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It's a question almost everyone is asking: "Should I refinance my mortgage?" If so, what's the best way to pay for my mortgage refinance

It's a question almost everyone is asking: "Should I refinance my mortgage?" If so, what's the best way to pay for my mortgage refinance

Today's Alabama Mortgage Rates in the HSH Lender Showcase

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Displaying Today's Mortgage Rates for a $200000 Refinance loan.
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Alabama Mortgages

If you're buying a home or refinancing one in Alabama, use the resources available on HSH.com to identify the right mortgage--and the right Alabama mortgage rates--for your financial needs.

The education, banking, and technology sectors have attracted major employers and jobs to Alabama in recent years. Home affordability, especially in metropolitan areas like Birmingham, Huntsville, and Mobile, can fluctuate based on housing availability, employer hiring trends, and prevailing AL mortgage rates.

As in other parts of the country, national market movements and local economic conditions impact current AL mortgage rates. Contacting a trusted mortgage broker or lender for a quote can help you determine whether a refinance or a new home loan makes sense under today's market conditions.

Alabama Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2020 Conventional loan limits for Alabama

County Name One Family Two Family Three Family Four Family
Autauga County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Baldwin County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Barbour County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Bibb County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Blount County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Bullock County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Butler County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Calhoun County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Chambers County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Cherokee County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Chilton County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Choctaw County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Clarke County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Clay County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Cleburne County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Coffee County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Colbert County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Conecuh County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Coosa County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Covington County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Crenshaw County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Cullman County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Dale County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Dallas County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Dekalb County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Elmore County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Escambia County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Etowah County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Fayette County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Franklin County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Geneva County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Greene County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Hale County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Henry County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Houston County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Jackson County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Jefferson County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Lamar County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Lauderdale County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Lawrence County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Lee County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Limestone County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Lowndes County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Macon County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Madison County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Marengo County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Marion County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Marshall County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Mobile County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Monroe County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Montgomery County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Morgan County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Perry County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Pickens County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Pike County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Randolph County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Russell County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Shelby County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
St. Clair County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Sumter County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Talladega County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Tallapoosa County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Tuscaloosa County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Walker County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Washington County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Wilcox County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Winston County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
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