brings a wide range of coverage, with details for Interest Rate, Term, (dollar) Minimum, (dollar) Maximum, CLTV, points, Closing Costs (where declared), and more. Available as a one- time purchase or on a subscription basis, starting at $350. Click here for a screen shot of this product.
New Auto Loan Surveys
An A-credit benchmark survey from bank and thrift originators in more than 25 major metropolitan areas. Hundreds of entries, typically detailing 36-month, 48-month and 60-month non-customer fixed rate pricing for a $20,000 loan. Entries list the Interest Rate, Term, LTV, and Fee. Available as a one-time purchase or on a subscription basis, starting at $200. Click here for a screen shot of this product.
Used Auto Loan Surveys
An A-credit benchmark survey from bank and thrift originators in up to 20 major metropolitan areas. Hundreds of entries for one- and two-year-old autos. The survey brings a range of terms, detailing 36-month, 48-month and 60-month non-customer fixed rate pricing for a $20,000 loan, and includes Interest Rate, Term, LTV, and Fee. Available as a one-time purchase or on a subscription basis, starting at $125. Click here for a screen shot of this product.
Closing Cost Surveys
Whether they're called "ancillary fees" or even "junk fees," HSH's quarterly Closing Cost survey includes a variety of consumer-paid costs. Available as a national survey only, we cover Appraisal, Credit Report, Application, Document Preparation, Underwriting, Processing, Tax Service, Closing/Settlement, Flood Certification, Recording, Survey, Title Search, Title Insurance, Lender's Attorney, Miscellaneous charges, and more. Available as a one-time purchase or on a subscription basis, starting at $450. This product can be customized to your needs. Click here for a screen shot of this product.
Statistical Series
We offer a wide range of statistical series on mortgage rates, both current and historical, ranging from a single metropolitan area to national data sets.
National series for conforming, jumbo and "combined" averages include average rate and average points, and are available for every product we survey, including 30- and 15-year FRMs, TCM-based one-year ARMs, hybrid 3/1, 5/1, 7/1 and 10/1 ARMs, FHA 30-year fixed and one-year FHA ARMs, and many other products -- including interest-only product. Available as a one-time purchase or on a subscription basis. Historical weekly single-series datasets (i.e. 30-year fixed conforming) start at about $250 per year. Monthly averages available, starting at $120 per year. Click here for more information.
Daily Index Update Service
You don't need to hunt around the web, or subscribe to high-priced online services, to get ARM indexes for your servicing needs. HSH's Daily Index Update Service does it for you.
Every business morning you get over 55 indexes & financial indicators in one place, including Treasury constant maturities, various cost of funds indexes, daily and monthly LIBORs, the Prime rate, the Discount rate, Fannie Mae and Freddie Mac RNYs, national mortgage rates, and more.
Delivery is via web service (directly from our database to yours), via e-mail, or via FTP. This product can be customized to your needs. Click here for more information.
Census Regions
A regular series of weekly conforming statistics for the four major census areas. Includes average rates and average points. Series spans 1990 to present; histories start at about $250 per year. Monthly averages available, starting at $120 per year. Please use this coupon to request more details and a price quote.
Metropolitan Areas
HSH gathers data in up to 120 metropolitan area in a given survey cycle. Coverage by market varies, but most areas contain data for 30-year fixed rate, 15-year fixed rate, and TCM-based one-year ARMs, typically for conforming and jumbo. Some areas also have 3/1, 5/1, 7/1 and 10/1 ARMs. Weekly single-series (i.e. 30-year fixed conforming) start at about $250 per year. Monthly averages available, starting at $120 per year. Please use this coupon to request more details and a price quote.
Puerto Rico: mortgage statistics
The only place to get information for Puerto Rico. Averages and rates for conforming 30-year fixed rate loans and 30-year fixed FHA loans. Monthly statistics only, starting at about $120 per year. Please use this coupon to request more details and a price quote.
Archive Data Services
Travel back in time all the way back to the earliest days of ARMs, or back to the days of a 21.5% Prime Rate. HSH has the longest, widest and deepest private market survey ever assembled, and you can take advantage of it. Defending litigation? Filing a suit on behalf of a client? Comparing profitability over time? Researching retail markups? Find out why Federal regulators use our data. If we don't have it, it probably doesn't exist anywhere. Please use this coupon to request more details and a price quote.
Internet Services
Lender Showcases: advertise directly to borrowers
HSH hosts a variety of advertising forums where lenders display their best and most competitive mortgage rates and/or other loan programs. If you offer 'A' or subprime product; if your institution makes auto loans, offers home equity product, commercial loans, even construction loans, we have a Showcase for you. Unlike "mortgage malls," sales leads go directly to you -- no one else! Click here for more information.
