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California Mortgage Rates and Refinance Rates: HSH Lender Showcase

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Mortgage Refinance rates in California

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4.000% Rate

30 Yr. Fixed

4.023% APR

$1,443 / month (est)

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Updated 4/29/2016

National LenderFHA Approved LenderVA Approved LenderMember of BBBLow Fees
  • Direct Lender. We can approve and fund loans in less than 30 days.
  • Get a free and no obligation rate quote in California.
  • These rates won't last. Call now and lock-in your low rate!
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4.180% Rate

30 Yr. Fixed

4.385% APR

$1,475 / month (est)

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Updated 4/29/2016

Member of BBBNational LenderExtended Support HoursVA Approved LenderFHA Approved Lender
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  • Rates are still incredibly low! Lock in a low rate and payment today.
  • Why pay more for your home than you have to? Check out rates now.
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4.000% Rate

30 Yr. Fixed

4.034% APR

$1,443 / month (est)

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Updated 4/29/2016

  • Direct Mortgage Lender. NMLS ID #1168.
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California Interest Rates as low as 2.63% (3.13APR)
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Quicken Loans Last update: 04/29/2016 Nationwide! Great Rates. Expert Advice. Fast Process. Call 800-695-4122 and lock-in a low 30yr fixed rate today!

California Mortgages

From San Diego to Eureka, California home prices are famously high. That's why housing affordability can hinge on finding the lowest CA mortgage rates available from competing lenders.

HSH.com's data on current CA mortgage rates--available statewide and by metro area--can help you conduct preliminary research on home affordability and evaluate mortgage deals from various lenders.

California conventional mortgage

A conventional loan is traditionally defined as a fixed-rate mortgage with equal monthly payments, a 15-year or 30-year term, and a fixed interest rate established when the mortgage is created.

For California, 34 counties have a conventional loan limit at $417,000, 11 counties are at $625,500 and the remaining 13 counties range from $463,450 to $598,000.

County NameOne-FamilyTwo-FamilyThree-FamilyFour-Family
ALAMEDA $625,500 $800,775 $967,950 $1,202,925
ALPINE $463,450 $593,300 $717,150 $891,250
AMADOR $417,000 $533,850 $645,300 $801,950
BUTTE $417,000 $533,850 $645,300 $801,950
CALAVERAS $417,000 $533,850 $645,300 $801,950
COLUSA $417,000 $533,850 $645,300 $801,950
CONTRA COSTA $625,500 $800,775 $967,950 $1,202,925
DEL NORTE $417,000 $533,850 $645,300 $801,950
EL DORADO $474,950 $608,000 $734,950 $913,350
FRESNO $417,000 $533,850 $645,300 $801,950
GLENN $417,000 $533,850 $645,300 $801,950
HUMBOLDT $417,000 $533,850 $645,300 $801,950
IMPERIAL $417,000 $533,850 $645,300 $801,950
INYO $417,000 $533,850 $645,300 $801,950
KERN $417,000 $533,850 $645,300 $801,950
KINGS $417,000 $533,850 $645,300 $801,950
LAKE $417,000 $533,850 $645,300 $801,950
LASSEN $417,000 $533,850 $645,300 $801,950
LOS ANGELES $625,500 $800,775 $967,950 $1,202,925
MADERA $417,000 $533,850 $645,300 $801,950
MARIN $625,500 $800,775 $967,950 $1,202,925
MARIPOSA $417,000 $533,850 $645,300 $801,950
MENDOCINO $417,000 $533,850 $645,300 $801,950
MERCED $417,000 $533,850 $645,300 $801,950
MODOC $417,000 $533,850 $645,300 $801,950
MONO $529,000 $677,200 $818,600 $1,017,300
MONTEREY $483,000 $618,300 $747,400 $928,850
NAPA $592,250 $758,200 $916,450 $1,138,950
NEVADA $477,250 $610,950 $738,500 $917,800
ORANGE $625,500 $800,775 $967,950 $1,202,925
PLACER $474,950 $608,000 $734,950 $913,350
PLUMAS $417,000 $533,850 $645,300 $801,950
RIVERSIDE $417,000 $533,850 $645,300 $801,950
SACRAMENTO $474,950 $608,000 $734,950 $913,350
SAN BENITO $625,500 $800,775 $967,950 $1,202,925
SAN BERNARDINO $417,000 $533,850 $645,300 $801,950
SAN DIEGO $546,250 $699,300 $845,300 $1,050,500
SAN FRANCISCO $625,500 $800,775 $967,950 $1,202,925
SAN JOAQUIN $417,000 $533,850 $645,300 $801,950
SAN LUIS OBISPO $561,200 $718,450 $868,400 $1,079,250
SAN MATEO $625,500 $800,775 $967,950 $1,202,925
SANTA BARBARA $625,500 $800,775 $967,950 $1,202,925
SANTA CLARA $625,500 $800,775 $967,950 $1,202,925
SANTA CRUZ $625,500 $800,775 $967,950 $1,202,925
SHASTA $417,000 $533,850 $645,300 $801,950
SIERRA $417,000 $533,850 $645,300 $801,950
SISKIYOU $417,000 $533,850 $645,300 $801,950
SOLANO $417,000 $533,850 $645,300 $801,950
SONOMA $520,950 $666,900 $806,150 $1,001,850
STANISLAUS $417,000 $533,850 $645,300 $801,950
SUTTER $417,000 $533,850 $645,300 $801,950
TEHAMA $417,000 $533,850 $645,300 $801,950
TRINITY $417,000 $533,850 $645,300 $801,950
TULARE $417,000 $533,850 $645,300 $801,950
TUOLUMNE $417,000 $533,850 $645,300 $801,950
VENTURA $598,000 $765,550 $925,350 $1,150,000
YOLO $474,950 $608,000 $734,950 $913,350
YUBA $417,000 $533,850 $645,300 $801,950

Calculate your payments for California properties with our mortgage calculator.