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It's a question almost everyone is asking: "Should I refinance my mortgage?" If so, what's the best way to pay for my mortgage refinance

It's a question almost everyone is asking: "Should I refinance my mortgage?" If so, what's the best way to pay for my mortgage refinance

Mortgage Rates in California | Refinance Rates | HSH Lender Showcase

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Displaying Today's Mortgage Rates for a $200000 Refinance loan.
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California Mortgages

From San Diego to Eureka, California home prices are famously high. That's why housing affordability can hinge on finding the lowest CA mortgage rates available from competing lenders.

HSH.com's data on current CA mortgage rates--available statewide and by metro area--can help you conduct preliminary research on home affordability and evaluate mortgage deals from various lenders.

California conventional mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2020 Conventional loan limits for California

County Name One Family Two Family Three Family Four Family
Alameda County One Family$765,600 Two Family$980,325 Three Family$1,184,925 Four Family$1,472,550
Alpine County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Amador County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Butte County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Calaveras County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Colusa County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Contra Costa County One Family$765,600 Two Family$980,325 Three Family$1,184,925 Four Family$1,472,550
Del Norte County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
El Dorado County One Family$569,250 Two Family$728,750 Three Family$880,900 Four Family$1,094,700
Fresno County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Glenn County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Humboldt County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Imperial County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Inyo County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Kern County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Kings County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Lake County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Lassen County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Los Angeles County One Family$765,600 Two Family$980,325 Three Family$1,184,925 Four Family$1,472,550
Madera County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Marin County One Family$765,600 Two Family$980,325 Three Family$1,184,925 Four Family$1,472,550
Mariposa County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Mendocino County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Merced County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Modoc County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Mono County One Family$529,000 Two Family$677,200 Three Family$818,600 Four Family$1,017,300
Monterey County One Family$672,750 Two Family$861,250 Three Family$1,041,050 Four Family$1,293,750
Napa County One Family$764,750 Two Family$979,000 Three Family$1,183,400 Four Family$1,470,700
Nevada County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Orange County One Family$765,600 Two Family$980,325 Three Family$1,184,925 Four Family$1,472,550
Placer County One Family$569,250 Two Family$728,750 Three Family$880,900 Four Family$1,094,700
Plumas County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Riverside County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Sacramento County One Family$569,250 Two Family$728,750 Three Family$880,900 Four Family$1,094,700
San Benito County One Family$765,600 Two Family$980,325 Three Family$1,184,925 Four Family$1,472,550
San Bernardino County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
San Diego County One Family$701,500 Two Family$898,050 Three Family$1,085,550 Four Family$1,349,050
San Francisco County One Family$765,600 Two Family$980,325 Three Family$1,184,925 Four Family$1,472,550
San Joaquin County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
San Luis Obispo County One Family$690,000 Two Family$883,300 Three Family$1,067,750 Four Family$1,326,950
San Mateo County One Family$765,600 Two Family$980,325 Three Family$1,184,925 Four Family$1,472,550
Santa Barbara County One Family$625,500 Two Family$800,775 Three Family$967,950 Four Family$1,202,925
Santa Clara County One Family$765,600 Two Family$980,325 Three Family$1,184,925 Four Family$1,472,550
Santa Cruz County One Family$765,600 Two Family$980,325 Three Family$1,184,925 Four Family$1,472,550
Shasta County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Sierra County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Siskiyou County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Solano County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Sonoma County One Family$704,950 Two Family$902,450 Three Family$1,090,850 Four Family$1,355,700
Stanislaus County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Sutter County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Tehama County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Trinity County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Tulare County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Tuolumne County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Ventura County One Family$713,000 Two Family$912,750 Three Family$1,103,350 Four Family$1,371,150
Yolo County One Family$569,250 Two Family$728,750 Three Family$880,900 Four Family$1,094,700
Yuba County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
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