We research, you save.

Alabama Mortgage Rates and Refinance Rates: HSH Lender Showcase

Refine Your Search

Get Quotes

Mortgage refinance rates in Alabama

3.875% Rate

30 Yr. Fixed

4.087% APR

$940 / month (est)

Learn More

Updated 10/24/2014

  • Direct Mortgage Lender
  • Billions Funded
  • Apply Online. Quick approvals.
Call Now

4.180% Rate

30 Yr. Fixed

4.415% APR

$976 / month (est)

Learn More

Updated 10/24/2014

Member of BBBNational LenderExtended Support HoursVA Approved LenderFHA Approved Lender
  • We close our loans FAST - many in 30 days or less!
  • Rates are still historically low! Lock in a low rate and payment today.
  • Why pay more for your home than you have to? Check out rates now.
Call Now

3.750% Rate

30 Yr. Fixed

3.973% APR

$926 / month (est)

Learn More

Updated 10/24/2014

Immediate Rate LockLow FeesExtended Support HoursOffers HARP LoansNational Lender
  • Saving just makes sense. Get $1000 Off Closing Costs.
  • Get a customized quote in minutes.
  • Free 60-day rate lock and no application fee
Call Now

3.875% Rate

30 Yr. Fixed

4.038% APR

$940 / month (est)

Learn More

Updated 10/24/2014

National LenderExtended Support HoursFHA Approved LenderOffers HARP LoansMember of BBB
  • Competitive rates and no hidden fees
  • One dedicated mortgage banker from first call to closing
  • Simple, straightforward process
Call Now

Mortgages from 2.75% (2.96% APR)
  • $200k Loan for Under $816/Month
  • Free Home Mortgage Rate Quotes.
  • Compare Rates from Up to 5 Lenders.
  • Lock in Your Low Rate Today!
Learn More
Mortgage rates from lenders in your area
Company Lending Area Comments
Aimloan.com Last update: 10/24/2014 Nationwide Certified UpFront Lender! Rates & Good Faith Estimate Online 24/7
Quicken Loans Last update: 10/24/2014 Nationwide! Great Rates. Expert Advice. Fast Process. Call 800-695-4122 and lock-in a low 30yr fixed rate today!

Alabama Mortgages

If you're buying a home or refinancing one in Alabama, use the resources available on HSH.com to identify the right mortgage--and the right Alabama mortgage rates--for your financial needs.

The education, banking, and technology sectors have attracted major employers and jobs to Alabama in recent years. Home affordability, especially in metropolitan areas like Birmingham, Huntsville, and Mobile, can fluctuate based on housing availability, employer hiring trends, and prevailing AL mortgage rates.

As in other parts of the country, national market movements and local economic conditions impact current AL mortgage rates. Contacting a trusted mortgage broker or lender for a quote can help you determine whether a refinance or a new home loan makes sense under today's market conditions.

Alabama Conventional Mortgage

A conventional loan is traditionally defined as a fixed-rate mortgage with equal monthly payments, a 15-year or 30-year term, and a fixed interest rate established when the mortgage is created.

For Alabama, the conventional loan limit is at $417,000 for all counties.

County NameOne-FamilyTwo-FamilyThree-FamilyFour-Family
Autauga $417,000 $533,850 $645,300 $801,950
Baldwin $417,000 $533,850 $645,300 $801,950
Barbour $417,000 $533,850 $645,300 $801,950
Bibb $417,000 $533,850 $645,300 $801,950
Blount $417,000 $533,850 $645,300 $801,950
Bullock $417,000 $533,850 $645,300 $801,950
Butler $417,000 $533,850 $645,300 $801,950
Calhoun $417,000 $533,850 $645,300 $801,950
Chambers $417,000 $533,850 $645,300 $801,950
Cherokee $417,000 $533,850 $645,300 $801,950
Chilton $417,000 $533,850 $645,300 $801,950
Choctaw $417,000 $533,850 $645,300 $801,950
Clarke $417,000 $533,850 $645,300 $801,950
Clay $417,000 $533,850 $645,300 $801,950
Cleburne $417,000 $533,850 $645,300 $801,950
Coffee $417,000 $533,850 $645,300 $801,950
Colbert $417,000 $533,850 $645,300 $801,950
Conecuh $417,000 $533,850 $645,300 $801,950
Coosa $417,000 $533,850 $645,300 $801,950
Covington $417,000 $533,850 $645,300 $801,950
Crenshaw $417,000 $533,850 $645,300 $801,950
Cullman $417,000 $533,850 $645,300 $801,950
Dale $417,000 $533,850 $645,300 $801,950
Dallas $417,000 $533,850 $645,300 $801,950
De Kalb $417,000 $533,850 $645,300 $801,950
Elmore $417,000 $533,850 $645,300 $801,950
Escambia $417,000 $533,850 $645,300 $801,950
Etowah $417,000 $533,850 $645,300 $801,950
Fayette $417,000 $533,850 $645,300 $801,950
Franklin $417,000 $533,850 $645,300 $801,950
Geneva $417,000 $533,850 $645,300 $801,950
Greene $417,000 $533,850 $645,300 $801,950
Hale $417,000 $533,850 $645,300 $801,950
Henry $417,000 $533,850 $645,300 $801,950
Houston $417,000 $533,850 $645,300 $801,950
Jackson $417,000 $533,850 $645,300 $801,950
Jefferson $417,000 $533,850 $645,300 $801,950
Lamar $417,000 $533,850 $645,300 $801,950
Lauderdale $417,000 $533,850 $645,300 $801,950
Lawrence $417,000 $533,850 $645,300 $801,950
Lee $417,000 $533,850 $645,300 $801,950
Limestone $417,000 $533,850 $645,300 $801,950
Lowndes $417,000 $533,850 $645,300 $801,950
Macon $417,000 $533,850 $645,300 $801,950
Madison $417,000 $533,850 $645,300 $801,950
Marengo $417,000 $533,850 $645,300 $801,950
Marion $417,000 $533,850 $645,300 $801,950
Marshall $417,000 $533,850 $645,300 $801,950
Mobile $417,000 $533,850 $645,300 $801,950
Monroe $417,000 $533,850 $645,300 $801,950
Montgomery $417,000 $533,850 $645,300 $801,950
Morgan $417,000 $533,850 $645,300 $801,950
Perry $417,000 $533,850 $645,300 $801,950
Pickens $417,000 $533,850 $645,300 $801,950
Pike $417,000 $533,850 $645,300 $801,950
Randolph $417,000 $533,850 $645,300 $801,950
Russell $417,000 $533,850 $645,300 $801,950
St. Clair $417,000 $533,850 $645,300 $801,950
Shelby $417,000 $533,850 $645,300 $801,950
Sumter $417,000 $533,850 $645,300 $801,950
Talladega $417,000 $533,850 $645,300 $801,950
Tallapoosa $417,000 $533,850 $645,300 $801,950
Tuscaloosa $417,000 $533,850 $645,300 $801,950
Walker $417,000 $533,850 $645,300 $801,950
Washington $417,000 $533,850 $645,300 $801,950
Wilcox $417,000 $533,850 $645,300 $801,950
Winston $417,000 $533,850 $645,300 $801,950